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Buying a little piece of Middle England; Manifesting my way to mortgage free.

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Comments

  • Just a suggestion but check the pie carefully, hopefully the ingredients are listed separately as often wheat flour is used to thicken the filling.  It depends how sensitive you are.  I can get away with the odd bit like that as I'm intolerant rather than allergic.

  • I was just about to write the above but redo got there first
    love 🐞

    Grow your own: £14.66
  • Just a suggestion but check the pie carefully, hopefully the ingredients are listed separately as often wheat flour is used to thicken the filling.  It depends how sensitive you are.  I can get away with the odd bit like that as I'm intolerant rather than allergic.

    Oh good call, I'll do that and if a no go I will just make my own filling. I think mine is intolerance too but rather not have the hot flushes and headache and tum pains. I have a full on allergy to milk and sulphites and the results of accidentally ingesting those is like an exorcist scene. 
    MORTGAGE BALANCE when we moved Aug 2024, £120,000. January 1st £118,267.06. May 1st, £116, 123, June 1st, £115,536, New mortgage added for extension- £165,000 July 1st!
    Mortgage Overpayments - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200. Aug-£200.
    Total- £1362.23
    Goal pay off 1% of current mortgage in 1 year. £1650

    EF- first goal £300
  • Thanks 🐞 will check for sure! I've got quite good at replicating their pies on the cheap - only bought them as they were on offer. So I may just make my own with some GF ready made pastry that KK told me about in the shops 👏🏼😁
    MORTGAGE BALANCE when we moved Aug 2024, £120,000. January 1st £118,267.06. May 1st, £116, 123, June 1st, £115,536, New mortgage added for extension- £165,000 July 1st!
    Mortgage Overpayments - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200. Aug-£200.
    Total- £1362.23
    Goal pay off 1% of current mortgage in 1 year. £1650

    EF- first goal £300
  • Oh and yesterday was a NSD 👏🏼 I'm getting good at these when I'm at work. Stay in the lunch room instead of venturing into town seems to be the trick 🤣 and it's hard as town is only five minutes walk away .... 
    MORTGAGE BALANCE when we moved Aug 2024, £120,000. January 1st £118,267.06. May 1st, £116, 123, June 1st, £115,536, New mortgage added for extension- £165,000 July 1st!
    Mortgage Overpayments - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200. Aug-£200.
    Total- £1362.23
    Goal pay off 1% of current mortgage in 1 year. £1650

    EF- first goal £300
  • Had some cashback confirmed finally.
    £32.17

    Quick tot up of surveys+ CB this month so far- £155.77!!! 
    That's my best month by far for a long time.

    Some of that will pay for tea out with my friend today 😀 
    MORTGAGE BALANCE when we moved Aug 2024, £120,000. January 1st £118,267.06. May 1st, £116, 123, June 1st, £115,536, New mortgage added for extension- £165,000 July 1st!
    Mortgage Overpayments - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200. Aug-£200.
    Total- £1362.23
    Goal pay off 1% of current mortgage in 1 year. £1650

    EF- first goal £300
  • dawnybabes
    dawnybabes Posts: 3,371 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    What you might find (def has here) that once you’re off gluten you become much much more sensitive to it.  There is no way I could eat the middle of a pie without being really ill.  
    Sealed pot challenge 822

    Jan - £176.66 :j
  • dawnybabes
    dawnybabes Posts: 3,371 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Love the doggy 🥰🥰
    Sealed pot challenge 822

    Jan - £176.66 :j
  • KajiKita
    KajiKita Posts: 7,770 Forumite
    1,000 Posts Fourth Anniversary Name Dropper Photogenic
    Cute ornament. I’m guessing it looks like an old friend? ❤️
    Tree fluffing is one of those jobs that sends you slightly ‘blind’ - you have to fluff, walk away, refresh your eyes, fluff, refresh your eyes, fluff, etc

    KK
    As at 15.07.25:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £233,521
    - OPs to mortgage = £11,816 Interest saved £5,28 to date
    Fixed rate 3.85% ends January 2030

    Read 41 books of target 52 in 2025, as @ 9th August
    Produce tracker: £276 of £300 in 2025

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
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