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Buying a little piece of Middle England; Manifesting my way to mortgage free.
Comments
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Just a suggestion but check the pie carefully, hopefully the ingredients are listed separately as often wheat flour is used to thicken the filling. It depends how sensitive you are. I can get away with the odd bit like that as I'm intolerant rather than allergic.
My mortgage free diary: https://forums.moneysavingexpert.com/discussion/6498069/whoops-here-comes-the-cheese
GNU Mr Redo1 -
I was just about to write the above but redo got there first
love 🐞
Grow your own: £14.661 -
redofromstart said:Just a suggestion but check the pie carefully, hopefully the ingredients are listed separately as often wheat flour is used to thicken the filling. It depends how sensitive you are. I can get away with the odd bit like that as I'm intolerant rather than allergic.MORTGAGE BALANCE when we moved Aug 2024, £120,000. January 1st £118,267.06. May 1st, £116, 123, June 1st, £115,536, New mortgage added for extension- £165,000 July 1st!Mortgage Overpayments - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200. Aug-£200.
Total- £1362.23
Goal pay off 1% of current mortgage in 1 year. £1650
EF- first goal £300
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Thanks 🐞 will check for sure! I've got quite good at replicating their pies on the cheap - only bought them as they were on offer. So I may just make my own with some GF ready made pastry that KK told me about in the shops 👏🏼😁MORTGAGE BALANCE when we moved Aug 2024, £120,000. January 1st £118,267.06. May 1st, £116, 123, June 1st, £115,536, New mortgage added for extension- £165,000 July 1st!Mortgage Overpayments - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200. Aug-£200.
Total- £1362.23
Goal pay off 1% of current mortgage in 1 year. £1650
EF- first goal £300
2 -
Oh and yesterday was a NSD 👏🏼 I'm getting good at these when I'm at work. Stay in the lunch room instead of venturing into town seems to be the trick 🤣 and it's hard as town is only five minutes walk away ....MORTGAGE BALANCE when we moved Aug 2024, £120,000. January 1st £118,267.06. May 1st, £116, 123, June 1st, £115,536, New mortgage added for extension- £165,000 July 1st!Mortgage Overpayments - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200. Aug-£200.
Total- £1362.23
Goal pay off 1% of current mortgage in 1 year. £1650
EF- first goal £300
1 -
Had some cashback confirmed finally.
£32.17
Quick tot up of surveys+ CB this month so far- £155.77!!!
That's my best month by far for a long time.
Some of that will pay for tea out with my friend today 😀MORTGAGE BALANCE when we moved Aug 2024, £120,000. January 1st £118,267.06. May 1st, £116, 123, June 1st, £115,536, New mortgage added for extension- £165,000 July 1st!Mortgage Overpayments - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200. Aug-£200.
Total- £1362.23
Goal pay off 1% of current mortgage in 1 year. £1650
EF- first goal £300
2 -
What you might find (def has here) that once you’re off gluten you become much much more sensitive to it. There is no way I could eat the middle of a pie without being really ill.Sealed pot challenge 822
Jan - £176.66 :j1 -
That's what happened since I stopped sulphites Altogether @dawnybabes .I'm finding it really hard to find anything in restaurants or pre made for me 😕 and I'm such a food lover it's a bit sad really.Almost a NSD as my friend and I argued over who's turn it was to pay 😂 she said I was saving her money getting buses Into work so I relented and let her pay. But I found a cute Christmas tree ornament on the way out which I just had to get as there was only a couple left. This has prompted an afternoon of me shifting furniture around to accommodate for my new tree 🙈🤣 nothing like a bit of spontaneity eh.It took me an hour and a bit just to get the tree sorted out and the furniture out of the way. And ovo rang in between this asking to send an engineer out as apparently the meter isn't sending readings any more. I let DP deal with that. The lady sounded like a robot and I was struggling to understand the monotone she droned on in (I'm a bit hard of hearing and certain frequencies I just cannot hear and she was one I just couldn't hear). So anyway they're booked in next week.And here is my tree with one solitary ornament atm 🤣I spent ages fluffing it out and I think it still needs more attention as it doesn't look like the tree on the website 🤔
❤️❤️❤️MORTGAGE BALANCE when we moved Aug 2024, £120,000. January 1st £118,267.06. May 1st, £116, 123, June 1st, £115,536, New mortgage added for extension- £165,000 July 1st!Mortgage Overpayments - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200. Aug-£200.
Total- £1362.23
Goal pay off 1% of current mortgage in 1 year. £1650
EF- first goal £300
5 -
Love the doggy 🥰🥰Sealed pot challenge 822
Jan - £176.66 :j2 -
Cute ornament. I’m guessing it looks like an old friend? ❤️
Tree fluffing is one of those jobs that sends you slightly ‘blind’ - you have to fluff, walk away, refresh your eyes, fluff, refresh your eyes, fluff, etc
KKAs at 15.07.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £233,521
- OPs to mortgage = £11,816 Interest saved £5,28 to date
Fixed rate 3.85% ends January 2030
Read 41 books of target 52 in 2025, as @ 9th August
Produce tracker: £276 of £300 in 2025
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Watch your words, they become your actions.Watch your actions, they become your reality.0
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