Buying a little piece of Middle England; Manifesting my way to mortgage free.

beanielou

So so glad that you are in. 

I would be making a formal complaint to the mortgage company. 

redofromstart

And the legals too - this should have been picked up prior to exchange. 

Glad you are in and hope you get a speedy refund. Nobody should have been held to ransom for admin errors.

slm6002

redofromstart said:

And the legals too - this should have been picked up prior to exchange. 

Glad you are in and hope you get a speedy refund. Nobody should have been held to ransom for admin errors.

Especially as the error had previously been pointed out.

Glad you are in and before the school holidays end.  Hopefully it will make life simpler now the children are closer to everything.

Enjoy your new home

~FlowerPot~

So pleased you are all in. Let's hope all the stress of moving is finished and you can enjoying unpacking and cleaning and arranging your stuff in peace and in your own time
Love flowers. X

debtfreewannabe321

That's for visiting everyone, it's nice to have company and well wishes. I think I am going to put a complaint in in the next week or so. The refund is being processed now, however it could take up to 2 weeks?! We've barely any money to live on now and the entire budget is messed up for the whole month.
We did a small shop today which sent DP overdrawn 😡first time in months we've been overdrawn and all because of their mess up, so I'm not too happy about it all.

We've spent the last couple of days just unpacking and cleaning and trying to organise furniture into new homes. This house has such a different layout it's taking a few goes if moving furniture around to find the right spots for everything.
DP, DS and myself have no wardrobes either so I need to sort something out. That's tomorrow's job as well as moving a really heavy bit of furniture (right after we had it moved twice already by removals 🙈 ) it's still not in the right spot so I want to try one more place. 

DD finally received her confirmation of starting at the new school today after I sent an email to them yesterday, bluntly asking for a yes or no. Poor DD was full of nerves waiting around for clarification on what was going on and they messed her around and kept cycling back to the same questions so I took over. I basically said just tell us yes or no so we can move on to elsewhere if it's a no. Anyway that's sorted her grades were good enough and I kind of pulled on the fact that her step mum had passed away Christmas morning and it's had a knock on effect to DDs grades which is why they weren't what she was expected to get (7/8 in some subjects and she got 6 instead). They apologised for the delay and readily accepted her in.

I still am lacking school kit for DS. I have no available Money to buy it right now.
I get maintenance on Sunday so I'll order it as soon as I can after that arrives.
We will basically have around £700 to live on until that refund comes in so it best hurry up 😐
We've given away lots of bits left in and around the house on FB and also given away boxes and packing materials so that saves us many trips to the tip. We tidied up the front of the house today. After clearing the drive we actually have flower beds we hadn't seen! We thought the whole thing was bricked but there is about two feet all the way round two sides of flower beds. They were filled with weeds although I found one rose which I cut back and we picked up what seemed like years of rubbish and weeds and leaves. It looks really good now and we will buy hedging for those beds when we get some money through. We are going to borrow my sister's jet wash to do the bricks too. 

No chance of NSD at the moment so that's on hold. 
I'm writing everything in my paper budget that I'm spending but nothing on YNAB. I ran out of free trial and had no money to buy a subscription (yet). I will do eventually though...and reconcile and make a few decisions on what we're doing going forward for the rest of the month. 

Okay off to bed now.... physically exhausted but mentally wide Awake 😐🤣

HotDog2020

I can't blame you for being unhappy about it all, I would wait untill you have the money in your account before complaining..that is what I would do. Good news about DD getting a place at the school she wants and well done for fighting her corner. You will get your finances back in ship shape soon I am sure. Good luck with the tight budget, I am cheering you on at the sidelines. HotdogX

debtfreewannabe321

Thanks Hotdog, DP said the same to wait until they have processed it. I'm so annoyed though I want to put pen to paper.
I don't know what to ask for in the way of compensation. Or whether to just complain and see what they offer? What would everyone else do?

DD is really happy 😁 both seem excited about going back to school so this is a first! They both know the route to school and back too which is good, although DD took the dog for a walk last night with her friend and got lost. She walked past the house three times before realising this was the house 🤣🙈

Right I'm awake so going to get up and get the kettle on!

HotDog2020

You Could explain how much you were charged for the inconvenience of not having the £1500, however a lot of people might argue that it would be wise to have a good pot before moving to allow for any of these problems that crop up. If you just be honest in what happened and that it was not right that you were charged and describe all the isues that cropped up because of it. HotdogX

debtfreewannabe321

If only it had been £1500. It was £2900. ☹️And I had/have savings....I had packed my books with all passwords in to access savings accounts. We got the bill 3 hours before we got keys to the new house with half our contents already loaded on to vans and we had no time to be finding books with passwords and raiding savings accounts. So even with a buffer I was caught out. We thought it had all been sorted (if you remember how relieved I was when they promised it would be taken off) so I didn't give it a second thought to pack books with passwords in. We managed to scrape together £1900 extra and then had to borrow the £1k from DP M&D or we would have had the whole chain come crashing down around our ears at that point. Thinking back I can't actually believe how stressful this whole thing has been.

debtfreewannabe321

I am debating starting a new diary - new start, new home, new diary...I will have to come back to it though as today is already busy- moving furniture around and unpacking more boxes  (we have the internet connected now though so I can do it later if I have time as DD totally drained all our data on our mobiles on hotspot in the few days she didn't have internet 🙄)