2024... Debt no more🤘

WhiteBunny · 14 April at 2:29PM

Cherryfudge said:

I just had a quick look back at the beginning of your thread and you give your total income, but you don't mention if you are getting attendance allowance or carer's allowance or if your sister gets PIP? Sorry if you've already gone through all this and I missed it. Times are tough and you deserve any help you are eligible for. Turn2us Benefits Calculator

Thank you Cherryfudge - I don't qualify for carers allowance as my wage is higher than £135 PW. Sister does get lower amount of daily living pip.
On the debt side, I'm getting calls and emails from McLaren and Wescot. I did try to set up a lower amount with McLaren but they said as it's lower than 1% of what I owe I may get a default from the original lender - Marbles - who have already defaulted me? , Bamboo are passing me onto a specialist debt recovery unit and Totally Money and Clear score tell me my 'credit score' has gone up. You gotta smile 😁.

WhiteBunny · 15 April at 5:28PM

I've now set up my lower amount with McLaren and Wescot. No back and forth, I just set up a standing order with the new amount and emailed them to let them know. I think bamboo is the only one outstanding now, but could be wrong.
I've finished work for the day and am wrapped up with a fleece on the settee. Not only is it colder today, I've also got the sniffles and a headache. Hope it comes to nothing as I'm looking forward to my friend coming round on Friday. Haven't seen her for a good few weeks.

WhiteBunny · 2 May at 7:49PM

Have to say I'm feeling good about debt repayments at the moment (as much as you can be 🤔) All ticking along nicely with no contact from creditors.
I have however been letting the housework drift and so have a busy weekend planned getting bits done.
Need to get someone out to remove some garden rubbish, then it's a minimal make over. Garden doesn't need much doing just need to make the effort and get out there to kill some weeds and tidy it up.
Daughter going away next week with friends. Gonna be strange here without her but I'm pleased she's going. She could do with some time away with friends, having just gained a promotion - I am so proud.