Freedom and Independence.

BudgetingBelinda

Messaged PayPlan about confirming my last payment amount and I am SO excited to send that over asap. All being well that could be 18 days away!!! Debt free in 18 days?!? oMGgggg

lucielle

Exciting!!!
L

BudgetingBelinda

Cancelled payplan DMP direct debit since my final upcoming payment is less than the DD amount (just!) and will send that payment as soon as is possible. 

Had to do a couple of small groceries today but I think NSD tomorrow 🤞🏼
and my working week is over tomorrow too. Then apart from a meeting for DS2 on Fri I’ll be chilling on a budget. Staying home aside from walking the hound, pottering and watching telly 👌🏼 

BudgetingBelinda

NSD, got a hello fresh deal, I deactivate after the offer ends. It’s a nice treat and it helps with portion control and the mental load of thinking what to have for dinner as well as keeping me out of the little shops. Roll on November pay day. Might be getting a pay rise in Dec/Jan. Just a little and will probably even out with UC but welcome nonetheless! Here’s to DF soon, after 4 years of DMP and so many more in debt I’m incredibly eager to get to pay this off. Can’t stop thinking about it and checking budget. Being debt neutral even is rather wonderful. 

debtfreewannabe321

I thought about getting the HF again as I have moved and if I used a new email address they might not realise it's me and give me some good discounts the dinners were useful for a lazy week and even the kids seemed keen to try odd stuff they wouldn't usually because it came out of a box 🙄🤔🤣

Sarahwithlove

You're so close now!! 

BudgetingBelinda

debtfreewannabe321 said:

I thought about getting the HF again as I have moved and if I used a new email address they might not realise it's me and give me some good discounts the dinners were useful for a lazy week and even the kids seemed keen to try odd stuff they wouldn't usually because it came out of a box 🙄🤔🤣

Absolutely get the discounts!!! I do for a few weeks, then cancel citing tight budget. Truth! Then a month or two later do another discount that they send. I wait til discount gets to 50% off first box. Play hard to get. 😆
DS two also more experimental with it as it comes from the box! And certainly keeps me further away from having to nip to little shop. 

👌🏼👌🏼👌🏼

BudgetingBelinda

Sarahwithlove said:

You're so close now!! 

I am in touching distance!
👉🏼15 days I think 🤞🏼 thank you!

BudgetingBelinda

Some creditors are just not getting back to PayPlan with final amount due. Very helpful! 🙄 I’m going to pay the estimate £442 in a couple of weeks, and get the non responder list from payplan, then just hope all creditors are put to bed and don’t come and darken my postbox ever again. 

Just thinking about weekend plans. Such a busy week, I fell asleep on the sofa last night at 5:30pm. I will do the usual dog walks, clean floors and bedding, then extras I need to do are a shoe sort and a bag or two of charity shop declutter and drops. Then I really need so much down time and relaxation, energy levels are low and I need to recharge. I love being a hermit and the budget does too.

There are things I need to buy, new clothing and shoes for the boys who are growing rapidly. A new tap thingy. I am just shelving all that until aubergine coughs up, and I’ve done the final DMP payment. I am avoiding any proper ‘big’ shop until pay off day. Hello fresh and freezer contents will do me for the next few weeks so just a few bits to tick over and stuff for the boys grocery wise. 

Boring and content update! 🎉❤️

BudgetingBelinda

Awake super early today. Got into the washing asap. Bedding & floors done, dog walked- a lovely long walk and then bathed him. He was filthy, now he’s fluffy and ready for a little haircut. Driveway sorted as it was looking in need of some TLC. As was I by the end of that. Now I’m showered, candles lit & pjs on. True crime time and chilling for the rest of the day. 

Clean house, beds and dog 🎉❤️
Either risotto or creamy spaghetti - with chicken, mushrooms and bacon lardons for dinner. 

So happy!