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Watty's Awakening
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Watty, there's a poem by Wendy Cope called Being Boring which talks about the joy of contentment - ever since my 20s I've aspired to it! https://writersalmanac.publicradio.org/index.php?date=2003%2F07%2F21.htmlDebt at LBM (Dec 2018): £23,167
Debt free Feb 20219 -
not smug at all but meaningful ❤️
On the poem front I like There Will Come Soft Rains by Sara Teasdale4 -
As you recommended my muck boots and then lots of people joined in - I shall take this recommendation seriously. I love my muck boots very very much❤ These will go on the shopping list.Suffolk_lass said:
I always recommended Helly Hansen - used it skiing in -20c and although the wax on the underside of the skis stuck, I stayed warm and toasty. The stuff I have is 40 years old and stretchy leggings and a button up long-sleeved top. No doubt they have updated (and charge like wounded bulls) but I can vouch for its effectiveness and you do get what you pay forMade it to mortgage free but what a muddle that became
In the event the proverbial hits the fan then co-habitees are better stashing their cash than being mortgage free !!5 -
This reminds me of something I read recently about happiness being bad for the economy. If we were all happy with what we had then nothing more could be sold. An example I remember was that anti-aging products only sell because we are worried about aging, not happy we get another day. We only buy more for fear of missing out or because of our unhappiness.Humdinger1 said:You are never, ever smug @Watty1. Contentment is vastly underrated but so nourishing...after all, if more people felt it, what would happen to the purveyors of debt? They'd have to shut up shop!! Love Humdinger xx
Looking at my CC bill I still spend (too much probably) but the article struck a chord.
Made it to mortgage free but what a muddle that became
In the event the proverbial hits the fan then co-habitees are better stashing their cash than being mortgage free !!9 -
Love those two poems, thank you astrocytic kitten and welshmansdaughter22: 3🏅 4⭐ 23: 5🏅 6 ⭐ 24 1🏅 2⭐ 25 🏅 🥈⭐ Never save something for a special occasion. Every day is a special occasion. The diff between what you were yesterday and what you will be tomorrow is what you do today Well organised clutter is still clutter - Joshua Becker If you aren't already using something you won't start using it more by shoving it in a cupboard- AJMoney The barrier standing between you & what youre truly capable of isnt lack of info, ideas or techniques. The secret is 'do it'4
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I will add, there is a phrase I heard recently that I think we all aspire to:
to feel like you are sitting down on the inside’8 -
I think that is very true @WelshmansDaughter Love the two poems. The Wendy Cope reminded me of a previous boyfriend who gave me two small books of poetry for Christmas, I cannot recall one but one was by Wendy Cope. I still have it somewhere.
This struck a chord
"There was drama enough in my turbulent past;
Tears and passion - I've used up a tankful."
The trauma and awfulness of the ex fades, I dip in and out of a book about complex CPTSD but I feel more settled than I did at the start of the year.
I have done very little on my to do list today but i did make a very nice soup using up the remains of the broccoli and half a left over tub of creme-fraiche with some Aldi cheese the VNM bought over. Served with HM naan to use up more of the flour. The bargain left over soup was described as the nicest the VNM had ever had which I thought was hilarious. The freezer is now looking most depleted, i will be more mindful about the restock, aiming for meals from slow cooker and food that can easily become a meal rather than the random selection previously in there.
The funny thing is that a lot of the "use up" meals are now some of my favourites!
Made it to mortgage free but what a muddle that became
In the event the proverbial hits the fan then co-habitees are better stashing their cash than being mortgage free !!12 -
Nice when that happens with use up mealsAchieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £171.8K Equity 36.37%
2) £2.6K Net savings after CCs 10/10/25
3) Mortgage neutral by 06/30 (AVC £27.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 34/£127.5K target 26.6% 10/10/25
(If took bigger lump sum = 60.35K or 47.6%)
4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
5) SIPP £5K updated 10/10/252 -
its lovely that the trauma is fading (I'm sure the 'lessons learned' remain) and there is certainly less mention of the ex in your posts, this is right and proper and means you are gradually booting the memories out your head making way for things worthy of your current attention. Fabulous progress im sure you'll agree
Daisy xxx22: 3🏅 4⭐ 23: 5🏅 6 ⭐ 24 1🏅 2⭐ 25 🏅 🥈⭐ Never save something for a special occasion. Every day is a special occasion. The diff between what you were yesterday and what you will be tomorrow is what you do today Well organised clutter is still clutter - Joshua Becker If you aren't already using something you won't start using it more by shoving it in a cupboard- AJMoney The barrier standing between you & what youre truly capable of isnt lack of info, ideas or techniques. The secret is 'do it'4 -
I love poems by Witney Hanson you can find her on insta and audibleAchieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £171.8K Equity 36.37%
2) £2.6K Net savings after CCs 10/10/25
3) Mortgage neutral by 06/30 (AVC £27.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 34/£127.5K target 26.6% 10/10/25
(If took bigger lump sum = 60.35K or 47.6%)
4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
5) SIPP £5K updated 10/10/252
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