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Watty's Awakening

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  • I loved the instant karma with the flowers how lovely 🌹 
    I'm sorry about VNM mum though ...I can see this only getting worse. Will he have a re-think with regards to her care once he realises just how tough and full on this will be- for what could be years to come?
    I hope he does for all your sakes.
    MORTGAGE BALANCE when we moved Aug 2024, £120,000. January 1st £118,267.06. May 1st, £116, 123, June 1st, £115,536, New mortgage added for extension- £165,000 July 1st!
    Mortgage Overpayments - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200. Aug-£200.
    Total- £1362.23
    Goal pay off 1% of current mortgage in 1 year. £1650

    EF- first goal £300
  • badmemory
    badmemory Posts: 9,669 Forumite
    Ninth Anniversary 1,000 Posts Name Dropper
    Whoever suggested you put labels on everything was spot on.  It is worse than being at school.  Unless you really want all washing to be brought home.  Also to remember is that everything gets done on a hot wash due to the health risks there are & needing to kill off any bugs.  So avoid things that are going to shrink.
  • beanielou
    beanielou Posts: 95,629 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Most excellent news.
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
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  • Cherryfudge
    Cherryfudge Posts: 13,288 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    edited 21 October 2024 at 9:43PM
    That's really good news, though a difficult decision. I wish you all the very best with the transfer, and remember if she appears to go 'backwards' for a while, it's likely she's being affected by moving to a very different place and that's a lot for anyone to take in. However, she will have expert care constantly at hand, which is a huge benefit, and given time she will reorientate and the care and stimulation will help her.

    Re the name tags, even if they are the iron-on ones, put a few stitches in each as the stick-on ones fall off easily. 
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  • Just catching up - so impressive you have done so well financially - I guess you always have but the ex hid that really - 

    glad VnM mum is now in a safe best place for her and with new people to meet 
    My friend struggled with live in carers for her mum after her dad passed and her mum really fought going in a home  but it was impossible ever for the carers - however her mum now loves it and all her new friends there - it gives her a medical and great social framework - makes you realise why the Swedish Death Cleaning makes so much sense - we accumulate things and then curating them as our lives change makes sense 
    (I was quite excited I finished a shampoo bottle Sunday to get stocks done - I have 2 other half finished shampoos and a new unopened bottle of my fav still to go ) 

    sounds like you are mentally and emotionally strong enough to support VNM - Just do relax as well 
    DON'T BUY STUFF (from Frugalwoods)
    No seriously, just don’t buy things. 99% of our success with our savings rate is attributed to the fact that we don’t buy things... You can and should take advantage of discounts.... But at the end of the day, the only way to truly save money is to not buy stuff.    Money doesn’t walk out of your wallet on its own accord.
    https://forums.moneysavingexpert.com/discussion/6289577/future-proofing-my-life-deposit-saving-then-mfw-journey-in-under-13-years#latest
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