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Watty's Awakening
Comments
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Poignant but also lovely for you both
Dxxx22: 3🏅 4⭐ 23: 5🏅 6 ⭐ 24 1🏅 2⭐ 25 🏅 🥈2⭐ 26 🥈 Never save something for a special occasion. Every day is a special occasion. The diff between what you were yesterday and what you'll be tomorrow is what you do today Well organised clutter is still clutter - Joshua Becker If youre not already using a thing you won't start using it more by shoving it in a cupboard- AJMoney The barrier standing between you & what youre truly capable of isnt lack of info, ideas or techniques. The secret is 'do it'4 -
Perhaps it's that child/teenager thing where parental wisdom is scorned but if someone else suggests it, it's great?Watty1 said:Interestingly Baby Fell picks his feet up very nicely to have them treated for her which is something he flatly refused to do for me so I think the "connection" worked both ways with him and me.I think a bit of sunshine is good for frugal living. (Cranky40)
The sun's been out and I think I’m solar powered (Onebrokelady)
Fashion on the Ration 2025: Fabric 2, men's socks 3, Duvet 7.5, 2 t-shirts 10, men's socks 3, uniform top 0, hat 0, shoes 5 = 30.5/68
2024: Trainers 5, dress 7, slippers 5, 2 prs socks (gift) 2, 3 prs white socks 3, t-shirts x 2 10, 6 prs socks: mostly gifts 6, duvet set 7.5 = 45.5/68 coupons
20.5 coupons used in 2020. 62.5 used in 2021. 94.5 remaining as of 21/3/225 -
Great the fell pony is connecting to someone and it relieves you of some of that pressure.
Hope there is a solution for CCob
Great win on the hedge and the trees.Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £169.8K Equity 37.1%
2) £2.4K Net savings after CCs March 26 (but owed £1.1K) so £3.5K
3) Mortgage neutral by 06/30 (AVC £36.2K + Lump Sums DB £4.6K + (25% of SIPP 1.3K) = 42.1£127.5K target 33% 27/2/26 (If took bigger lump sum = 64K or 50.1%)
4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
5) SIPP £5.2K updated 16/1/263 -
BabyFell has been sat on. Just bareback with his headcollar. I arrived home yesterday from an afternoon tea party in a friends garden and found him and his person on the yard. I watched for a bit and almost cried as pony and human are so happy with each other. A lovely solution all round.Made it to mortgage free but what a muddle that became
In the event the proverbial hits the fan then co-habitees are better stashing their cash than being mortgage free !!15 -
I had a fabulous weekend. I decided not to go to another of the countryside rural shows as I might bump into the ex and i would rather not. Instead I cleared the block paving patio which is really about the size of most peoples small gardens. I have been trying to find a "professional" to weed, clean and re-sand but having failed to do that I have weeded, swept and scraped the worst of the moss off with a scraper. It looks so much better. The grass has been cut and half of another bed weeded
Whilst clearing up in the field i found some old metal grid things. I've no idea what they were but the VNM cut each one in half. They are really rusty but I'm going to paint then fix to a wall so honeysuckle can grow. That is all on the list for this week/next weekend.
I've turned these missed shows into a positive as the garden is looking so much better, i haven't spent anything other than the stones for under the laurels, mostly it is all recycled stuff.
Made it to mortgage free but what a muddle that became
In the event the proverbial hits the fan then co-habitees are better stashing their cash than being mortgage free !!11 -
Just had a text whilst having a lovely catch up on here and the decorator will start tomorrow. That will be the last two rooms. Yay! I will clear them this evening after work.Made it to mortgage free but what a muddle that became
In the event the proverbial hits the fan then co-habitees are better stashing their cash than being mortgage free !!11 -
Remember the adverts about cooking on gas? That's you.
I think a bit of sunshine is good for frugal living. (Cranky40)
The sun's been out and I think I’m solar powered (Onebrokelady)
Fashion on the Ration 2025: Fabric 2, men's socks 3, Duvet 7.5, 2 t-shirts 10, men's socks 3, uniform top 0, hat 0, shoes 5 = 30.5/68
2024: Trainers 5, dress 7, slippers 5, 2 prs socks (gift) 2, 3 prs white socks 3, t-shirts x 2 10, 6 prs socks: mostly gifts 6, duvet set 7.5 = 45.5/68 coupons
20.5 coupons used in 2020. 62.5 used in 2021. 94.5 remaining as of 21/3/225 -
thats all sounding positive positive positive 😀 😸 😁 😀 fabulous
Dxx22: 3🏅 4⭐ 23: 5🏅 6 ⭐ 24 1🏅 2⭐ 25 🏅 🥈2⭐ 26 🥈 Never save something for a special occasion. Every day is a special occasion. The diff between what you were yesterday and what you'll be tomorrow is what you do today Well organised clutter is still clutter - Joshua Becker If youre not already using a thing you won't start using it more by shoving it in a cupboard- AJMoney The barrier standing between you & what youre truly capable of isnt lack of info, ideas or techniques. The secret is 'do it'4 -
All sounding good I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger.
One debt remaining. Home improvement loan. 20 months left.4 -
LOL Not sure about that. I think it was the "reframe" from thinking I couldn't go to a countryside event because of the ex to ok, I have a weekend lets make a difference.Cherryfudge said:Remember the adverts about cooking on gas? That's you.
Up early this morning and moved all the furniture for the decorator. Will be a relief to get the last two rooms done then I can get the house as I would really like it. Paid the agriculture chap for his work and he is apparently back today to do a mega spray of the areas he has cleared so that they can, in a couple of weeks be harrowed and seeded. Slow progress.
Hoping I will somehow manage to get out on Charming Cob before end of day but work busy and the VNM's mother has now had a stroke and is in hospital. She is not good at all so I've been asking friends if they know anyone that would foster or maybe even keep her cat. The VNM off work so at least he can do all that needs to be done and i can just be supportive to him. Surprisingly he asked to take WattyDog out today and I've had pictures of WattyDog at a local huge park. I have warned him WattyDog will get in the lake The walk will probably do them both good. Made it to mortgage free but what a muddle that became
In the event the proverbial hits the fan then co-habitees are better stashing their cash than being mortgage free !!10
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