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Watty's Awakening

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Comments

  • beanielou
    beanielou Posts: 97,532 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Ugh. I loathe liver.
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • Slinky
    Slinky Posts: 11,364 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    Mmm. Liver, bacon and onions. Can't handle liver, but love it if someone else will cook it for me.
    Make £2025 in 2025
    Prolific £841.95, Octopoints £6.64, TCB £456.58, Tesco Clubcard challenges £89.90, Misc Sales £321, Airtime £60, Shopmium £52.74, Everup £95.64 Zopa CB £30
    Total (1/11/25) £1954.45/£2025 96%

    Make £2024 in 2024
    Prolific £907.37, Chase Int £59.97, Chase roundup int £3.55, Chase CB £122.88, Roadkill £1.30, Octopus ref £50, Octopoints £70.46, TCB £112.03, Shopmium £3, Iceland £4, Ipsos £20, Misc Sales £55.44
    Total £1410/£2024 70%

    Make £2023 in 2023 Total: £2606.33/£2023 128.8%




  • dawnybabes
    dawnybabes Posts: 3,594 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Adore liver onion and bacon, my DS who eats pretty much everything won’t eat the liver but adores the thick gravy so in effect gets some of the goodies from it. 
    Sealed pot challenge 822

    Jan - £176.66 :j
  • Suffolk_lass
    Suffolk_lass Posts: 10,732 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    When you had your blood tests, did they explore your levels of magnesium (zinc, and potassium)? as a magnesium supplement is what I have Mr Sl, to counteract daytime tiredness
    Save £12k in 2025 #2 I saved £14,660.97 of £6000 or 244.35% of my target. The 2026 Save £12k in 2026 thread is here
    OS Grocery Challenge in 2025 I finished the year at £2880.99/£3000 or 96.03% of my annual spend so I am sticking with a £3000 annual budget for 2026
    I also Reverse Meal Plan on that thread and grow much of our own premium price fruit and veg, joining in on the grow your own in 2026 discussion thread
    My keep within our budget diary is here
  • Watty1
    Watty1 Posts: 7,657 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Have read the pate comments, and, the butcher might make some on site, I will check.  They make their own pies etc using pastry made for them by a baker in a nearby town so I will ask them.   I want to make the effort to visit to get some bones for WattyDog.

    I don't really know why I thought about making my own, except I have in the past.  I was so shattered when I did the online food shop I bought cat food, a few cleaning bits and then ordered some meal kits so we were good for the bank holiday weekend.   I have ideas but lack the capacity to follow through just now.
    Made it to mortgage free but what a muddle that became

    In the event the proverbial hits the fan then co-habitees are better stashing their cash than being mortgage free !!
  • dawnybabes
    dawnybabes Posts: 3,594 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    I use a magnesium body lotion at night to help me sleep (I can normally pick it up from TK Maxx Quite cheaply) 

    can you not check your results in your nhs app ? Mine has all my blood tests from years ago, so good to compare and see if there’s a pattern. 
    Sealed pot challenge 822

    Jan - £176.66 :j
  • Cherryfudge
    Cherryfudge Posts: 14,200 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    We have thyroxine deficiencies in my family - it seems like three different manifestations among four people so my sister's solution may be worth enquiring into. Hers is now treated as an iodine deficiency, which on a world-wide scale is apparently very common. My sister's diet is limited, which may have contributed to her deficiency, I don't know. Normally the British diet gives enough iodine, but it could be worth asking for your levels to be tested. Don't just supplement, as that can cause problems in itself. Another item for your list, sorry.

    I hope today is less tiring.
    I think a bit of sunshine is good for frugal living. (Cranky40)
    The sun's been out and I think I’m solar powered (Onebrokelady)

    Fashion on the Ration 2025: Fabric 2, men's socks 3, Duvet 7.5, 2 t-shirts 10, men's socks 3, uniform top 0, hat 0, shoes 5 = 30.5/68
    2024: Trainers 5, dress 7, slippers 5, 2 prs socks (gift) 2, 3 prs white socks 3, t-shirts x 2 10, 6 prs socks: mostly gifts 6, duvet set 7.5 = 45.5/68 coupons
    20.5 coupons used in 2020. 62.5 used in 2021. 94.5 remaining as of 21/3/22
  • KajiKita
    KajiKita Posts: 9,081 Forumite
    1,000 Posts Fourth Anniversary Name Dropper Photogenic
    "The surgery has since apologised to me for their behaviour, reviewed my prescription and said it was actually a vast improvement on the NHS options and if I could afford it to continue with the private one, but, if I wanted to save money, they would prescribe."

    Just curious, in what way was the private prescription 'a vast improvement on the NHS options'? 

    KK 
    As at 15.12.25:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £227,385
    - OPs to mortgage = £12,881 Estd. interest saved = £6,203 to date
    c. 16 months reduction in term
    Fixed rate 3.85% ends October 2030

    Read 0 books of target 52 in 2026 as @ 1st January 
    Produce tracker: £0 of £400 in 2026

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
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