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Comments

  • weenancyinAmerica
    weenancyinAmerica Posts: 2,590 Forumite
    Fifth Anniversary 1,000 Posts Photogenic Name Dropper

    Cherryfudge - the birthday sounds very nice.

  • WelshmansDaughter
    WelshmansDaughter Posts: 2,334 Forumite
    1,000 Posts Fourth Anniversary Name Dropper

    Happy birthday 🎁 sounds like a great day

  • Dakota_Rose
    Dakota_Rose Posts: 786 Forumite
    500 Posts Name Dropper Photogenic

    Happy belated birthday. It sounds like you have received some really thoughtful gifts. I think the decision to withdraw from the job opportunity was sensible if it was keeping you awake at night.

    PBs £2550 (including £1k EF & £500 Christmas fund)
    19/26 books for 2026

    Take the time to find the joy in each day

  • Sun_Addict
    Sun_Addict Posts: 26,177 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic

    Happy belated birthday 🎂

    Wise decision about the job not worth it if it was making you feel anxious.

    I get knocked down but I get up again (Chumbawamba, Tubthumping) -.literally have been run over by a bike, mobility scooter and a car - still here 💪
  • rtandon27
    rtandon27 Posts: 7,131 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic

    Happy Belated Birthday @Cherryfudge !!

    4 YEARS 10 MONTHS DEBT FREE!!! (24 OCT 2016)
    (With heartfelt thanks to those who have gone before us & their indubitable generosity.)
    ...and now I have a mortgage! (23 AUG 2021)
    Original End Date - Sept 2041 *** New projection - Aug 2040 (reduced by 1 years & 1 month)
  • redofromstart
    redofromstart Posts: 6,310 Forumite
    Ninth Anniversary 1,000 Posts Photogenic Name Dropper

    happy belated birthday Cherryfudge!

  • Rhyddid2026
    Rhyddid2026 Posts: 1,500 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper

    Happy birthday 🎂

    Debts                04/01/25       01/09/26  
    Natwest X2        £14,122.71     - 
    Barclaycard        -                    £9,977
    Lloyds CC          £6,112.60      £3,595
    1st Direct CC     £176.03         £31.47
    CC total             £20,411.34    £13,603.47
    OD                     £1100            £0
    Car loan             £4,000          £2,600
    1st Direct Loan  £10,684.44    £4,550
    Total                  £36,195.78    £20,753.47
    EF £2,550
    HF £100
  • belated birthday greetings. Well done on gifting yourself some peace of mind.

    June 2026, Mortgage free, Emergency fund fully funded & £200/200 cash maximum pb holding .:jWeight 12st challenge 11st 2lb

    Gift to children challenge £40k in 2 years. Short term gift challenge 7 presents and $1300 can by September.

    Determined to stop defining myself by my mistakes. Progress not perfection. I’m not perfect but I’m good enough.
    https://forums.moneysavingexpert.com/discussion/6673398/hopefully-cruising-with-focus-towards-retirement#latest
  • ladybird1106
    ladybird1106 Posts: 1,423 Forumite
    1,000 Posts Second Anniversary Photogenic Name Dropper

    Happy belated birthday, glad you had good day.

    love🐞

    Declutter 1865/ 2026
    books read 15in 2026
    £320 🥳 funpot
    🐞change pot £0
    £20/£500

  • Watty1
    Watty1 Posts: 8,616 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker

    Sending you birthday greetings and well done on the job decision. Not worth disturbing the peace of mind.

    Made it to mortgage free but what a muddle that became

    In the event the proverbial hits the fan then co-habitees are better stashing their cash than being mortgage free !!
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