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  • weenancyinAmerica
    weenancyinAmerica Posts: 2,652
    Fifth Anniversary 1,000 Posts Photogenic Name Dropper
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    Cherryfudge - the birthday sounds very nice.

  • WelshmansDaughter
    WelshmansDaughter Posts: 2,430
    1,000 Posts Fourth Anniversary Name Dropper
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    Happy birthday 🎁 sounds like a great day

  • Dakota_Rose
    Dakota_Rose Posts: 964
    500 Posts Name Dropper Photogenic
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    Happy belated birthday. It sounds like you have received some really thoughtful gifts. I think the decision to withdraw from the job opportunity was sensible if it was keeping you awake at night.

    PBs £3050 (including £1k EF, £1k Christmas & £1050 Little Dreams pot)

    24/26 books for 2026

    Take the time to find the joy in each day

  • Sun_Addict
    Sun_Addict Posts: 26,419
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Forumite

    Happy belated birthday 🎂

    Wise decision about the job not worth it if it was making you feel anxious.

    I get knocked down but I get up again (Chumbawamba, Tubthumping) -.literally have been run over by a bike, mobility scooter and a car - still here 💪
  • rtandon27
    rtandon27 Posts: 7,286
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
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    Happy Belated Birthday @Cherryfudge !!

    4 YEARS 10 MONTHS DEBT FREE!!! (24 OCT 2016)
    (With heartfelt thanks to those who have gone before us & their indubitable generosity.)
    ...and now I have a mortgage! (23 AUG 2021)
    Original End Date - Sept 2041 *** New projection - Jun 2040 (reduced by 1 years & 3 month)
  • redofromstart
    redofromstart Posts: 6,327
    Ninth Anniversary 1,000 Posts Photogenic Name Dropper
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    happy belated birthday Cherryfudge!

  • Rhyddid2026
    Rhyddid2026 Posts: 1,617
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
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    Happy birthday 🎂

    Debts                04/01/25       01/11/26  
    CC total             £20,411.34    £13,370
    OD                     £1100            £0
    Car loan             £4,000          £2,100
    Roof loan           £10,684.44    £0
    Total                  £36,195.78    £15,470
    EF £5,000
    HF £0.52
    EB £240
  • in_need_of_direction
    in_need_of_direction Posts: 8,452
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
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    belated birthday greetings. Well done on gifting yourself some peace of mind.

    June 2026, Mortgage free, Emergency fund fully funded & £200/200 cash maximum pb holding .:jWeight 12st challenge 11st 2lb

    Gift to children challenge £40k in 2 years. Short term gift challenge 7 presents and $1300 can by September.

    Tend to the part of the garden you can reach

    https://forums.moneysavingexpert.com/discussion/6673398/hopefully-cruising-with-focus-towards-retirement#latest
  • ladybird1106
    ladybird1106 Posts: 1,486
    1,000 Posts Third Anniversary Photogenic Name Dropper
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    Happy belated birthday, glad you had good day.

    love🐞

    Declutter 3400/ 2026
    books read 19 in  2026
    £53 🥳 funpot
    🐞change pot £0. 
    11st 3lbs 13/10/26 -11st 3/11/26🤨
    week1 averaged 6781 steps per day 
    week 2 4864🤨
    week 3 4680 😫


  • Watty1
    Watty1 Posts: 8,799
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Forumite

    Sending you birthday greetings and well done on the job decision. Not worth disturbing the peace of mind.

    Made it to mortgage free but what a muddle that became

    In the event the proverbial hits the fan then co-habitees are better stashing their cash than being mortgage free !!
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