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Joyous January's No-Spend Days Challenge!

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  • I'll go for 16 NSDs in February please  <3
  • Flying_By
    Flying_By Posts: 274 Forumite
    Part of the Furniture 100 Posts Name Dropper
    Oh dear, had to buy petrol and a small grocery shop today, must try harder! 
  • Sorry @cathybird haven't updated since Wednesday but  3 more NSD  as follows...

    Thursday (weekly shop, planned groceries only)
    Sunday
    Monday

    Could I pleas be put down for 20 in February - doubling last month's target but planning trip to The Stitch Festival in London in March so will need to save what I can for that.

    TVOL
    18/10
  • KajiKita
    KajiKita Posts: 7,648 Forumite
    1,000 Posts Fourth Anniversary Name Dropper Photogenic
    NSD today 😊

    KK
    As at 15.07.25:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £233,521
    - OPs to mortgage = £11,816 Interest saved £5,28 to date
    Fixed rate 3.85% ends January 2030

    Read 40 books of target 52 in 2025, as @ 29th July
    Produce tracker: £243 of £300 in 2025

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
  • Another one today
    Making the debt go down and savings go up

    LBM 2015 - debt £57K / Now £28,744....its going down

     Mortgage Free December 9th 2024! 
    18mths ahead of schedule.  Since 2022 we paid over £15K in OPs.

    Challenges

    EF #68  £550/£3000
    .
    Fiver Friday '25 #10 £15

    Studies/surveys  August £0

    Decluttering items 756

    Books read    13
    Jigsaws done  8

    My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-d£own-the-savings-up


  • laura_lau
    laura_lau Posts: 682 Forumite
    Seventh Anniversary 500 Posts Photogenic Name Dropper
    2 more NSD, one yesterday and one today! 

    I'd like to try for 18 NSD's in February please!

    Thank you!
    Debt free journey started 30/08/2023:

    CC1 - 5,151.92 now 5,335.15
    CC3 - 4,166.15 now 5,345.28
    CC4 - 4,625.87 (balance transfer from CC2) now 5,717.24
    Current outstanding: 16,397.67
    Debt free by Jul 2027.

    Challenges:
    NSD Apr 2025 - 7/20
    NST Apr 2025 - 
    #31 1p savings 2025 £32.40/£667.95
    2025 Fashion on the ration - Coupons remaining 43.5/66
  • cathybird
    cathybird Posts: 15,641 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    edited 30 January 2024 at 12:05AM
    January

    Off to a start = image
    5 days = image
    10 days = image

    15 days = image
    20 days = image
    Target reached = image
    Target beaten = image 

    January targets

    AuntieL 16/12  image  image  image  image  image  image 

    Balancinglife 15/18  image  image  image  image

    basketcase 1/12  image 

    Baxtersmum 12

    beanielou 24/19  image  image  image  image  image  image  image 

    bloomfelt 3/10  image 

    blubella 12

    BudgetingBelinda 12/15  image  image  image 

    cathybird 21/15  image  image  image  image  image  image  image

    Caeraugirl 19/20  image  image  image  image 

    Couldsavemore 19/15  image  image  image  image  image  image

    craftingmad 16

    Crazycatlady2 18/20  image  image  image  image

    Doily94 4/16  image  image 

    Dorothy707 6/12  image  image 

    Flying By 12/10  image  image  image  image  image 

    FrugalMum3 1/26  image 

    GeorgianaCavendish 16/15  image  image  image  image  image  image

    Hawley Gryphon 4/10  image 

    Honeysucklelou2 5/10  image  image 

    HotDog2020 11/16  image  image  image 

    ilovetea 22/20  image  image  image  image  image  image  image 

    KajiKita 18/15  image  image  image  image  image  image 

    keggie 14/12  image  image  image  image  image 

    laura lau 17/16  image  image  image  image  image  image

    leftatthetrafficlights 22/24  image  image  image  image  image 

    lianne1984 10/10  image  image  image  image 

    LittleMissDetermined 20/22  image  image  image  image  image 

    Makingabobor2 12/15  image  image  image

    Money Choices 7/10  image  image 

    MrsCautious 21/20  image  image  image  image  image  image  image

    outoftheviciouscircle 15/15  image  image  image  image  image

    PurplePhoenix62 10/10  image  image  image  image

    QueenJess

    Rupacomp 8/12  image  image 

    Saver-upper

    SecondStar 25/27 image  image  image  image  image 

    short bird 18/20  image  image  image  image

    SpruceDog 12

    TheScarletPixie 2/20  image 

    Thevalueofless 18/10  image  image  image  image  image  image 

    try harder 20

    Newcomers welcome :)

  • cathybird
    cathybird Posts: 15,641 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    edited 30 January 2024 at 12:46AM
    image

    Yes there's a shiny new month just round the corner, any thoughts on targets? ... image

    February targets

    AuntieL 18
    Balancinglife 18
    basketcase
    Baxtersmum
    beanielou 19
    bloomfelt
    blubella
    BudgetingBelinda
    cathybird 15
    Caeraugirl 20
    Couldsavemore
    craftingmad
    Crazycatlady2 18
    Doily94
    Dorothy707
    Flying By14
    FrugalMum3
    GeorgianaCavendish 16
    Hawley Gryphon
    Honeysucklelou2
    HotDog2020 14
    ilovetea
    KajiKita 18
    keggie 15
    laura lau 18
    leftatthetrafficlights
    lianne1984
    LittleMissDetermined
    Makingabobor2 15
    Money Choices
    Nervous1234 20
    Mrs Cautious 20
    outoftheviciouscircle
    PurplePhoenix62
    QueenJess
    Rupacomp 12
    Saver-upper
    SecondStar 26
    short bird 18
    SpruceDog
    TheScarletPixie
    Thevalueofless
    try harder


    :):) Newcomers welcome! :):)

  • Hi @cathybird please could you add one NS making mine 11/29 aim 16/31, thanks.
  • Rupacomp
    Rupacomp Posts: 305 Forumite
    Fourth Anniversary 100 Posts Name Dropper Photogenic
    Another NSD today 🙂 I think I'll go for 12 again next month
    Savings goal by 31/12/24: £22000
    Dec 23: £6945.23
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