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Joyous January's No-Spend Days Challenge!
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I'll go for 16 NSDs in February please1
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Oh dear, had to buy petrol and a small grocery shop today, must try harder!1
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Sorry @cathybird haven't updated since Wednesday but 3 more NSD as follows...
Thursday (weekly shop, planned groceries only)
Sunday
Monday
Could I pleas be put down for 20 in February - doubling last month's target but planning trip to The Stitch Festival in London in March so will need to save what I can for that.
TVOL
18/10
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NSD today 😊
KKAs at 15.07.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £233,521
- OPs to mortgage = £11,816 Interest saved £5,28 to date
Fixed rate 3.85% ends January 2030
Read 40 books of target 52 in 2025, as @ 29th July
Produce tracker: £243 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.2 -
Another one todayMaking the debt go down and savings go up
LBM 2015 - debt £57K / Now £28,744....its going down
Mortgage Free December 9th 2024! 18mths ahead of schedule. Since 2022 we paid over £15K in OPs.Challenges
EF #68 £550/£3000
.
Fiver Friday '25 #10 £15
Studies/surveys August £0
Decluttering items 756
Books read 13
Jigsaws done 8
My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-d£own-the-savings-up1 -
2 more NSD, one yesterday and one today!
I'd like to try for 18 NSD's in February please!
Thank you!Debt free journey started 30/08/2023:
CC1 - 5,151.92 now 5,335.15
CC3 - 4,166.15 now 5,345.28
CC4 - 4,625.87 (balance transfer from CC2) now 5,717.24
Current outstanding: 16,397.67
Debt free by Jul 2027.
Challenges:
NSD Apr 2025 - 7/20
NST Apr 2025 -
#31 1p savings 2025 £32.40/£667.95
2025 Fashion on the ration - Coupons remaining 43.5/661 -
January Off to a start =5 days =10 days =15 days =20 days =Target reached =Target beaten =January targetsAuntieL 16/12Balancinglife 15/18basketcase 1/12Baxtersmum 12beanielou 24/19bloomfelt 3/10blubella 12BudgetingBelinda 12/15cathybird 21/15Caeraugirl 19/20Couldsavemore 19/15craftingmad 16Crazycatlady2 18/20Doily94 4/16Dorothy707 6/12Flying By 12/10FrugalMum3 1/26GeorgianaCavendish 16/15Hawley Gryphon 4/10Honeysucklelou2 5/10HotDog2020 11/16ilovetea 22/20KajiKita 18/15keggie 14/12laura lau 17/16leftatthetrafficlights 22/24lianne1984 10/10LittleMissDetermined 20/22Makingabobor2 12/15Money Choices 7/10MrsCautious 21/20outoftheviciouscircle 15/15PurplePhoenix62 10/10QueenJessRupacomp 8/12Saver-upperSecondStar 25/27short bird 18/20SpruceDog 12TheScarletPixie 2/20Thevalueofless 18/10try harder 20Newcomers welcome
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Yes there's a shiny new month just round the corner, any thoughts on targets? ...February targetsAuntieL 18Balancinglife 18
basketcase
Baxtersmum
beanielou 19
bloomfelt
blubella
BudgetingBelinda
cathybird 15
Caeraugirl 20
Couldsavemore
craftingmad
Crazycatlady2 18
Doily94
Dorothy707
Flying By14
FrugalMum3
GeorgianaCavendish 16
Hawley Gryphon
Honeysucklelou2
HotDog2020 14
ilovetea
KajiKita 18
keggie 15
laura lau 18
leftatthetrafficlights
lianne1984
LittleMissDetermined
Makingabobor2 15
Money Choices
Nervous1234 20
Mrs Cautious 20
outoftheviciouscircle
PurplePhoenix62
QueenJess
Rupacomp 12
Saver-upper
SecondStar 26
short bird 18
SpruceDog
TheScarletPixie
Thevalueofless
try harderNewcomers welcome!
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Hi @cathybird please could you add one NS making mine 11/29 aim 16/31, thanks.1
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Another NSD today 🙂 I think I'll go for 12 again next monthSavings goal by 31/12/24: £22000
Dec 23: £6945.231
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