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Joyous January's No-Spend Days Challenge!
Comments
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I'll go for 16 NSDs in February please
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Oh dear, had to buy petrol and a small grocery shop today, must try harder!1
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Sorry @cathybird haven't updated since Wednesday but 3 more NSD as follows...
Thursday (weekly shop, planned groceries only)
Sunday
Monday
Could I pleas be put down for 20 in February - doubling last month's target but planning trip to The Stitch Festival in London in March so will need to save what I can for that.
TVOL
18/10
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NSD today 😊
KKAs at 15.10.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £229,702
- OPs to mortgage = £12,345 Estd. interest saved = £5,863 to date
Fixed rate 3.85% ends October 2030
Read 61 books of target 52 in 2025, as @ 4th November
Produce tracker: £426 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.2 -
Another one todayMaking the debt go down and savings go up
LBM 2015 - debt £57K / Now £28,084....its going down
Mortgage Free December 9th 2024! 18mths ahead of schedule. Since 2022 we paid over £15K in OPs.Challenges
EF #68 £850/£3000
.
Studies/surveys November £0
Decluttering items 1382/2025
Books read 20
Jigsaws done 18
My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-d£own-the-savings-up1 -
2 more NSD, one yesterday and one today!
I'd like to try for 18 NSD's in February please!
Thank you!Debt free journey started 30/08/2023:
CC1 - 5,151.92 now 5,335.15
CC3 - 4,166.15 now 5,345.28
CC4 - 4,625.87 (balance transfer from CC2) now 5,717.24
Current outstanding: 16,397.67
Debt free by Jul 2027.
Challenges:
NSD Apr 2025 - 7/20
NST Apr 2025 -
#31 1p savings 2025 £32.40/£667.95
2025 Fashion on the ration - Coupons remaining 43.5/661 -
January Off to a start =
5 days =
10 days =
15 days =
20 days =
Target reached =
Target beaten =
January targetsAuntieL 16/12
Balancinglife 15/18
basketcase 1/12
Baxtersmum 12beanielou 24/19
bloomfelt 3/10
blubella 12BudgetingBelinda 12/15
cathybird 21/15
Caeraugirl 19/20
Couldsavemore 19/15
craftingmad 16Crazycatlady2 18/20
Doily94 4/16
Dorothy707 6/12
Flying By 12/10
FrugalMum3 1/26
GeorgianaCavendish 16/15
Hawley Gryphon 4/10
Honeysucklelou2 5/10
HotDog2020 11/16
ilovetea 22/20
KajiKita 18/15
keggie 14/12
laura lau 17/16
leftatthetrafficlights 22/24
lianne1984 10/10
LittleMissDetermined 20/22
Makingabobor2 12/15
Money Choices 7/10
MrsCautious 21/20
outoftheviciouscircle 15/15
PurplePhoenix62 10/10
QueenJessRupacomp 8/12
Saver-upperSecondStar 25/27
short bird 18/20
SpruceDog 12TheScarletPixie 2/20
Thevalueofless 18/10
try harder 20Newcomers welcome
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Yes there's a shiny new month just round the corner, any thoughts on targets? ...
February targetsAuntieL 18Balancinglife 18
basketcase
Baxtersmum
beanielou 19
bloomfelt
blubella
BudgetingBelinda
cathybird 15
Caeraugirl 20
Couldsavemore
craftingmad
Crazycatlady2 18
Doily94
Dorothy707
Flying By14
FrugalMum3
GeorgianaCavendish 16
Hawley Gryphon
Honeysucklelou2
HotDog2020 14
ilovetea
KajiKita 18
keggie 15
laura lau 18
leftatthetrafficlights
lianne1984
LittleMissDetermined
Makingabobor2 15
Money Choices
Nervous1234 20
Mrs Cautious 20
outoftheviciouscircle
PurplePhoenix62
QueenJess
Rupacomp 12
Saver-upper
SecondStar 26
short bird 18
SpruceDog
TheScarletPixie
Thevalueofless
try harder
Newcomers welcome! 
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Hi @cathybird please could you add one NS making mine 11/29 aim 16/31, thanks.1
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Another NSD today 🙂 I think I'll go for 12 again next monthSavings goal by 31/12/24: £22000
Dec 23: £6945.231
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