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Joyous January's No-Spend Days Challenge!

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  • One for me today.
    #21 Save £12k in 2025 £16977.35/£20000

    August NSD Challenge 1/10
  • MrsCautious
    MrsCautious Posts: 1,621 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    I’d like a target of 20 for February please @cathybird, I’m away at the moment and not overspending but you have to pay for water in the restaurant with your evening meal! So that’s any NSDs out the window! I’m hoping that Jan 30 and 31 will be in the bag. 🤗
  • MrsCautious
    MrsCautious Posts: 1,621 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    I’d like a target of 20 for February please @cathybird, I’m away at the moment and not overspending but you have to pay for water in the restaurant with your evening meal! So that’s any NSDs out the window! I’m hoping that Jan 30 and 31 will be in the bag. 🤗
  • Takeaway Friday, new door Saturday and Chinese on Sunday so no days to add

    Tomorrow I need to get a key cut and buy a curtain pole... Try again Tuesday 😂

    18 for February please 
  • cathybird
    cathybird Posts: 15,642 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    It’s one for me today but I don’t think I will quite make my target. 😟
    It's a high target! 20 NSDs is great  imageimage  image
  • cathybird
    cathybird Posts: 15,642 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    edited 28 January 2024 at 10:28PM
    January

    Off to a start = image
    5 days = image
    10 days = image

    15 days = image
    20 days = image
    Target reached = image
    Target beaten = image 

    January targets

    AuntieL 15/12  image  image  image  image  image  image 

    Balancinglife 15/18  image  image  image  image

    basketcase 1/12  image 

    Baxtersmum 12

    beanielou 23/19  image  image  image  image  image  image  image 

    bloomfelt 3/10  image 

    blubella 12

    BudgetingBelinda 12/15  image  image  image 

    cathybird 20/15  image  image  image  image  image  image  image

    Caeraugirl 18/20  image  image  image  image 

    Couldsavemore 19/15  image  image  image  image  image  image

    craftingmad 16

    Crazycatlady2 18/20  image  image  image  image

    Doily94 4/16  image  image 

    Dorothy707 6/12  image  image 

    Flying By 11/10  image  image  image  image  image 

    FrugalMum3 1/26  image 

    GeorgianaCavendish 14/15  image  image  image 

    Hawley Gryphon 4/10  image 

    Honeysucklelou2 5/10  image  image 

    HotDog2020 10/16  image  image  image 

    ilovetea 22/20  image  image  image  image  image  image  image 

    KajiKita 17/15  image  image  image  image  image  image 

    keggie 14/12  image  image  image  image  image 

    laura lau 15/16  image  image  image  image

    leftatthetrafficlights 22/24  image  image  image  image  image 

    lianne1984 10/10  image  image  image  image 

    LittleMissDetermined 20/22  image  image  image  image  image 

    Makingabobor2 11/15  image  image  image

    Money Choices 7/10  image  image 

    MrsCautious 21/20  image  image  image  image  image  image  image

    outoftheviciouscircle 15/15  image  image  image  image  image

    PurplePhoenix62 10/10  image  image  image  image

    QueenJess

    Rupacomp 6/12  image  image 

    Saver-upper

    SecondStar 25/27 image  image  image  image  image 

    short bird 18/20  image  image  image  image

    SpruceDog 12

    TheScarletPixie 2/20  image 

    Thevalueofless 15/10  image  image  image  image  image  image 

    try harder 20

    Newcomers welcome :)

  • cathybird
    cathybird Posts: 15,642 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    edited 28 January 2024 at 10:29PM
    image

    Yes there's a shiny new month just round the corner, any thoughts on targets? ... image

    February targets

    AuntieL 18
    Balancinglife 18
    basketcase
    Baxtersmum
    beanielou 19
    bloomfelt
    blubella
    BudgetingBelinda
    cathybird 15
    Caeraugirl 20
    Couldsavemore
    craftingmad
    Crazycatlady2 18
    Doily94
    Dorothy707
    Flying By
    FrugalMum3
    GeorgianaCavendish
    Hawley Gryphon
    Honeysucklelou2
    HotDog2020 14
    ilovetea
    KajiKita 18
    keggie
    laura lau
    leftatthetrafficlights
    lianne1984
    LittleMissDetermined
    Makingabobor2 15
    Money Choices
    Nervous1234 20
    Mrs Cautious 20
    outoftheviciouscircle
    PurplePhoenix62
    QueenJess
    Rupacomp
    Saver-upper
    SecondStar 26
    short bird 18
    SpruceDog
    TheScarletPixie
    Thevalueofless
    try harder


    :):) Newcomers welcome! :):)

  • Another one today, making 11. Means even if I get the next 3, which I don't think I will, I won't quite make it. Never mind. It wasn't a bad month.  Yesterday was my own silly fault as I bought a bar of chocolate, and tomorrow I have to pay the gutter man when he comes back. We'll see how Tues & Weds go. 

    Aiming for 15 again in Feb

    Making the debt go down and savings go up

    LBM 2015 - debt £57K / Now £28,744....its going down

     Mortgage Free December 9th 2024! 
    18mths ahead of schedule.  Since 2022 we paid over £15K in OPs.

    Challenges

    EF #68  £550/£3000
    .
    Fiver Friday '25 #10 £15

    Studies/surveys  August £0

    Decluttering items 756

    Books read    13
    Jigsaws done  8

    My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-d£own-the-savings-up


  • Today makes 25 NSDs in January :) Tomorrow I’ll be buying another spool of thread, as I misjudged how much I get through in 1 project! But hoping I’ll close out January within target.
    ‘When you only have two pennies left in the world, spend one on bread and the other on flowers. The bread will sustain life, the flowers will give you a reason to live.’

    Frugal living in 2024.
    Frugal living in 2025.

    261 No Spend Days in 2024!

    3-month Emergency Fund: £3,500 / £3,500 - DONE!
    1k Pet Emergency Fund - £1,000 / £1,000 - DONE!

    Nationwide 1 year 6.5% Savings - £600 / £2,400
  • AuntieL
    AuntieL Posts: 370 Forumite
    100 Posts First Anniversary Name Dropper Photogenic
    Another NSD for me today 😁
    Debt-free journey started August 2023. DF 02/09/2024 🥳 (except mortgage)
    June 2025 NSD Challenge 1/18

    MFW 2025 #45
    Jan 2016 Mortgage = £149,895
    Current outstanding = £97,725
    2024 Overpayment = £675.66
    2025 Overpayment = £529/£700
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