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Joyous January's No-Spend Days Challenge!
Comments
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NSD today!Savings goal by 31/12/24: £22000
Dec 23: £6945.230 -
Think I’ll go for 15 in February.
Yes there's a shiny new month just round the corner, any thoughtsGC 2024 £1445.91/£3000
GC July 24 £0/£250
#16 XMAS 2024 £300:£366
Surveys £32.050 -
January Off to a start =
5 days =
10 days =
15 days =
20 days =
Target reached =
Target beaten =
January targetsAuntieL 16/12
Balancinglife 15/18
basketcase 1/12
Baxtersmum 12beanielou 24/19
bloomfelt 3/10
blubella 12BudgetingBelinda 12/15
cathybird 21/15
Caeraugirl 19/20
Couldsavemore 19/15
craftingmad 16Crazycatlady2 18/20
Doily94 4/16
Dorothy707 6/12
Flying By 12/10
FrugalMum3 1/26
GeorgianaCavendish 16/15
Hawley Gryphon 4/10
Honeysucklelou2 5/10
HotDog2020 10/16
ilovetea 22/20
KajiKita 17/15
keggie 14/12
laura lau 15/16
leftatthetrafficlights 22/24
lianne1984 10/10
LittleMissDetermined 20/22
Makingabobor2 11/15
Money Choices 7/10
MrsCautious 21/20
outoftheviciouscircle 15/15
PurplePhoenix62 10/10
QueenJessRupacomp 7/12
Saver-upperSecondStar 25/27
short bird 18/20
SpruceDog 12TheScarletPixie 2/20
Thevalueofless 15/10
try harder 20Newcomers welcome
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Yes there's a shiny new month just round the corner, any thoughts on targets? ...
February targetsAuntieL 18Balancinglife 18
basketcase
Baxtersmum
beanielou 19
bloomfelt
blubella
BudgetingBelinda
cathybird 15
Caeraugirl 20
Couldsavemore
craftingmad
Crazycatlady2 18
Doily94
Dorothy707
Flying By14
FrugalMum3
GeorgianaCavendish
Hawley Gryphon
Honeysucklelou2
HotDog2020 14
ilovetea
KajiKita 18
keggie 15
laura lau
leftatthetrafficlights
lianne1984
LittleMissDetermined
Makingabobor2 15
Money Choices
Nervous1234 20
Mrs Cautious 20
outoftheviciouscircle
PurplePhoenix62
QueenJess
Rupacomp
Saver-upper
SecondStar 26
short bird 18
SpruceDog
TheScarletPixie
Thevalueofless
try harder
Newcomers welcome! 
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NSD today, making 12/10 I think!
For February I'll try for 14 please @cathybird1 -
Well done Balancinglife, beanie, LittleMissDetermined, Caeraugirl, Makingabobor2, SecondStar, AuntieL, Rupacomp and Flying By


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One today.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.1 -
I'm claiming another NSD today. I had counted my subs for a fortnightly sports activity as a spend last time, but as it's a regular, planned spend I'm going to discount it going forward.#21 Save £12k in 2025 £24277.35/£200001
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Declaring an early NSD todayDebt-free journey started August 2023. DF 02/09/2024 🥳 (except mortgage)
October 2025 NSD Challenge 10/18MFW 2025 #45
Jan 2016 Mortgage = £149,895
Current outstanding = £94,306.78
2024 Overpayment = £675.66
2025 Overpayment = £645/£7001 -
NSD #15 for Sunday and NSD #16 today please
1
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