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Joyous January's No-Spend Days Challenge!
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NSD today!Savings goal by 31/12/24: £22000
Dec 23: £6945.230 -
Think I’ll go for 15 in February.Yes there's a shiny new month just round the corner, any thoughtsGC 2024 £1445.91/£3000
GC July 24 £0/£250
#16 XMAS 2024 £300:£366
Surveys £32.050 -
January Off to a start =5 days =10 days =15 days =20 days =Target reached =Target beaten =January targetsAuntieL 16/12Balancinglife 15/18basketcase 1/12Baxtersmum 12beanielou 24/19bloomfelt 3/10blubella 12BudgetingBelinda 12/15cathybird 21/15Caeraugirl 19/20Couldsavemore 19/15craftingmad 16Crazycatlady2 18/20Doily94 4/16Dorothy707 6/12Flying By 12/10FrugalMum3 1/26GeorgianaCavendish 16/15Hawley Gryphon 4/10Honeysucklelou2 5/10HotDog2020 10/16ilovetea 22/20KajiKita 17/15keggie 14/12laura lau 15/16leftatthetrafficlights 22/24lianne1984 10/10LittleMissDetermined 20/22Makingabobor2 11/15Money Choices 7/10MrsCautious 21/20outoftheviciouscircle 15/15PurplePhoenix62 10/10QueenJessRupacomp 7/12Saver-upperSecondStar 25/27short bird 18/20SpruceDog 12TheScarletPixie 2/20Thevalueofless 15/10try harder 20Newcomers welcome
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Yes there's a shiny new month just round the corner, any thoughts on targets? ...February targetsAuntieL 18Balancinglife 18
basketcase
Baxtersmum
beanielou 19
bloomfelt
blubella
BudgetingBelinda
cathybird 15
Caeraugirl 20
Couldsavemore
craftingmad
Crazycatlady2 18
Doily94
Dorothy707
Flying By14
FrugalMum3
GeorgianaCavendish
Hawley Gryphon
Honeysucklelou2
HotDog2020 14
ilovetea
KajiKita 18
keggie 15
laura lau
leftatthetrafficlights
lianne1984
LittleMissDetermined
Makingabobor2 15
Money Choices
Nervous1234 20
Mrs Cautious 20
outoftheviciouscircle
PurplePhoenix62
QueenJess
Rupacomp
Saver-upper
SecondStar 26
short bird 18
SpruceDog
TheScarletPixie
Thevalueofless
try harderNewcomers welcome!
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NSD today, making 12/10 I think!
For February I'll try for 14 please @cathybird1 -
Well done Balancinglife, beanie, LittleMissDetermined, Caeraugirl, Makingabobor2, SecondStar, AuntieL, Rupacomp and Flying By3
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One today.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.1 -
I'm claiming another NSD today. I had counted my subs for a fortnightly sports activity as a spend last time, but as it's a regular, planned spend I'm going to discount it going forward.#21 Save £12k in 2025 £16977.35/£20000
August NSD Challenge 1/101 -
Declaring an early NSD todayDebt-free journey started August 2023. DF 02/09/2024 🥳 (except mortgage)
June 2025 NSD Challenge 1/18MFW 2025 #45
Jan 2016 Mortgage = £149,895
Current outstanding = £97,725
2024 Overpayment = £675.66
2025 Overpayment = £529/£7001 -
NSD #15 for Sunday and NSD #16 today please
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