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Joyous January's No-Spend Days Challenge!

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  • Rupacomp
    Rupacomp Posts: 305 Forumite
    Fourth Anniversary 100 Posts Name Dropper Photogenic
    NSD today!
    Savings goal by 31/12/24: £22000
    Dec 23: £6945.23
  • keggie
    keggie Posts: 344 Forumite
    Part of the Furniture 100 Posts Name Dropper Combo Breaker
    Think I’ll go for 15 in February.



    Yes there's a shiny new month just round the corner, any thoughts
    GC 2024 £1445.91/£3000
    GC July 24 £0/£250
    #16 XMAS 2024 £300:£366
    Surveys £32.05
  • cathybird
    cathybird Posts: 15,642 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    edited 29 January 2024 at 8:58PM
    January

    Off to a start = image
    5 days = image
    10 days = image

    15 days = image
    20 days = image
    Target reached = image
    Target beaten = image 

    January targets

    AuntieL 16/12  image  image  image  image  image  image 

    Balancinglife 15/18  image  image  image  image

    basketcase 1/12  image 

    Baxtersmum 12

    beanielou 24/19  image  image  image  image  image  image  image 

    bloomfelt 3/10  image 

    blubella 12

    BudgetingBelinda 12/15  image  image  image 

    cathybird 21/15  image  image  image  image  image  image  image

    Caeraugirl 19/20  image  image  image  image 

    Couldsavemore 19/15  image  image  image  image  image  image

    craftingmad 16

    Crazycatlady2 18/20  image  image  image  image

    Doily94 4/16  image  image 

    Dorothy707 6/12  image  image 

    Flying By 12/10  image  image  image  image  image 

    FrugalMum3 1/26  image 

    GeorgianaCavendish 16/15  image  image  image  image  image  image

    Hawley Gryphon 4/10  image 

    Honeysucklelou2 5/10  image  image 

    HotDog2020 10/16  image  image  image 

    ilovetea 22/20  image  image  image  image  image  image  image 

    KajiKita 17/15  image  image  image  image  image  image 

    keggie 14/12  image  image  image  image  image 

    laura lau 15/16  image  image  image  image

    leftatthetrafficlights 22/24  image  image  image  image  image 

    lianne1984 10/10  image  image  image  image 

    LittleMissDetermined 20/22  image  image  image  image  image 

    Makingabobor2 11/15  image  image  image

    Money Choices 7/10  image  image 

    MrsCautious 21/20  image  image  image  image  image  image  image

    outoftheviciouscircle 15/15  image  image  image  image  image

    PurplePhoenix62 10/10  image  image  image  image

    QueenJess

    Rupacomp 7/12  image  image 

    Saver-upper

    SecondStar 25/27 image  image  image  image  image 

    short bird 18/20  image  image  image  image

    SpruceDog 12

    TheScarletPixie 2/20  image 

    Thevalueofless 15/10  image  image  image  image  image  image 

    try harder 20

    Newcomers welcome :)

  • cathybird
    cathybird Posts: 15,642 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    edited 28 January 2024 at 11:40PM
    image

    Yes there's a shiny new month just round the corner, any thoughts on targets? ... image

    February targets

    AuntieL 18
    Balancinglife 18
    basketcase
    Baxtersmum
    beanielou 19
    bloomfelt
    blubella
    BudgetingBelinda
    cathybird 15
    Caeraugirl 20
    Couldsavemore
    craftingmad
    Crazycatlady2 18
    Doily94
    Dorothy707
    Flying By14
    FrugalMum3
    GeorgianaCavendish
    Hawley Gryphon
    Honeysucklelou2
    HotDog2020 14
    ilovetea
    KajiKita 18
    keggie 15
    laura lau
    leftatthetrafficlights
    lianne1984
    LittleMissDetermined
    Makingabobor2 15
    Money Choices
    Nervous1234 20
    Mrs Cautious 20
    outoftheviciouscircle
    PurplePhoenix62
    QueenJess
    Rupacomp
    Saver-upper
    SecondStar 26
    short bird 18
    SpruceDog
    TheScarletPixie
    Thevalueofless
    try harder


    :):) Newcomers welcome! :):)

  • NSD today, making 12/10 I think!
    For February I'll try for 14 please @cathybird
  • cathybird
    cathybird Posts: 15,642 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Well done Balancinglife, beanie, LittleMissDetermined, Caeraugirl, Makingabobor2, SecondStar, AuntieL, Rupacomp and Flying By imageimageimage
  • beanielou
    beanielou Posts: 95,555 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    One today. 
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • I'm claiming another NSD today. I had counted my subs for a fortnightly sports activity as a spend last time, but as it's a regular, planned spend I'm going to discount it going forward.
    #21 Save £12k in 2025 £16977.35/£20000

    August NSD Challenge 1/10
  • AuntieL
    AuntieL Posts: 370 Forumite
    100 Posts First Anniversary Name Dropper Photogenic
    Declaring an early NSD today
    Debt-free journey started August 2023. DF 02/09/2024 🥳 (except mortgage)
    June 2025 NSD Challenge 1/18

    MFW 2025 #45
    Jan 2016 Mortgage = £149,895
    Current outstanding = £97,725
    2024 Overpayment = £675.66
    2025 Overpayment = £529/£700
  • NSD #15 for Sunday and NSD #16 today please
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