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Joyous January's No-Spend Days Challenge!
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I’m going to up my target a bit in February and go for 18 NSDs.
KKAs at 15.07.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £233,521
- OPs to mortgage = £11,816 Interest saved £5,28 to date
Fixed rate 3.85% ends January 2030
Read 40 books of target 52 in 2025, as @ 29th July
Produce tracker: £243 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.1 -
Please can I join with 20/29 thank you 😊cathybird said:Yes there's a shiny new month just round the corner, any thoughts on targets? ...
February targetsAuntieL 18BalancinglifebasketcaseBaxtersmumbeanielou 19bloomfeltblubellaBudgetingBelindacathybird 15CaeraugirlCouldsavemorecraftingmadCrazycatlady2Doily94Dorothy707Flying ByFrugalMum3GeorgianaCavendishHawley GryphonHoneysucklelou2HotDog2020iloveteaKajiKitakeggielaura lauleftatthetrafficlightslianne1984LittleMissDeterminedMakingabobor2Money ChoicesMrs CautiousoutoftheviciouscirclePurplePhoenix62QueenJessRupacompSaver-upperSecondStar 26short bird 18SpruceDogTheScarletPixieThevalueoflesstry harder
Newcomers welcome! Aim to pay off £13,000 by December 2024
£1,208.22/£23,059 #26 Pay All Your Debt Off By Christmas 2024
2024 £1 a day savings challenge - £98.43 2024 52 week challenge - £120.37
22/20 February No Spend Days 20 Target 20/23 March No Spend Days 23 Target 7/22 April No Spend Days 22 Target (excludes direct debits, standing orders, debt and savings payments)1 -
Hi Cathy Bird, you are right, Thanks very much, time to drawn a line in the sand, it will be a new day in a hour (literally ) and for February please could I try 14. Thanks.3
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Yes there's a shiny new month just round the corner, any thoughts on targets? ...February targetsAuntieL 18Balancinglife 18
basketcase
Baxtersmum
beanielou 19
bloomfelt
blubella
BudgetingBelinda
cathybird 15
Caeraugirl 20
Couldsavemore
craftingmad
Crazycatlady2
Doily94
Dorothy707
Flying By
FrugalMum3
GeorgianaCavendish
Hawley Gryphon
Honeysucklelou2
HotDog2020 14
ilovetea
KajiKita 18
keggie
laura lau
leftatthetrafficlights
lianne1984
LittleMissDetermined
Makingabobor2
Money Choices
Nervous1234 20
Mrs Cautious
outoftheviciouscircle
PurplePhoenix62
QueenJess
Rupacomp
Saver-upper
SecondStar 26
short bird 18
SpruceDog
TheScarletPixie
Thevalueofless
try harder Newcomers welcome! 0 -
Hi Nervous1234, welcome to our lovely threadNervous1234 said:Please can I join with 20/29 thank you 😊 I've put you on the list for February x 1 -
January Off to a start =
5 days =
10 days =
15 days =
20 days =
Target reached =
Target beaten =
January targetsAuntieL 14/12
Balancinglife 15/18
basketcase 1/12
Baxtersmum 12beanielou 23/19
bloomfelt 3/10
blubella 12BudgetingBelinda 12/15
cathybird 20/15
Caeraugirl 17/20
Couldsavemore 19/15
craftingmad 16Crazycatlady2 18/20
Doily94 4/16
Dorothy707 6/12
Flying By 11/10
FrugalMum3 1/26
GeorgianaCavendish 14/15
Hawley Gryphon 4/10
Honeysucklelou2 5/10
HotDog2020 10/16
ilovetea 22/20
KajiKita 17/15
keggie 14/12
laura lau 15/16
leftatthetrafficlights 22/24
lianne1984 10/10
LittleMissDetermined 20/22
Makingabobor2 10/15
Money Choices 7/10
MrsCautious 21/20
outoftheviciouscircle 15/15
PurplePhoenix62 10/10
QueenJessRupacomp 6/12
Saver-upperSecondStar 24/27
short bird 18/20
SpruceDog 12TheScarletPixie 2/20
Thevalueofless 15/10
try harder 20Newcomers welcome
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Well done leftatthetrafficlights, Caeraugirl, Couldsavemore and SecondStar
2 -
Hi
managed a NSD today.15/18I will try for 18 NSDs in February0 -
One today.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.2 -
It’s one for me today but I don’t think I will quite make my target. 😟Life gets in the way...PADding is addictive...Saving's better than spending...My savings diary - Now for a healthier, wealthier me2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017Sealed pot 2025 £6573 | EF £1000/£1000 | Sabbatical £3364/£6000 | Travel savings £1508 | Sinking pots £25711
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