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Joyous January's No-Spend Days Challenge!

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  • Spend spend spend today and yesterday, electrician to check that i needed new bulbs, I did test the bulbs when I tested them they worked becasue the filament made contact really bizarro, which means I am down £60 for that alone. I rejoined sw however costing 14.85 (including 2 X hifis) I am having fish and chips so probably a waste of money. and I didn't go tot the gym either day, there is still time But would prefer just to get fish and chips! I know I lead sad little life, a lifeless wander, a bore, one step forward two steps back yada yada yada. Sorry.
  • Hi

    Managed yesterday but not today, so up to 19

    19/15
    # 36 1p challenge 2024 - £536.60

    #13 POYD by Christmas 24  £2875 / 8138
  • cathybird said:

    Yes there's a shiny new month just round the corner, any thoughts on targets? ... image

    I'm going for 20 again next month - the discipline is really helping me think about what and how I spend.
    #21 Save £12k in 2025 £16977.35/£20000

    August NSD Challenge 1/10
  • cathybird
    cathybird Posts: 15,642 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Spend spend spend today and yesterday, electrician to check that i needed new bulbs, I did test the bulbs when I tested them they worked becasue the filament made contact really bizarro, which means I am down £60 for that alone. I rejoined sw however costing 14.85 (including 2 X hifis) I am having fish and chips so probably a waste of money. and I didn't go tot the gym either day, there is still time But would prefer just to get fish and chips! I know I lead sad little life, a lifeless wander, a bore, one step forward two steps back yada yada yada. Sorry.
    @HotDog2020 think you are making very harsh and untrue judgements on yourself, you're trying every day to do better, which is not nothing. x 
  • cathybird
    cathybird Posts: 15,642 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    edited 27 January 2024 at 9:56PM
    January

    Off to a start = image
    5 days = image
    10 days = image

    15 days = image
    20 days = image
    Target reached = image
    Target beaten = image 

    January targets

    AuntieL 14/12  image  image  image  image  image 

    Balancinglife 14/18  image  image  image 

    basketcase 1/12  image 

    Baxtersmum 12

    beanielou 22/19  image  image  image  image  image  image  image 

    bloomfelt 3/10  image 

    blubella 12

    BudgetingBelinda 12/15  image  image  image 

    cathybird 20/15  image  image  image  image  image  image  image

    Caeraugirl 17/20  image  image  image  image 

    Couldsavemore 19/15  image  image  image  image  image  image

    craftingmad 16

    Crazycatlady2 18/20  image  image  image  image

    Doily94 4/16  image  image 

    Dorothy707 6/12  image  image 

    Flying By 11/10  image  image  image  image  image 

    FrugalMum3 1/26  image 

    GeorgianaCavendish 14/15  image  image  image 

    Hawley Gryphon 4/10  image 

    Honeysucklelou2 5/10  image  image 

    HotDog2020 10/16  image  image  image 

    ilovetea 22/20  image  image  image  image  image  image  image 

    KajiKita 17/15  image  image  image  image  image  image 

    keggie 14/12  image  image  image  image  image 

    laura lau 15/16  image  image  image  image

    leftatthetrafficlights 22/24  image  image  image  image  image 

    lianne1984 10/10  image  image  image  image 

    LittleMissDetermined 19/22  image  image  image  image

    Makingabobor2 10/15  image  image  image

    Money Choices 7/10  image  image 

    MrsCautious 21/20  image  image  image  image  image  image  image

    outoftheviciouscircle 15/15  image  image  image  image  image

    PurplePhoenix62 10/10  image  image  image  image

    QueenJess

    Rupacomp 6/12  image  image 

    Saver-upper

    SecondStar 24/27 image  image  image  image  image 

    short bird 18/20  image  image  image  image

    SpruceDog 12

    TheScarletPixie 2/20  image 

    Thevalueofless 15/10  image  image  image  image  image  image 

    try harder 20

    Newcomers welcome :)

  • cathybird
    cathybird Posts: 15,642 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    edited 28 January 2024 at 12:15AM
    image

    Yes there's a shiny new month just round the corner, any thoughts on targets? ... image

    February targets

    AuntieL 18
    Balancinglife
    basketcase
    Baxtersmum
    beanielou 19
    bloomfelt
    blubella
    BudgetingBelinda
    cathybird 15
    Caeraugirl 20
    Couldsavemore
    craftingmad
    Crazycatlady2
    Doily94
    Dorothy707
    Flying By
    FrugalMum3
    GeorgianaCavendish
    Hawley Gryphon
    Honeysucklelou2
    HotDog2020 14
    ilovetea
    KajiKita 18
    keggie
    laura lau
    leftatthetrafficlights
    lianne1984
    LittleMissDetermined
    Makingabobor2
    Money Choices
    Nervous1234 20
    Mrs Cautious
    outoftheviciouscircle
    PurplePhoenix62
    QueenJess
    Rupacomp
    Saver-upper
    SecondStar 26
    short bird 18
    SpruceDog
    TheScarletPixie
    Thevalueofless
    try harder


    :):) Newcomers welcome! :):)

  • AuntieL
    AuntieL Posts: 370 Forumite
    100 Posts First Anniversary Name Dropper Photogenic
    cathybird said:
    image

    Yes there's a shiny new month just round the corner, any thoughts on targets? ... image

    February targets

    AuntieL
    Balancinglife

    basketcase

    Baxtersmum

    beanielou 19

    bloomfelt

    blubella

    BudgetingBelinda

    cathybird 15

    Caeraugirl

    Couldsavemore

    craftingmad

    Crazycatlady2

    Doily94

    Dorothy707

    Flying By

    FrugalMum3

    GeorgianaCavendish

    Hawley Gryphon

    Honeysucklelou2

    HotDog2020

    ilovetea

    KajiKita

    keggie

    laura lau

    leftatthetrafficlights

    lianne1984

    LittleMissDetermined

    Makingabobor2

    Money Choices

    Mrs Cautious

    outoftheviciouscircle

    PurplePhoenix62

    QueenJess

    Rupacomp

    Saver-upper

    SecondStar

    short bird

    SpruceDog

    TheScarletPixie

    Thevalueofless

    try harder



    :):) Newcomers welcome! :):)

    Hi @cathybird
    I’m going to try to push myself a bit more this month and go for 18 days.
    Thankyou so much for keeping the thread going 😁
    Debt-free journey started August 2023. DF 02/09/2024 🥳 (except mortgage)
    June 2025 NSD Challenge 1/18

    MFW 2025 #45
    Jan 2016 Mortgage = £149,895
    Current outstanding = £97,725
    2024 Overpayment = £675.66
    2025 Overpayment = £529/£700
  • short_bird
    short_bird Posts: 4,017 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    18 for February, thanks!
    ‘Keep your eye on the donut and not on the hole.’ David Lynch.
    "It’s a beautiful day with golden sunshine and blue skies all the way.” David Lynch.
  • beanielou
    beanielou Posts: 95,562 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Not one today. 
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • Another NSD today, which brings to 24 for January (a NSD for me - my partner paid for vanilla chai lattes for us, and also bought me a little ceramic cup for 50p!). I *almost* bought a bead necklace, but it was just a bit too much, and I didn’t need it.

    Think I’ll aim for 26 out of 29 for February, which leaves the same 3 day leeway as I’ve had for January. It’s very motivating to post in here, and to cross the days off on my wall calendar. I’m hoping (praying!) that February will be my last month in the red, and that I’ll be able to start saving from March onwards - these NSD challenges are good practice for really evaluating my spending.
    ‘When you only have two pennies left in the world, spend one on bread and the other on flowers. The bread will sustain life, the flowers will give you a reason to live.’

    Frugal living in 2024.
    Frugal living in 2025.

    261 No Spend Days in 2024!

    3-month Emergency Fund: £3,500 / £3,500 - DONE!
    1k Pet Emergency Fund - £1,000 / £1,000 - DONE!

    Nationwide 1 year 6.5% Savings - £600 / £2,400
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