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Joyous January's No-Spend Days Challenge!

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  • NSD Thursday 😊
  • cathybird
    cathybird Posts: 15,647 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    edited 25 January 2024 at 10:45PM
    January

    Off to a start = image
    5 days = image
    10 days = image

    15 days = image
    20 days = image
    Target reached = image
    Target beaten = image 

    January targets

    AuntieL 14/12  image  image  image  image  image 

    Balancinglife 14/18  image  image  image 

    basketcase 1/12  image 

    Baxtersmum 12

    beanielou 22/19  image  image  image  image  image  image  image 

    bloomfelt 3/10  image 

    blubella 12

    BudgetingBelinda 12/15  image  image  image 

    cathybird 19/15  image  image  image  image  image  image

    Caeraugirl 16/20  image  image  image  image 

    Couldsavemore 18/15  image  image  image  image  image  image

    craftingmad 16

    Crazycatlady2 18/20  image  image  image  image

    Doily94 4/16  image  image 

    Dorothy707 6/12  image  image 

    Flying By 11/10  image  image  image  image  image 

    FrugalMum3 1/26  image 

    GeorgianaCavendish 13/15  image  image  image 

    Hawley Gryphon 4/10  image 

    Honeysucklelou2 5/10  image  image 

    HotDog2020 10/16  image  image  image 

    ilovetea 22/20  image  image  image  image  image  image  image 

    KajiKita 17/15  image  image  image  image  image  image 

    keggie 14/12  image  image  image  image  image 

    laura lau 14/16  image  image  image 

    leftatthetrafficlights 19/24  image  image  image  image

    lianne1984 10/10  image  image  image  image 

    LittleMissDetermined 18/22  image  image  image  image

    Makingabobor2 9/15  image  image 

    Money Choices 7/10  image  image 

    MrsCautious 21/20  image  image  image  image  image  image  image

    outoftheviciouscircle 15/15  image  image  image  image  image

    PurplePhoenix62 10/10  image  image  image  image

    QueenJess

    Rupacomp 6/12  image  image 

    Saver-upper

    SecondStar 21/27 image  image  image  image  image 

    short bird 17/20  image  image  image  image

    SpruceDog 12

    TheScarletPixie 2/20  image 

    Thevalueofless 15/10  image  image  image  image  image  image 

    try harder 20

    Newcomers welcome :)

  • AuntieL
    AuntieL Posts: 370 Forumite
    100 Posts First Anniversary Name Dropper Photogenic
    Another NSD for me. 
    Debt-free journey started August 2023. DF 02/09/2024 🥳 (except mortgage)
    June 2025 NSD Challenge 1/18

    MFW 2025 #45
    Jan 2016 Mortgage = £149,895
    Current outstanding = £97,725
    2024 Overpayment = £675.66
    2025 Overpayment = £529/£700
  • Am NSD on Wednesday but it was food shopping day today.

    18/15
    # 36 1p challenge 2024 - £536.60

    #13 POYD by Christmas 24  £2875 / 8138
  • NSD Today 
    14/18 ☺️
    tomorrow is a spend day as getting my lashes done. 
     
  • KajiKita
    KajiKita Posts: 7,661 Forumite
    1,000 Posts Fourth Anniversary Name Dropper Photogenic
    edited 25 January 2024 at 8:45PM
    NSD Thursday 😊

    KK
    As at 15.07.25:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £233,521
    - OPs to mortgage = £11,816 Interest saved £5,28 to date
    Fixed rate 3.85% ends January 2030

    Read 40 books of target 52 in 2025, as @ 29th July
    Produce tracker: £243 of £300 in 2025

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
  • beanielou
    beanielou Posts: 95,562 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    One today. 
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • NSD today
    That's me on 10 / 10 NSD now  :) 
    February NSDs: 0 / 10
    February PADs:  2 / 29
    February Groceries Challenge: £59 / £250
    February Make £5 a Day: £255 / £145
    Current Debt: £3159  | CC £1490 | N £571 | C £725 | E £373
    Weight Loss Challenge 2024: 0 lbs

  • keggie
    keggie Posts: 344 Forumite
    Part of the Furniture 100 Posts Name Dropper Combo Breaker
    NSD day 14 so 14/12 and hopefully will manage tomorrow too even though it is pay day!
    GC 2024 £1445.91/£3000
    GC July 24 £0/£250
    #16 XMAS 2024 £300:£366
    Surveys £32.05
  • ilovetea
    ilovetea Posts: 1,272 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Another NSD  22/20 now.
    I'm not one for going shopping Find it rather boring.
    Been ruthless about shopping on lie I don't NEED anything. 

    ilovetea  xx

    Make £2024 in 2024 £1161.08
    Declutter 2024 things in 2024 1522/2024.
    NSD's in August 11/20
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