📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Joyous January's No-Spend Days Challenge!

Options
1484951535465

Comments

  • cathybird
    cathybird Posts: 15,647 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Am up to 21/24 NSDs.

    The aim is for either 27 or 28 / 31 for January - allowing the potential of 1 more spend day, but actively trying for not (and actively cannot afford!).
    SecondStar, did you want to set a target for 27 or 28? I've got you at the moment as target free x
  • KajiKita
    KajiKita Posts: 7,663 Forumite
    1,000 Posts Fourth Anniversary Name Dropper Photogenic
    NSD Wednesday 😊🤩

    KK
    As at 15.07.25:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £233,521
    - OPs to mortgage = £11,816 Interest saved £5,28 to date
    Fixed rate 3.85% ends January 2030

    Read 40 books of target 52 in 2025, as @ 29th July
    Produce tracker: £243 of £300 in 2025

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
  • ilovetea
    ilovetea Posts: 1,272 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    #Cathybird.   Thank you for all the little icons. :-)

    Had another NSD. Now 21/20 .

      ilovetea.
    Make £2024 in 2024 £1161.08
    Declutter 2024 things in 2024 1522/2024.
    NSD's in August 11/20
  • cathybird
    cathybird Posts: 15,647 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    edited 25 January 2024 at 5:10PM
    January

    Off to a start = image
    5 days = image
    10 days = image

    15 days = image
    20 days = image
    Target reached = image
    Target beaten = image 

    January targets

    AuntieL 13/12  image  image  image  image  image 

    Balancinglife 13/18  image  image  image 

    basketcase 1/12  image 

    Baxtersmum 12

    beanielou 21/19  image  image  image  image  image  image  image 

    bloomfelt 3/10  image 

    blubella 12

    BudgetingBelinda 12/15  image  image  image 

    cathybird 18/15  image  image  image  image  image  image

    Caeraugirl 16/20  image  image  image  image 

    Couldsavemore 17/15  image  image  image  image  image  image

    craftingmad 16

    Crazycatlady2 17/20  image  image  image  image

    Doily94 4/16  image  image 

    Dorothy707 6/12  image  image 

    Flying By 11/10  image  image  image  image  image 

    FrugalMum3 1/26  image 

    GeorgianaCavendish 13/15  image  image  image 

    Hawley Gryphon 4/10  image 

    Honeysucklelou2 5/10  image  image 

    HotDog2020 10/16  image  image  image 

    ilovetea 21/20  image  image  image  image  image  image  image 

    KajiKita 16/15  image  image  image  image  image  image 

    keggie 13/12  image  image  image  image  image 

    laura lau 14/16  image  image  image 

    leftatthetrafficlights 19/24  image  image  image  image

    lianne1984 9/10  image  image 

    LittleMissDetermined 18/22  image  image  image  image

    Makingabobor2 9/15  image  image 

    Money Choices 7/10  image  image 

    MrsCautious 21/20  image  image  image  image  image  image  image

    outoftheviciouscircle 15/15  image  image  image  image  image

    PurplePhoenix62 10/10  image  image  image  image

    QueenJess

    Rupacomp 6/12  image  image 

    Saver-upper

    SecondStar 21/27 image  image  image  image  image 

    short bird 17/20  image  image  image  image

    SpruceDog 12

    TheScarletPixie 2/20  image 

    Thevalueofless 15/10  image  image  image  image  image  image 

    try harder 20

    Newcomers welcome :)

  • keggie
    keggie Posts: 344 Forumite
    Part of the Furniture 100 Posts Name Dropper Combo Breaker
    Another one for me today. 

    13/12
    GC 2024 £1445.91/£3000
    GC July 24 £0/£250
    #16 XMAS 2024 £300:£366
    Surveys £32.05
  • cathybird
    cathybird Posts: 15,647 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Well done LittleMissDetermined, Caeraugirl, short bird, Thevalueofless, Crazycatlady2, SecondStar, beanie, KajiKita, ilovetea and keggie imageimageimage
  • cathybird said:
    Am up to 21/24 NSDs.

    The aim is for either 27 or 28 / 31 for January - allowing the potential of 1 more spend day, but actively trying for not (and actively cannot afford!).
    SecondStar, did you want to set a target for 27 or 28? I've got you at the moment as target free x
    Can I go for 27, please? That way anything else will be a bonus! Thank you
    ‘When you only have two pennies left in the world, spend one on bread and the other on flowers. The bread will sustain life, the flowers will give you a reason to live.’

    Frugal living in 2024.
    Frugal living in 2025.

    261 No Spend Days in 2024!

    3-month Emergency Fund: £3,500 / £3,500 - DONE!
    1k Pet Emergency Fund - £1,000 / £1,000 - DONE!

    Nationwide 1 year 6.5% Savings - £600 / £2,400
  • Flying_By
    Flying_By Posts: 274 Forumite
    Part of the Furniture 100 Posts Name Dropper
    Declaring early today, makes it 11/10!
  • An unplanned one for me today please, my dinner plans have been cancelled. 
    LMD x
    Life gets in the way...PADding is addictive...Saving's better than spending...
    2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017
    Sealed pot 2025 £6573 | EF £1000/£1000 | Sabbatical £3364/£6000 | Travel savings £1508 | Sinking pots £2571
  • Another for me today - takes me to 16/20.
    #21 Save £12k in 2025 £16977.35/£20000

    August NSD Challenge 2/10
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.1K Banking & Borrowing
  • 253.2K Reduce Debt & Boost Income
  • 453.6K Spending & Discounts
  • 244.1K Work, Benefits & Business
  • 599.1K Mortgages, Homes & Bills
  • 177K Life & Family
  • 257.5K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.