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Joyous January's No-Spend Days Challenge!
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SecondStar said:Am up to 21/24 NSDs.
The aim is for either 27 or 28 / 31 for January - allowing the potential of 1 more spend day, but actively trying for not (and actively cannot afford!).0 -
NSD Wednesday 😊🤩
KKAs at 15.07.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £233,521
- OPs to mortgage = £11,816 Interest saved £5,28 to date
Fixed rate 3.85% ends January 2030
Read 40 books of target 52 in 2025, as @ 29th July
Produce tracker: £243 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.1 -
#Cathybird. Thank you for all the little icons. :-)
Had another NSD. Now 21/20 .
ilovetea.Make £2024 in 2024 £1161.08
Declutter 2024 things in 2024 1522/2024.
NSD's in August 11/201 -
January Off to a start =5 days =10 days =15 days =20 days =Target reached =Target beaten =January targetsAuntieL 13/12Balancinglife 13/18basketcase 1/12Baxtersmum 12beanielou 21/19bloomfelt 3/10blubella 12BudgetingBelinda 12/15cathybird 18/15Caeraugirl 16/20Couldsavemore 17/15craftingmad 16Crazycatlady2 17/20Doily94 4/16Dorothy707 6/12Flying By 11/10FrugalMum3 1/26GeorgianaCavendish 13/15Hawley Gryphon 4/10Honeysucklelou2 5/10HotDog2020 10/16ilovetea 21/20KajiKita 16/15keggie 13/12laura lau 14/16leftatthetrafficlights 19/24lianne1984 9/10LittleMissDetermined 18/22Makingabobor2 9/15Money Choices 7/10MrsCautious 21/20outoftheviciouscircle 15/15PurplePhoenix62 10/10QueenJessRupacomp 6/12Saver-upperSecondStar 21/27short bird 17/20SpruceDog 12TheScarletPixie 2/20Thevalueofless 15/10try harder 20Newcomers welcome
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Another one for me today.13/12GC 2024 £1445.91/£3000
GC July 24 £0/£250
#16 XMAS 2024 £300:£366
Surveys £32.051 -
Well done LittleMissDetermined, Caeraugirl, short bird, Thevalueofless, Crazycatlady2, SecondStar, beanie, KajiKita, ilovetea and keggie2
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cathybird said:SecondStar said:Am up to 21/24 NSDs.
The aim is for either 27 or 28 / 31 for January - allowing the potential of 1 more spend day, but actively trying for not (and actively cannot afford!).‘When you only have two pennies left in the world, spend one on bread and the other on flowers. The bread will sustain life, the flowers will give you a reason to live.’Frugal living in 2024.
Frugal living in 2025.
261 No Spend Days in 2024!
3-month Emergency Fund: £3,500 / £3,500 - DONE!1k Pet Emergency Fund - £1,000 / £1,000 - DONE!
Nationwide 1 year 6.5% Savings - £600 / £2,4001 -
Declaring early today, makes it 11/10!1
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An unplanned one for me today please, my dinner plans have been cancelled.
LMD xLife gets in the way...PADding is addictive...Saving's better than spending...My savings diary - Now for a healthier, wealthier me2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017Sealed pot 2025 £6573 | EF £1000/£1000 | Sabbatical £3364/£6000 | Travel savings £1508 | Sinking pots £25711 -
Another for me today - takes me to 16/20.#21 Save £12k in 2025 £16977.35/£20000
August NSD Challenge 2/101
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