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Joyous January's No-Spend Days Challenge!
Comments
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SecondStar, did you want to set a target for 27 or 28? I've got you at the moment as target free xSecondStar said:Am up to 21/24 NSDs.
The aim is for either 27 or 28 / 31 for January - allowing the potential of 1 more spend day, but actively trying for not (and actively cannot afford!).0 -
NSD Wednesday 😊🤩
KKAs at 15.10.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £229,702
- OPs to mortgage = £12,345 Estd. interest saved = £5,863 to date
Fixed rate 3.85% ends October 2030
Read 62 books of target 52 in 2025, as @ 4th November
Produce tracker: £426 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.1 -
#Cathybird. Thank you for all the little icons. :-)
Had another NSD. Now 21/20 .
ilovetea.Make £2024 in 2024 £1161.08
Declutter 2024 things in 2024 1522/2024.
NSD's in August 11/201 -
January Off to a start =
5 days =
10 days =
15 days =
20 days =
Target reached =
Target beaten =
January targetsAuntieL 13/12
Balancinglife 13/18
basketcase 1/12
Baxtersmum 12beanielou 21/19
bloomfelt 3/10
blubella 12BudgetingBelinda 12/15
cathybird 18/15
Caeraugirl 16/20
Couldsavemore 17/15
craftingmad 16Crazycatlady2 17/20
Doily94 4/16
Dorothy707 6/12
Flying By 11/10
FrugalMum3 1/26
GeorgianaCavendish 13/15
Hawley Gryphon 4/10
Honeysucklelou2 5/10
HotDog2020 10/16
ilovetea 21/20
KajiKita 16/15
keggie 13/12
laura lau 14/16
leftatthetrafficlights 19/24
lianne1984 9/10
LittleMissDetermined 18/22
Makingabobor2 9/15
Money Choices 7/10
MrsCautious 21/20
outoftheviciouscircle 15/15
PurplePhoenix62 10/10
QueenJessRupacomp 6/12
Saver-upperSecondStar 21/27
short bird 17/20
SpruceDog 12TheScarletPixie 2/20
Thevalueofless 15/10
try harder 20Newcomers welcome
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Another one for me today.13/12GC 2024 £1445.91/£3000
GC July 24 £0/£250
#16 XMAS 2024 £300:£366
Surveys £32.051 -
Well done LittleMissDetermined, Caeraugirl, short bird, Thevalueofless, Crazycatlady2, SecondStar, beanie, KajiKita, ilovetea and keggie


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Can I go for 27, please? That way anything else will be a bonus! Thank youcathybird said:
SecondStar, did you want to set a target for 27 or 28? I've got you at the moment as target free xSecondStar said:Am up to 21/24 NSDs.
The aim is for either 27 or 28 / 31 for January - allowing the potential of 1 more spend day, but actively trying for not (and actively cannot afford!).‘When you only have two pennies left in the world, spend one on bread and the other on flowers. The bread will sustain life, the flowers will give you a reason to live.’Frugal living in 2024.
Frugal living in 2025.
261 No Spend Days in 2024!
3-month Emergency Fund: £3,500 / £3,500 - DONE!1k Pet Emergency Fund - £1,000 / £1,000 - DONE!
Nationwide 1 year 6.5% Savings - £1,000 / £2,2001 -
Declaring early today, makes it 11/10!1
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An unplanned one for me today please, my dinner plans have been cancelled.
LMD xLife gets in the way...PADding is addictive...Saving's better than spending...My savings diary - Now for a healthier, wealthier me2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017EF £1000/£1000 | Sabbatical £3677/£60001 -
Another for me today - takes me to 16/20.#21 Save £12k in 2025 £19277.35/£200001
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