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Joyous January's No-Spend Days Challenge!
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Well done Makingabobor2, beanie, AuntieL, SecondStar, MrsCautious, Flying By, HotDog2020, BudgetingBelinda, keggie, KajiKita, leftatthetrafficlights, lianne1984, ilovetea, Couldsavemore, Balancinglife, Rupacomp and Caeraugirl5
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It's one for me today please
LMD xLife gets in the way...PADding is addictive...Saving's better than spending...My savings diary - Now for a healthier, wealthier me2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017Sealed pot 2025 £6573 | EF £1000/£1000 | Sabbatical £3364/£6000 | Travel savings £1508 | Sinking pots £25711 -
Claiming one early today.#21 Save £12k in 2025 £16977.35/£20000
August NSD Challenge 2/101 -
Early call for day 17.‘Keep your eye on the donut and not on the hole.’ David Lynch.
"It’s a beautiful day with golden sunshine and blue skies all the way.” David Lynch.1 -
Another NSD for Tuesday please and calling another one early for today as not going anywhere or doing any online spending.
TVOL
15/101 -
NSD Wednesday please1
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I am afraid I have spent today on a carpet picnic (nibbles) (phrase - carpet picnic coined from pretty women). Thanks.1
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Am up to 21/24 NSDs.
The aim is for either 27 or 28 / 31 for January - allowing the potential of 1 more spend day, but actively trying for not (and actively cannot afford!).‘When you only have two pennies left in the world, spend one on bread and the other on flowers. The bread will sustain life, the flowers will give you a reason to live.’Frugal living in 2024.
Frugal living in 2025.
261 No Spend Days in 2024!
3-month Emergency Fund: £3,500 / £3,500 - DONE!1k Pet Emergency Fund - £1,000 / £1,000 - DONE!
Nationwide 1 year 6.5% Savings - £600 / £2,4003 -
One today.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.1 -
January Off to a start =
5 days =
10 days =
15 days =
20 days =
Target reached =
Target beaten =
January targetsAuntieL 13/12
Balancinglife 13/18
basketcase 1/12
Baxtersmum 12beanielou 21/19
bloomfelt 3/10
blubella 12BudgetingBelinda 12/15
cathybird 17/15
Caeraugirl 15/20
Couldsavemore 17/15
craftingmad 16Crazycatlady2 17/20
Doily94 4/16
Dorothy707 6/12
Flying By 10/10
FrugalMum3 1/26
GeorgianaCavendish 13/15
Hawley Gryphon 4/10
Honeysucklelou2 5/10
HotDog2020 10/16
ilovetea 20/20
KajiKita 15/15
keggie 12/12
laura lau 14/16
leftatthetrafficlights 19/24
lianne1984 9/10
LittleMissDetermined 17/22
Makingabobor2 9/15
Money Choices 7/10
MrsCautious 21/20
outoftheviciouscircle 15/15
PurplePhoenix62 10/10
QueenJessRupacomp 6/12
Saver-upperSecondStar 21/TF
short bird 17/20
SpruceDog 12TheScarletPixie 2/20
Thevalueofless 15/10
try harder 20Newcomers welcome
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