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Joyous January's No-Spend Days Challenge!
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Claiming another 2 NSDs (20th and 21st Jan) brining me to NSD #131
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Sunday was a spend day - bought parcel bags to send off some online auction sales and a pair of gym shorts on Vinted. I did use some credit on my Vinted account but it's still a spend.
Today (Monday) a NSD.
TVOL
13/101 -
NSD Monday 😊❤️
KKAs at 15.07.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £233,521
- OPs to mortgage = £11,816 Interest saved £5,28 to date
Fixed rate 3.85% ends January 2030
Read 40 books of target 52 in 2025, as @ 29th July
Produce tracker: £243 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.1 -
An unexpected day 16.‘Keep your eye on the donut and not on the hole.’ David Lynch.
"It’s a beautiful day with golden sunshine and blue skies all the way.” David Lynch.1 -
Claiming another NSD today, to take me to 13.#21 Save £12k in 2025 £16977.35/£20000
August NSD Challenge 2/101 -
January Off to a start =5 days =10 days =15 days =20 days =Target reached =Target beaten =January targetsAuntieL 11/12Balancinglife 12/18basketcase 1/12Baxtersmum 12beanielou 19/19bloomfelt 3/10blubella 12BudgetingBelinda 11/15cathybird 16/15Caeraugirl 13/20Couldsavemore 14/15craftingmad 16Crazycatlady2 16/20Doily94 4/16Dorothy707 6/12Flying By 9/10FrugalMum3 1/26GeorgianaCavendish 13/15Hawley Gryphon 4/10Honeysucklelou2 5/10HotDog2020 9/16ilovetea 19/20KajiKita 15/15keggie 11/12laura lau 14/16leftatthetrafficlights 18/24lianne1984 6/10LittleMissDetermined 16/22Makingabobor2 9/15Money Choices 7/10MrsCautious 20/20outoftheviciouscircle 15/15PurplePhoenix62 10/10QueenJessRupacomp 6/12Saver-upperSecondStar 18/TFshort bird 16/20SpruceDog 12TheScarletPixie 2/20Thevalueofless 13/10try harder 20Newcomers welcome
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Hello.
Didn't post yesterday but it was a NSD.
Today was as well.
Makes 19/20 now :-)
ilovetea xx
Make £2024 in 2024 £1161.08
Declutter 2024 things in 2024 1522/2024.
NSD's in August 11/201 -
Well done short bird, MrsCautious, LittleMissDetermined, laura lau, leftatthetrafficlights, GeorgianaCavendish, Thevalueofless, KajiKita, Caeraugirl and ilovetea1
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Forgot to declare yesterday. Up to 9/15 now. Need to go some to get there this month.Making the debt go down and savings go up
LBM 2015 - debt £57K / Now £28,744....its going down
Mortgage Free December 9th 2024! 18mths ahead of schedule. Since 2022 we paid over £15K in OPs.Challenges
EF #68 £550/£3000
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Fiver Friday '25 #10 £15
Studies/surveys August £0
Decluttering items 756
Books read 13
Jigsaws done 8
My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-d£own-the-savings-up1 -
Spent on Monday....air fryer, birthday card, home insurance, dog bed
Try again today1
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