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Joyous January's No-Spend Days Challenge!

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  • Claiming another 2 NSDs (20th and 21st Jan) brining me to NSD #13
  • Sunday was a spend day - bought parcel bags to send off some online auction sales and a pair of gym shorts on Vinted. I did use some credit on my Vinted account but it's still a spend. 
    Today (Monday) a NSD.

    TVOL
    13/10
  • KajiKita
    KajiKita Posts: 7,665 Forumite
    1,000 Posts Fourth Anniversary Name Dropper Photogenic
    NSD Monday 😊❤️

    KK
    As at 15.07.25:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £233,521
    - OPs to mortgage = £11,816 Interest saved £5,28 to date
    Fixed rate 3.85% ends January 2030

    Read 40 books of target 52 in 2025, as @ 29th July
    Produce tracker: £243 of £300 in 2025

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
  • short_bird
    short_bird Posts: 4,019 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    An unexpected day 16. 
    ‘Keep your eye on the donut and not on the hole.’ David Lynch.
    "It’s a beautiful day with golden sunshine and blue skies all the way.” David Lynch.
  • Claiming another NSD today, to take me to 13.
    #21 Save £12k in 2025 £16977.35/£20000

    August NSD Challenge 2/10
  • cathybird
    cathybird Posts: 15,648 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    edited 23 January 2024 at 9:04PM
    January

    Off to a start = image
    5 days = image
    10 days = image

    15 days = image
    20 days = image
    Target reached = image
    Target beaten = image 

    January targets

    AuntieL 11/12  image  image  image 

    Balancinglife 12/18  image  image  image 

    basketcase 1/12  image 

    Baxtersmum 12

    beanielou 19/19  image  image  image  image  image

    bloomfelt 3/10  image 

    blubella 12

    BudgetingBelinda 11/15  image  image  image 

    cathybird 16/15  image  image  image  image  image  image

    Caeraugirl 13/20  image  image  image 

    Couldsavemore 14/15  image  image  image 

    craftingmad 16

    Crazycatlady2 16/20  image  image  image  image

    Doily94 4/16  image  image 

    Dorothy707 6/12  image  image 

    Flying By 9/10  image 

    FrugalMum3 1/26  image 

    GeorgianaCavendish 13/15  image  image  image 

    Hawley Gryphon 4/10  image 

    Honeysucklelou2 5/10  image  image 

    HotDog2020 9/16  image  image 

    ilovetea 19/20  image  image  image  image

    KajiKita 15/15  image  image  image  image  image 

    keggie 11/12  image  image  image 

    laura lau 14/16  image  image  image 

    leftatthetrafficlights 18/24  image  image  image  image

    lianne1984 6/10  image  image 

    LittleMissDetermined 16/22  image  image  image  image

    Makingabobor2 9/15  image  image 

    Money Choices 7/10  image  image 

    MrsCautious 20/20  image  image  image  image  image  image 

    outoftheviciouscircle 15/15  image  image  image  image  image

    PurplePhoenix62 10/10  image  image  image  image

    QueenJess

    Rupacomp 6/12  image  image 

    Saver-upper

    SecondStar 18/TF image  image  image  image

    short bird 16/20  image  image  image  image

    SpruceDog 12

    TheScarletPixie 2/20  image 

    Thevalueofless 13/10  image  image  image  image  image 

    try harder 20

    Newcomers welcome :)

  • ilovetea
    ilovetea Posts: 1,272 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Hello.
    Didn't post yesterday but it was a NSD.
    Today was as well.
    Makes  19/20 now :-) 

      ilovetea  xx

    Make £2024 in 2024 £1161.08
    Declutter 2024 things in 2024 1522/2024.
    NSD's in August 11/20
  • cathybird
    cathybird Posts: 15,648 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Well done short bird, MrsCautious, LittleMissDetermined, laura lau, leftatthetrafficlights, GeorgianaCavendish, Thevalueofless, KajiKita, Caeraugirl and ilovetea imageimageimage
  • Forgot to declare yesterday. Up to 9/15 now. Need to go some to get there this month. 
    Making the debt go down and savings go up

    LBM 2015 - debt £57K / Now £28,744....its going down

     Mortgage Free December 9th 2024! 
    18mths ahead of schedule.  Since 2022 we paid over £15K in OPs.

    Challenges

    EF #68  £550/£3000
    .
    Fiver Friday '25 #10 £15

    Studies/surveys  August £0

    Decluttering items 756

    Books read    13
    Jigsaws done  8

    My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-d£own-the-savings-up


  • Spent on Monday....air fryer, birthday card, home insurance, dog bed

    Try again today 
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