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Joyous January's No-Spend Days Challenge!
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Well done LittleMissDetermined, beanie, Caeraugirl, KajiKita, HotDog2020, Honeysucklelou2, BudgetingBelinda, MrsCautious and Balancinglife2
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Sunday was NSD 15, Monday definitely won't be an NSD.‘Keep your eye on the donut and not on the hole.’ David Lynch.
"It’s a beautiful day with golden sunshine and blue skies all the way.” David Lynch.1 -
Early call for reaching my target of 20 NSDs today as I have taken soup into work. Really pleased to have controlled my spending so far this month.0
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I am afraid I have already spent today, game playing without even thinking about my NS desires. Ooops.1
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It's one for me today... Not going out as I may get blown away!
LMD xLife gets in the way...PADding is addictive...Saving's better than spending...My savings diary - Now for a healthier, wealthier me2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017Sealed pot 2025 £6573 | EF £1000/£1000 | Sabbatical £3364/£6000 | Travel savings £1508 | Sinking pots £25711 -
Not one today.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.1 -
Adding 2 NSD's for me: one for yesterday and early call for today!Debt free journey started 30/08/2023:
CC1 - 5,151.92 now 5,335.15
CC3 - 4,166.15 now 5,345.28
CC4 - 4,625.87 (balance transfer from CC2) now 5,717.24
Current outstanding: 16,397.67
Debt free by Jul 2027.
Challenges:
NSD Apr 2025 - 7/20
NST Apr 2025 -
#31 1p savings 2025 £32.40/£667.95
2025 Fashion on the ration - Coupons remaining 43.5/661 -
January Off to a start =
5 days =
10 days =
15 days =
20 days =
Target reached =
Target beaten =
January targetsAuntieL 11/12
Balancinglife 12/18
basketcase 1/12
Baxtersmum 12beanielou 19/19
bloomfelt 3/10
blubella 12BudgetingBelinda 11/15
cathybird 15/15
Caeraugirl 12/20
Couldsavemore 14/15
craftingmad 16Crazycatlady2 16/20
Doily94 4/16
Dorothy707 6/12
Flying By 9/10
FrugalMum3 1/26
GeorgianaCavendish 11/15
Hawley Gryphon 4/10
Honeysucklelou2 5/10
HotDog2020 9/16
ilovetea 17/20
KajiKita 14/15
keggie 11/12
laura lau 14/16
leftatthetrafficlights 18/24
lianne1984 6/10
LittleMissDetermined 16/22
Makingabobor2 8/15
Money Choices 7/10
MrsCautious 20/20
outoftheviciouscircle 15/15
PurplePhoenix62 10/10
QueenJessRupacomp 6/12
Saver-upperSecondStar 18/TF
short bird 15/20
SpruceDog 12TheScarletPixie 2/20
Thevalueofless 12/10
try harder 20Newcomers welcome
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MrsCautious said:Early call for reaching my target of 20 NSDs today as I have taken soup into work. Really pleased to have controlled my spending so far this month.1
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Spend yesterday so 18 now including today 😁DNF: £708.92/£1000
JSF: £708.58/£1000
Winter season grocery budget: £600.85/£900
Weight loss challenge 2024: 11/24lbs
1st quarter start:9st 13.1lb
2nd quarter start:9st 9.2 lb
3rd quarter start: 9st 6.8 lb
4th quarter start: 9st 10.2 lb
End weight: 8st 13lb
'It's the small compromises you keep making over time that start to add up and get you to a place you don't want to be'1
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