Total debt when my journey began in December 2022- £66,133.42
Current debt May 2024- £40,064.57
Repaid 39.42%
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Joyous January's No-Spend Days Challenge!
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Not sure if I said nsd Friday? Won't be one today as really want a takeaway curry1
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I'm now on Day 151
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One today.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.1 -
Yesterday was food shop delivery day so tied in a purchase of mattress topper for DS1 - the mattress in his Uni house isn't good, and his one at home is starting to sag too, so it'll get used beyond this Uni year. Today I had the hairdresser so popped into L*dl on the way home for some bits that are considerably cheaper there, but not planning any more spends until Friday - need to have a good few more NSDs under my belt if I'm going to reach my target for the month!#21 Save £12k in 2025 £16977.35/£20000
August NSD Challenge 3/101 -
Crazycatlady2 said:Not sure if I said nsd Friday? Won't be one today as really want a takeaway curry0
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January Off to a start =5 days =10 days =15 days =20 days =Target reached =Target beaten =January targetsAuntieL 11/12Balancinglife 11/18basketcase 1/12Baxtersmum 12beanielou 18/19bloomfelt 3/10blubella 12BudgetingBelinda 10/15cathybird 14/15Caeraugirl 11/20Couldsavemore 11/15craftingmad 16Crazycatlady2 16/20Doily94 4/16Dorothy707 6/12Flying By 8/10FrugalMum3 1/26GeorgianaCavendish 11/15Hawley Gryphon 4/10Honeysucklelou2 3/10HotDog2020 8/16ilovetea 16/20KajiKita 13/15keggie 10/12laura lau 12/16leftatthetrafficlights 13/24lianne1984 6/10LittleMissDetermined 14/22Makingabobor2 8/15Money Choices 7/10MrsCautious 18/20outoftheviciouscircle 15/15PurplePhoenix62 10/10QueenJessRupacomp 5/12Saver-upperSecondStar 16/TFshort bird 13/20SpruceDog 12TheScarletPixie 2/20Thevalueofless 12/10try harder 20Newcomers welcome
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Not one for me today, paid the gardeners for some tree work.0
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Adding two more for Friday and Saturday please. Did do grocery shopping Friday but for food and cleaning items only and stuck to my list. Was tempted by a lovely white blouse in SM which was just my style but managed to resist.
Thank you @cathybird for keeping track of us all.
TVOL
12/10
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NSD today, unusual for a Saturday but haven’t been anywhere 😊
KKAs at 15.07.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £233,521
- OPs to mortgage = £11,816 Interest saved £5,28 to date
Fixed rate 3.85% ends January 2030
Read 40 books of target 52 in 2025, as @ 29th July
Produce tracker: £243 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.1 -
Thanks Cathy bird, as I'm spending today I ordered DD her provisional driving licence 😱1
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