Total debt when my journey began in December 2022- £66,133.42
Current debt May 2024- £40,064.57
Repaid 39.42%
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Joyous January's No-Spend Days Challenge!
Comments
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Not sure if I said nsd Friday? Won't be one today as really want a takeaway curry1
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I'm now on Day 151
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One today.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.1 -
Yesterday was food shop delivery day so tied in a purchase of mattress topper for DS1 - the mattress in his Uni house isn't good, and his one at home is starting to sag too, so it'll get used beyond this Uni year. Today I had the hairdresser so popped into L*dl on the way home for some bits that are considerably cheaper there, but not planning any more spends until Friday - need to have a good few more NSDs under my belt if I'm going to reach my target for the month!#21 Save £12k in 2025 £24277.35/£200001
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Indeed you did! You're on 16 NSDsCrazycatlady2 said:Not sure if I said nsd Friday? Won't be one today as really want a takeaway curry
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January Off to a start =
5 days =
10 days =
15 days =
20 days =
Target reached =
Target beaten =
January targetsAuntieL 11/12
Balancinglife 11/18
basketcase 1/12
Baxtersmum 12beanielou 18/19
bloomfelt 3/10
blubella 12BudgetingBelinda 10/15
cathybird 14/15
Caeraugirl 11/20
Couldsavemore 11/15
craftingmad 16Crazycatlady2 16/20
Doily94 4/16
Dorothy707 6/12
Flying By 8/10
FrugalMum3 1/26
GeorgianaCavendish 11/15
Hawley Gryphon 4/10
Honeysucklelou2 3/10
HotDog2020 8/16
ilovetea 16/20
KajiKita 13/15
keggie 10/12
laura lau 12/16
leftatthetrafficlights 13/24
lianne1984 6/10
LittleMissDetermined 14/22
Makingabobor2 8/15
Money Choices 7/10
MrsCautious 18/20
outoftheviciouscircle 15/15
PurplePhoenix62 10/10
QueenJessRupacomp 5/12
Saver-upperSecondStar 16/TF
short bird 13/20
SpruceDog 12TheScarletPixie 2/20
Thevalueofless 12/10
try harder 20Newcomers welcome
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Not one for me today, paid the gardeners for some tree work.

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Adding two more for Friday and Saturday please. Did do grocery shopping Friday but for food and cleaning items only and stuck to my list. Was tempted by a lovely white blouse in SM which was just my style but managed to resist.
Thank you @cathybird for keeping track of us all.
TVOL
12/10
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NSD today, unusual for a Saturday but haven’t been anywhere 😊
KKAs at 15.10.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £229,702
- OPs to mortgage = £12,345 Estd. interest saved = £5,863 to date
Fixed rate 3.85% ends October 2030
Read 62 books of target 52 in 2025, as @ 4th November
Produce tracker: £426 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.1 -
Thanks Cathy bird, as I'm spending today I ordered DD her provisional driving licence 😱1
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