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"The Save £12k in 2024" challenge
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#6 reporting £1007.14 saved for January hope I'll be able to save as much each month.It is the job that is never started that takes the longest to finish. Tolkien.Save 12k in 2025 No 18 365 1p challenge 2025 No 23
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Last day of January and well done savers. We have collectively saved over £55,000 in month 1. Spreadsheet updated.
Save £12k in 2024 - Google Sheets
On to February tomorrow. We get our pensions tomorrow so I shall be doing the money shuffle in the morning.I’m a Forum Ambassador and I support the Forum Team on the Debt free Wannabe, Budgeting and Banking and Savings and Investment boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.
Click on this link for a Statement of Accounts that can be posted on the DebtFree Wannabe board: https://lemonfool.co.uk/financecalculators/soa.php
The 365 Day 1p Challenge 2026 #1 £55/£667.95
Save £12k in 2026 #1 £1000/£120008 -
Number 2 £254.94 for me to report for January. A very modest start!Save £12k in 2025 #2 I saved £14,660.97 of £6000 or 244.35% of my target. The 2026 Save £12k in 2026 thread is here
OS Grocery Challenge in 2025 I finished the year at £2880.99/£3000 or 96.03% of my annual spend so I am sticking with a £3000 annual budget for 2026
I also Reverse Meal Plan on that thread and grow much of our own premium price fruit and veg, joining in on the grow your own in 2026 discussion thread
My keep within our budget diary is here2 -
#1. £800 February
I have transferred £150 into my YBS Christmas Saver, £200 into my Nationwide Regular Saver and £450 into my YBS internet access saver account. So £800 in total so far.
I have also put £900 into our savings pots but am not counting those amounts as they will be spent.
£100 into Christmas 2024
£200 into Cars
£300 into house as we have ordered new furniture which arrives in April
£300 into holiday as we emptied that to book a week away over the Easter holidays to meet up with family.Have a good day everyone.I’m a Forum Ambassador and I support the Forum Team on the Debt free Wannabe, Budgeting and Banking and Savings and Investment boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.
Click on this link for a Statement of Accounts that can be posted on the DebtFree Wannabe board: https://lemonfool.co.uk/financecalculators/soa.php
The 365 Day 1p Challenge 2026 #1 £55/£667.95
Save £12k in 2026 #1 £1000/£120002 -
No 37 Nothing for feb I am afraid.3
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No. 16 Gem-Gem reporting £450 for February... so far.£200 into my Nationwide Regular Saver
£250 into my Shawbrook EA Saver
Later in the month I will add any interest.I have paid for tickets to see an act for my DH's birthday later in the year. I have a budget of £40 for 'me' for the month.2025 Fashion on a ration 0/66 coupons
2025 Frugal challenge3 -
#63 A total of £200 so far for February.I'm not including any monies going out into all the Regular Savers or other ongoing savings accounts, pots or any generated interest or dividens from the savings I already have, as I want to see if I can save even more
. I will be including any work related monetry bonuses or unexpected windfalls I might receive
# No.2 Save 1p A Day Challenge 2026 £59.17 / £667.95 (1)# No.4 Save £12k in 2026 £2454.88 / £12,000 (1)# No.4 £2 Savers Club 2026 - 25/12 - 24/10 £28 / £200 (1)# No.8 Sealed Pot Challenge 19 - 2026 - 24/12 - 24/10 £50+ / £400 (1)# No.5 Fiver Friday Challenge 2026 £25/£230 (1)# Make £2026 in 2026 £627.92 / £2026 (1)3 -
#09 february £1,000
made up of regular savers and savings money, apart from a small amount of interest due next week, i can't see a lot more going in this month.
well done everyone for jan over 55,000 is amazing.
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#19 £1145 for February
Money shuffle now complete - all payments have been made or are about to be made into regular saver pots, the balance of our joint account has been swept over to savings, and thanks to an error on my part, there's an extra £50 gone into S&S ISA as well this month.
I'm not counting interest, or my additional savings into pots for annual spends / holidays, especially as the latter are dipped into regularly.
Great job on the £55k+ for January everyone, and thanks for the thread @enthusiasticsaver#21 Save £12k in 2025 £25577.35/£200003 -
# 18 Topscooby £1000 for February please 👍
£12k in 2026 #6 ( £1,000 / £12,000 )
£12k in 2025 #27 ( £12,850 / £12,000 ) Goal surpassed 🙏
£12k in 2024 #18 (£14,000 / £12,000)…Goal surpassed 🙏
The 365 Day 1p Challenge 2023 #86 ( Completed at 299.42% )3
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