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Prosperous & Creative Soul & MFW Year 3

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Comments

  • My my movers disconnected my washer , hopefully yours will as well. Great to hear your son is coming down , moral support is good. 
    Life is an adventure, never stop exploring.

  • uralmaid
    uralmaid Posts: 429
    Sixth Anniversary 100 Posts Name Dropper
    Forumite
    Hooray - you got there.  Hope the move goes smoothly next week.
  • beanielou
    beanielou Posts: 101,409
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Ambassador
    So bleeping pleased for you 😻
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** in ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger.
    One debt remaining. Home improvement loan.[/b] [11 months left.[/b]
  • beanielou
    beanielou Posts: 101,409
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Ambassador
    Yah for your DS too. 
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** in ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger.
    One debt remaining. Home improvement loan.[/b] [11 months left.[/b]
  • enthusiasticsaver
    enthusiasticsaver Posts: 16,386
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    Ambassador
    I am so pleased you exchanged before the weekend. Years ago it used to be there was a few weeks between exchange and completion but for so many it now seems that they happen almost simultaneously. Good your DS can come along and support you on the day. Good luck for Tuesday.
    I’m a Forum Ambassador and I support the Forum Team on the Debt free Wannabe, Budgeting and Banking and Savings and Investment boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.
    Save £12k in 2026 Challenge £12000/£10,000
    365 day 1p Challenge 2026 £667.95/£600.31
    Click on this link for a Statement of Accounts that can be posted on the DebtFree Wannabe board: https://lemonfool.co.uk/financecalculators/soa.php
  • CCW007
    CCW007 Posts: 1,141
    Eighth Anniversary 1,000 Posts Name Dropper
    Forumite
    Fantastic news you have exchanged - not long now and you'll be in your new home.
  • KajiKita
    KajiKita Posts: 10,873
    10,000 Posts Fifth Anniversary Name Dropper Photogenic
    Forumite
    Just caught up (I was a total zombie last night) - sooooooo pleased for you!! 🎉🤩👏🥳 
    Hoping you were able to sleep well last night and are feeling the benefit of the clarity today.

    KK
    As at 26.09.26:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £210,560
    - OPs to mortgage = £20,180 Estd. interest saved = £10,393 to date
    c. 17 months reduction in term
    Fixed rate 3.85% ends October 2030

    Read 73 books of target 52 in 2026 as @ 11th October. 
    Produce tracker: £329 of £400 in 2026

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
  • Fantastic news, hope all goes smoothly x

    Debt Busting Again in 2026

    Starting Debt 03.05.26 £5345. Total 01.10.26 £2994

    Challenge 1 - Clear M&S Card: Starting Balance 03.05.26 £600, cleared 05.07.26

    Challenge 2 - Clear V12 Finance: Starting Balance 05.07.26 £600, cleared 12.08.26

    Challenge 3 - Clear Barclaycard: Starting Balance 12.08.26 £940, current total 01.10.26 £344

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