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Prosperous & Creative Soul & MFW Year 3

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  • beanielou
    beanielou Posts: 101,791
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Ambassador
    Good news on bone scan results. 
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger.
    One debt remaining. Home improvement loan. 9 months left.
  • Please you're feeling a bit better and that the bone scan results were okay. Good result on the £30 & the buyers wanting some of your furniture, great to have some wins amongst the stress of dealing with the bank and the move. Hope they get back to you with a viewing date soon. 

    Debt Busting Again in 2026

    Starting Debt 03.05.26 £5345. Total 29.10.26 £2650

    Challenge 1 - Clear M&S Card: Starting Balance 03.05.26 £600, cleared 05.07.26

    Challenge 2 - Clear V12 Finance: Starting Balance 05.07.26 £600, cleared 12.08.26

    Challenge 3 - Clear Barclaycard: Starting Balance 12.08.26 £940, cleared 29.10.26

    Challenge 4 - Clear Tesco CC: Starting Balance 29.10.26 £2650

  • skint_spice
    skint_spice Posts: 13,820
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Forumite
    While it is nice they gave you the £30 gesture did the bank offer any help with your password issues?
    Mortgage OP 2026 £1990/2000
    Mortgage balance: £29,071

    Make £50 a month Jan £20, Feb £0, March £31, Apr £20, May £30, Jun £120, Jul £0, Aug £45, Sept £0, Oct £5, Nov £20



  • skint_spice
    skint_spice Posts: 13,820
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Forumite
    I hope that helps you in the future. I have that savings account too, I have no issues with them.
    Mortgage OP 2026 £1990/2000
    Mortgage balance: £29,071

    Make £50 a month Jan £20, Feb £0, March £31, Apr £20, May £30, Jun £120, Jul £0, Aug £45, Sept £0, Oct £5, Nov £20



  • `£30 always useful  and hopefully a resolution

    All sounds well on the moving - have you got a date yet?
    DON'T BUY STUFF (from Frugalwoods)
    No seriously, just don’t buy things. 99% of our success with our savings rate is attributed to the fact that we don’t buy things... You can and should take advantage of discounts.... But at the end of the day, the only way to truly save money is to not buy stuff.    Money doesn’t walk out of your wallet on its own accord.
    https://forums.moneysavingexpert.com/discussion/6289577/future-proofing-my-life-deposit-saving-then-mfw-journey-in-under-13-years#latest
  • TallGirl
    TallGirl Posts: 6,691
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Forumite
    Good result on the £30 I am thinking of purchasing some sort of password key software there are just so many and it is annoying to have to reset all the time. 
    Moved to Denmark for FIRE by Aug 2025 “May your decisions reflect your hopes not your fears”
    New diary aiming for fire https://forums.moneysavingexpert.com/discussion/6414795/mortgage-free-now-aiming-for-fire#latest

  • lucielle
    lucielle Posts: 12,126
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Forumite
    Glad to read the cleaner made it. I miss having one. 
    L
    Total Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
    Lucielle's Daring Debt Free Journey
    DFD Before we Die!!!! Long Haul Supporter #124
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