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Prosperous & Creative Soul & MFW Year 3
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So sorry to read about the fall & glad that you are ok-ish.@‘ keep asking me to & I haven’t bought anything for the foodbank in about 2 years!I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.3 -
Hope you’re ok after the fall. How long until you go away?LTotal Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
Lucielle's Daring Debt Free Journey
DFD Before we Die!!!! Long Haul Supporter #1243 -
Sorry you fell. I hope you feel better soon.
I share similar concerns about being recognised and hurting the feeling of someone I care about.
A creative life is always worth striving for (IMHO)
Edited to say I love that paint. I saw it in a shop garden and decided I would do the same as my garden to be (fingers crossed) is courtyard and the paint will add drama to what I have in mind
If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them
Emergency fund 100/1000
Buffer fund 0/100
Debt Free (again) 25/0720254 -
Sorry to read about the fall. hope you are ok.Made it to mortgage free but what a muddle that became
In the event the proverbial hits the fan then co-habitees are better stashing their cash than being mortgage free !!2 -
sorry about the fall - hope you are ok.2
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Thanks KK, Jwil, Beanie, DIA, Watty, Lucielle, Blackcats
Really appreciate you all checking in. Had 3 days unplanned off ADHD meds - which led to disordered eating etc. I will hopefully remember them tomorrow. I had to travel 4 hours for work today and then had art class and bought food on way back. Then call with wider family etc. I just felt totally exhausted. The fall really shook me up. I feel fine walking on flat but trying to crouch or when I go upstairs it is painful. I even landed partly on my breasts so they've also been hurting... Just have to get through it. I'm getting better though.
Glad I'm giving you garden ideas DIA. Lovely that you are getting so much closer to having your own home again.
Lucielle I work this week, do a course next week and then have two weeks off - and fly out on the Wednesday of bank holiday week all being well. That is exciting - and I'm grateful my fall wasn't immediately before that!! I think that is part of what scared me though to as if it had happened then it would have been worse. I'd not fallen as much I don't think since I've lost weight but therefore it was also more of a shock. However I keep cracking my elbows when I go up and down my stairs - I'm not sure why I'm doing it - but it is ultra painful when I do and last week there were days I did it several times a day. It's that lack of control / balance / coordination and the unpredictability of it that makes life so frustrating. I'd finally got rid of the blisters and I'd planned a more active weekend and then basically hibernated after my fall instead. I couldn't even make myself water the front garden which isn't a good sign MH wise either.
Today I went out for work and then art class and am utterly exhausted. I had considered going in the office tomorrow but I think I'm too tired. I don't know will see in the morning.
I did also paint two bedside cabinets at the weekend - they will need another coat however - and I may need to buy a new paint tin.
I paid something from the wrong place today and had to do an emergency money shuffle... I need to do another now...Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £174.8K Equity 32.77%
2) £1.6K Net savings after CCs 14/8/25
3) Mortgage neutral by 06/30 (AVC £25.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 31.1/£127.5K target 24.4% 15/8/25
4) FI Age 60 income target £16.5/30K 55.1%
5) SIPP £4.8K updated 29/7/253 -
I'd bought the two bedside cabinets at a reuse shop at the tip - along with some other items - when I dropped off the microwave after putting in the car as per Lucielle's adviceAchieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £174.8K Equity 32.77%
2) £1.6K Net savings after CCs 14/8/25
3) Mortgage neutral by 06/30 (AVC £25.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 31.1/£127.5K target 24.4% 15/8/25
4) FI Age 60 income target £16.5/30K 55.1%
5) SIPP £4.8K updated 29/7/252 -
Slow down missus! 😉 I think you are doing too much and not giving yourself time to recover. Could the ‘clumsiness’ just be due to or exaggerated by fatigue? The reason I ask is when I get tired I am struggling to walk up the stairs properly - I kind of over step and miss, which is quite jarring. I am really having to pay attention to walking upstairs atm. Never, ever happened before. Most odd.KKAs at 15.08.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £232,244
- OPs to mortgage = £12,048 Interest saved £5,675 to date
Fixed rate 3.85% ends October 2030
Read 43 books of target 52 in 2025, as @ 17th August
Produce tracker: £299 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.3 -
Pleased the you hit the microwave away, hope I didn’t encourage you too much re the cabinets! It does sound like you’re over doing it. Can you set some reminders on your phone to take your meds?
can you do a little bit of packing every day for your holiday then it’s not a mammoth task. I start to collect things I think I’ll need and put them in the spare room. I don’t necessarily take everything I put and have a final cull as I’m packing.LTotal Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
Lucielle's Daring Debt Free Journey
DFD Before we Die!!!! Long Haul Supporter #1243 -
You have been busy I am another one for loving the tip shop and transforming pieces. Do take it easy especially in this heat. I can understand why a fall would have shook you up and feels like a massive set back. Hopefully it was a one off and as you slim down and become more mobile things will only improve. Agree with the others do the packing bit by bit so it does not become so overwhelming.Save £12k in 25 No 49
PB Win 21 £225, 22 £275, 23 £900, 24 £750 Balance Dec 25 £32.7K
Plan to move to Denmark for FIRE by Autumn 2025 “May your decisions reflect your hopes not your fears”
New diary aiming for fire https://forums.moneysavingexpert.com/discussion/6414795/mortgage-free-now-aiming-for-fire#latest4
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