Prosperous & Creative Soul & MFW Year 3

lucielle

Why don’t you put the microwave in the car, then next time you move it go via the tip. 

L

Blackcats

tricky to know what to do for the best with credit card offers.  As we know financial institutions are not our friends and their offers are usually framed to benefit them at least as much as they might benefit us with a good dose of spending psychology mixed in.  

However, it is possible to play the game and win with discipline and focus.  I got a 0% spending credit card recently and paid the final chunk of my garden room costs on it.  I've put the money I had allocated for the garden room into a savings account to earn some interest on it.  The credit card is now locked away out of the way of temptation.  Hoping that my strategy works.  It's up to me to make it work I suppose. 🙃

savingholmes

Thanks Jwil, Lucielle and Blackcats

I will think on it.

I did a lovely drawing of my Mum and me last night and today. Probably took about 6 hours - it's A2. I have sent it as a postcard photo to her through the post. Hopefully she will appreciate it.

£6 came from MnS today. Love free £. Get paid a week today. Trying to minimise spend between now and then but some art supplies did slip through. 

I got my water bill yesterday.  Either the estimated read when I moved in was wrong or I use a lot of water. I owed them £100. So changed direct debit from September to clear what I owe and allow for heavier usage.

Last time I checked I was in credit on gas and electric by £150+ so trying not to be too despondent. 

I have some air rewards payable in a couple of days. So will have £30 to put towards mobile bills. That should pay for an extra top up on my spare phone when I go abroad and two and a half months of my normal phone. 

I input my expenses so should get that September. 

MovingForwards

Italian is coming along and you'll be speaking with locals soon.

Are there any local flights to get you down south?

jwil

Lovely flowers.  Great that you are doing some art.  Well done for getting the expenses claim in.

savingholmes

Thanks MF and Jwil. I think I'll drive. I think flying down would be worse due to check in etc and a much greater fear of missing the connecting flight due to cancellations etc. I still need to book the airport car park though.

Some good news £200 of my phone cashback came today - so paid that off the CC. 

KajiKita

No possibility of a leak on the water? Might be worth doing a day of non use (when you are out) and see if the readings move when they shouldn’t have? 

Planting looks lovely against the dark fence - lots of different textures and shapes 😊

You prompted me to check my TCB account - £2.30 to cash out. Not quite at the level of your £200 😂 but still a little OP once it appears in my account 😊

KK

savingholmes

Thanks KK - mine was a specific phone deal where when I bought it where it said I'd get £200 cashback. On top of that I got nectar points and air rewards of at least £30 so very happy with that. It was my most expensive phone ever - and probably more than I have spent on a laptop in the past! I love it though.

I got ready to go out yesterday evening after counselling, even applied a little makeup - only to take a tumble on the unmade bit of my drive and skin my hand and scrape my knees luckily through trousers and generally bruise and batter myself. I immediately thought of Beanie - and how hard it must be to have that happen so regularly. I still limped out to the shop in my car but only lasted about 15 minutes before returning home. I'd intended to eat out but was not convinced I could hold cutlery. I took paracetamol to ease the pain and added some antiseptic - after a few hours I soaked my hand in water and got the grit out - pulling off bits of skin... My leg is doing a lot better today - but I still feel quite stiff and am still limping although nowhere near as badly as yesterday.

C'est la vie.

It made me wish I'd spent the money getting the drive done - but then I thought - I could perhaps do a patch for now rather than spending what would have been £5.5K. This adulting thing is hard... 

I discussed my art yesterday with the counsellor. I've come up with some ideas that could sell that would be easily duplicatable and postable. I may have to go back through my diaries and delete some of my art though as I've started to realise that I do have a voice and some of the elements are more consistent and could be recognised as me if I start to share my work more widely. Because I talk about wider family on here - I would hate for them to be recognisable too and it upset / hurt / embarrass them.  

Doing this course - and the ones I did last year - has massively increased my productivity and confidence - and I need to find a way to be with other artists (and ideally writers) and share my work more consistently. That way I may one day realise my dream of giving up my day job in favour of art and writing and generally creating. I may even try and develop a more consistent social media presence. A while ago a work friend and I discussed possibly having a podcast channel. Depending on how things pan out at work - she may end up with more free time - so it could be that we pursue that. I'm trying to find ways to create opportunity from adversity.

Am**** keeps suggesting I create a business account - perhaps its right but it wants a new email for it. Alternatively - if I can sort my enrolment out on the local course - it keeps rejecting me at the end - then I should be able to get a student discount.

jwil

Sorry about the fall, hope your bruising eases off.  It's really difficult deciding when best to do work to the house.

Art plans sound great

KajiKita

Bad luck on the fall! 😢 They shake you up so take it a bit steadier for a while. 

The art ideas sound interesting and having someone to work alongside on a podcast could be fun 😊

KK