We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Prosperous & Creative Soul & MFW Year 3
Comments
-
Thanks BM I hope you are right and that they get booted out.
Thanks BC.
I think my cat has fleas again so I need to spray stuff and wash stuff and then get stronger flea treatment when the vet opens Monday. No idea where the flea comb is. Such is the glamorous life of a pet owner. I treated him with the front++++ stuff around the 7th so disappointed.Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £167.4K Equity 38% 3/4/26
2) £2.1K Net savings after CCs 14/5/26 (but owed £1.3K) so £3.4K
3) Mortgage neutral by 06/30 (AVC £42.5K + Lump Sums DB £4.6K + (25% of SIPP 1.7K) = 48.8K of £127.5K target 38.3% 24/5/26 (If took bigger lump sum = 71.K or 55.9%)
4) FI Age 60 income target min £17.1/30K 57% (may need more) If bigger lump sum £15.8/30K 52.67%
5) SIPP £5.7K updated 29/5/263 -
Absolutely no idea on how real people in the real world live their lives.savingholmes said:The news re p1p national review yesterday was very concerning and reflects how out of touch the government is with real people's lives.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** in ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger.
One debt remaining. Home improvement loan. 15months left.4 -
They have a need to demonise others, they have now had a serious go at migrants despite the fact that the majority are legal & not illegal as they always imply, they've had a go at pensioners & now it is the sick for whatever reason. As for the threat to set crapita onto issuing sick notes, well words fail me.
4 -
The black mould won't go with just the spray- I believe it needs to be killed with white vinegar or bleach.
I will be getting a Henry Hoover when I can because it is the most powerful and simple to use. However it is very loud.
I currently have a dyson which I don't recommend as it is not very powerful and has way too many moving parts. Spend more time cleaning it then it does cleaning.3 -
I loved my dyson until it got too heavy for me. Obviously IT didn't get heavier my right side/back got dodgier. I should have got the same sort when it needed replacing then DS would still be doing the vacuuming. I confess to not liking a friends Henry.
3 -
Not a fan of Henry’s. Too cumbersome.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** in ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger.
One debt remaining. Home improvement loan. 15months left.3 -
I don’t like Henrys, they hurt my back. I like the look of the shark someone linked too but does it need emptying a lot?Mortgage OP 2026 £980/2000Mortgage balance: £31,407
Make £50 a month Jan £20, Feb £0, March £31, Apr £20, May £30,
Jun £120
Summer challenge £120/3004 -
Henry's have great suction but are heavy. I prefer a Dyson as it is less taffy so at least it gets used...
Hope you got to grips with cat's fleas?If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them
Emergency fund 1400/1000
Buffer fund 100/100
Debt Free (again) 25/07/20253 -
Not much more than any other & it’s so easy.skint_spice said:I don’t like Henrys, they hurt my back. I like the look of the shark someone linked too but does it need emptying a lot?I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** in ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger.
One debt remaining. Home improvement loan. 15months left.3 -
I’m very tempted!beanielou said:
Not much more than any other & it’s so easy.skint_spice said:I don’t like Henrys, they hurt my back. I like the look of the shark someone linked too but does it need emptying a lot?Mortgage OP 2026 £980/2000Mortgage balance: £31,407
Make £50 a month Jan £20, Feb £0, March £31, Apr £20, May £30,
Jun £120
Summer challenge £120/3004
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 354.9K Banking & Borrowing
- 254.6K Reduce Debt & Boost Income
- 455.7K Spending & Discounts
- 247.7K Work, Benefits & Business
- 604.7K Mortgages, Homes & Bills
- 178.7K Life & Family
- 262.4K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.1K Discuss & Feedback
- 37.7K Read-Only Boards