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Prosperous & Creative Soul & MFW Year 3

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Comments

  • Hello savingholmes.  You're putting me to shame with how much you're doing while also being poorly and sleeping badly.  I need to up my game quite considerably 😬

    I hope your system gets more used to the ADHD meds and lets you sleep a bit better, although it's good that you're not having to get up for work and concentrate all day right now.
    Debt on 01 July 2022 = £42,083.00
    Debt on 01 January 2023 = £37,075.87 (-£5,007.13)
    Debt on 01 January 2024 = £24,922.36 (-£12,153.51)

    Debt:
    01 January 2024 = £24,922.36, 01 February = £24,170.95, 01 March = £23,298.44, 01 April = £22,424.83
    Current debt free date = 01 July 2026.
  • dawnybabes
    dawnybabes Posts: 3,591 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    You can ask for a copy of your last report if you can’t find it from
    PIP 
    Sealed pot challenge 822

    Jan - £176.66 :j
  • Caught up at last. Might I suggest anti slip tape for the garden steps? 
    Recovery is never linear and you have a lot going on so well done with all you've achieved.
    Other people's opinions can be annoying; your parents might find change quite difficult to understand perhaps. With Teacup I find the comments aren't usually intentional it is just all she knows how to say.
  • doingitanyway
    doingitanyway Posts: 10,531 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Mortgage-free Glee!
    Keep taking care of yourself x 

    If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them

    Emergency fund 350/1000
    Buffer fund 100/100
    Debt Free (again) 25/07/2025
  • jwil
    jwil Posts: 22,793 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    jwil said:
    I'm so lucky with my family in that we just tend to cheer each other on, and don't get involved unless asked.  DH's on the other hand is the opposite and they've always got an opinion and tell each other what they should be doing (in their mind).  It really gets my back up, so I can understand your frustration.  You don't need to explain your choices to anyone so stay strong :) 
    You are really lucky jwil.  I remember seeing an episode of Oprah where she said there are families that love and families that fight.  I hadn't thought about it before but my parents were definitely a family that fought, although its confusing as there is also love there hidden behind all the comments and prickliness.  I distance myself from mine as its exhausting always being on the defence, especially if you are ill or vulnerable (just when you need your family really).  My DH's family are similar - not quite as bad, but at times exhausting so you have to make sure you're in the right space to cope.  My advice to anyone when choosing a partner is to make sure they are from the cheering on type of family not the pulling it apart type - but not sure how you can tell in those early stages.
    Thank you.  I see from reading on these diaries how lucky I am, and I appreciate it every time I'm getting stressed from a relative on DH's side.  It is exhausting and ruins what could be very nice times.
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • jwil
    jwil Posts: 22,793 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    I hope the PIP review goes well and isn't too stressful for you.
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
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