We'd like to remind Forumites to please avoid political debate on the Forum... Read More »
We're aware that some users are experiencing technical issues which the team are working to resolve. See the Community Noticeboard for more info. Thank you for your patience.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Prosperous & Creative Soul & MFW Year 3
Options
Comments
-
If they are reoccurring more often than the medication can be used is it possible to use an electric nit comb.
5 -
Our vac is from scr-wf-x, similar shape to H-nry, half the cost and more industrial rather than domestic.
Your art is gorgeous, see if there's any other local places, evening classes at colleges, short uni course etc.
Hope the little friends are sorted out soon. Sadly as yours is an outdoor adventurer they could be re-catching them from a buddy.
Are you able to limit plant spends by taking cash only, enough for coffee and cake and perhaps £10 or £20 for pretties.Mortgage started 2020, aiming to clear 31/12/2029.4 -
@MovingForwards is it the Titan hoover?
I cut my garden spends when I started reading Gardens Illustrated magazine. It gave me the visual fix I needed. A garden youtube may do the same.5 -
WelshmansDaughter said:@MovingForwards is it the Titan hoover?
I cut my garden spends when I started reading Gardens Illustrated magazine. It gave me the visual fix I needed. A garden youtube may do the same.
KKAs at 15.07.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £233,521
- OPs to mortgage = £11,338 Interest saved £5225 to date
Fixed rate 3.85% ends January 2030
Read 37 books of target 52 in 2025, as @ 23rd July
Produce tracker: £223 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.5 -
Thanks TG, Jwil, Humdinger1, Lucielle, MF, WD, BM and KK
On the medical side of things - I got rung up today - two weeks after I called them - and told the scan had been sufficient. They will ring me back by the end of next week and let me know whether or not I need an operation and what the priority level is. That will then determine the urgency with regards to losing weight so it would be helpful to know! Urgent is within 6 months, routine she didn't give a time for.
My 2 hour meeting was fine - and surprisingly my head was less mashed than when I'd been catching up on emails. Tomorrow I am working closer to 4 hours starting with a call to someone who wants to share their priorities... Struggling to resist rolling my eyes at that as it is unlikely to bode well in terms of pacing myself. I'd want to do the same if I was them though.
After work - I mowed my small lawn, had a catch up with my counsellor, did a little weeding and potted up some more plants.
The handyman came briefly but he had his own priority task in mind which while on the list wouldn't have been my top one. Hopefully tomorrow he is sorting out my gate and doing some garden tasks. He may also put up some curtain poles. I need to look for someone cheaper and faster. I'd prefer a fixed price, it would then be easier to decide whether or not the task should stay on the list. If I'd realised that today's task would take close to three hours I wouldn't have got it done. He'd started it though while I was finishing work so I was too late to stop it. However, he showed me how to unclip my new hoover 'bucket' but I still struggled. It requires a type of movement that is difficult for me. Similarly he was able to deal with my kitchen blind no problem - you had to pull it downwards and then across to the left. Frustrated at myself but not something I can really fix.
I've ordered a food delivery for tomorrow. Ate badly today McD kiddie meal and then rice pudding and some snacks for tea. Porridge for breakfast. It the adhd meds - don't really fancy eating...
I need to return over £300 of stuff to two shops.. D and R... Feel free to prompt me if I don't report doing it by the end of the week. R in particular only has a two week return window and I've used 5 days already.Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £174.8K Equity 32.77%
2) £3K Net savings after CCs 6/7/25
3) Mortgage neutral by 06/30 (AVC £22.5K + Lump Sums DB £4.6K + (25% of SIPP 1.1K) = 28.2/£127.5K target 22;12% updated 6/7
4) FI Age 60 income target £16.5/30K 55.1%
5) SIPP £4.6K updated 6/7/256 -
I imagine most people would ask how long any particular job is likely to take, so is it possible to ask him to give you a rough estimate for how long each job will take him to do? Tell him you need to prioritize things according to time and finance.You are doing so well, and I hope you are justifiably proud of yourself. (((hugs))) XXI Believe.....
That it isn't always enough, to be forgiven by others.
Sometimes, you have to learn to forgive yourself.
Yesterday is history, tomorrow is a mystery
Today is a gift. That's why it is called the present.
happiness isn't achieved by getting extra things,
but by getting rid of the things that make you unhappy5 -
Hmmm …. You are the customer. Your priorities have to be his. Agree with asking for estimated timings and explain that you have a limit to funds so need to him to support YOUR priorities.KKAs at 15.07.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £233,521
- OPs to mortgage = £11,338 Interest saved £5225 to date
Fixed rate 3.85% ends January 2030
Read 37 books of target 52 in 2025, as @ 23rd July
Produce tracker: £223 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.4 -
umm sounds like the handyman is moving into the friend category in some ways, the "this needs doing so I will do it" rather than working from the list you provide. However the flip side of that is that he really is doing a lot that you need doing and finding someone that turns up and does is such a challenge. Hopefully you can focus him in on your list of priorities.Made it to mortgage free but what a muddle that became
In the event the proverbial hits the fan then co-habitees are better stashing their cash than being mortgage free !!5 -
Agree with Watty1, but it sounds like he really cares about doing the work well. I always find it a bit intrusive having people in my home, so I'm always glad when any work has completed and everyone has gone. But it sounds like you are making progress and hopefully you will need him less over the coming weeks. Could you revise the list that you gave him, maybe reduce it to the key tasks important to you? Perhaps have a chat about the tasks and prioritising spend? Good luck, just remember you are coping really well."Think of many things, do one"
Mortgage 30 Jul'25 est. £209,749 £309,749 (aiming for sub-£200k next)
Seven Goals; 12.5lbs lost in 4 months (5.5lbs to go); walk/run/exercising/weights/yoga3 -
Good news that they got enough from the scan.
Hope work goes ok.
Hope you can sort the handyman out."If you can dream it, you can do it". Walt Disney3
Confirm your email address to Create Threads and Reply

Categories
- All Categories
- 350.9K Banking & Borrowing
- 253.1K Reduce Debt & Boost Income
- 453.5K Spending & Discounts
- 243.9K Work, Benefits & Business
- 598.8K Mortgages, Homes & Bills
- 176.9K Life & Family
- 257.2K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.1K Discuss & Feedback
- 37.6K Read-Only Boards