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Prosperous & Creative Soul & MFW Year 3
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We have ‘Ask My GP’ here. It’s fantastic.Great increase to the pension.Thats shocking on the flooring refund.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.4 -
Thanks Beanie. Hope you are ok. Not nice being wide awake in the night.
Flooring refund thankfully there today so now to ask CC to refund to my main account.
Unsurprisingly lost more weight. Now at 20lb lost in 26 days. Need to lose another 34 if need operation. Someone told me this is a similar weight loss speed to a gastric band!! Will definitely mention it to the GP.
Today I need to shower. I have a blood test and plan to drive my car for the first time since becoming ill. I'm hoping to also go to a garden centre and look at some plants and start to try and do normal things and rebuild my stamina. Maybe that will then help my eating.
Wish me luck! 🍀Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £174.8K Equity 32.77%
2) £2.6K Net savings after CCs 6/7/25
3) Mortgage neutral by 06/30 (AVC £24.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 30.1/£127.5K target 23.6% 29/7/25
4) FI Age 60 income target £16.5/30K 55.1%
5) SIPP £4.8K updated 29/7/256 -
I am sure you will be fine you have got this slow and steady and think of that lovely treat of going to the garden centre and seeing all those lovely plants. That was definitely make you feel betterSave £12k in 25 No 49
PB Win 21 £225, 22 £275, 23 £900, 24 £750 Balance Dec 25 £32.7K
Plan to move to Denmark for FIRE by Autumn 2025 “May your decisions reflect your hopes not your fears”
New diary aiming for fire https://forums.moneysavingexpert.com/discussion/6414795/mortgage-free-now-aiming-for-fire#latest3 -
So glad that you finally got your flooring refund.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.3 -
Glad the refund had come through, one less thing to stress about.Enjoy the garden centre but don’t buy too many things as that will put pressure on to do something with them!Good call on the potassium question hope it gets resolved.I’ve got one of the metal thingies it’s great on stairs just use it in the car as I live in a bungalow now.LTotal Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
Lucielle's Daring Debt Free Journey
DFD Before we Die!!!! Long Haul Supporter #1243 -
I got some potassium tablets when mine fell too low. They are like alka-seltzer. Not sure if available OTC or equivalent. But bananas are goodI think I saw you in an ice cream parlour
Drinking milk shakes, cold and long
Smiling and waving and looking so fine3 -
Please do get those potassium levels checked. It is a long time ago & they think caused by radioactive iodine used to treat an overactive thyroid (so probably over the top). But my father landed up in hospital because he was almost completely paralysed. They sorted it very quickly without ongoing treatment but it was quite scary. I don't think we realise what various imbalances can do to us. The trouble is sometimes our bodies just throw a wobbler. But my eternal conspiracy theory is that my underactive thyroid is caused by the lamb that escaped Wales into the local market. That is probably an indication of how much notice you should take of me.
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Thanks TG, Beanie, Lucielle, Mark and BM
I made it to the blood test okay and was called in really quickly. Driving was fine although I am tired.
TG - The garden centre was a real find. I had poached egg on toast in the cafe with a lovely decaf cafetiere coffee with a view of the hills in the background.
Beanie - hugely relieved on the refund. Should be in my bank account on Tuesday.
Lucielle - can you send me a PM with a link - metal thingy didn't help much? How many plants are too many?
I bought 3 at the orange diy place (Love lies bleeding, a white cistus, and a pinky/white evergreen clematis) and 2 tall red robin plants at the garden centre. I'll just buy some pots to pot them on for now - and let the handyman plant them in due course when he rips out most of what's there currently which is mainly bamboo and grasses which I hate. Things should be mostly evergreen and flower if they are going to be the backdrop for my garden! I enjoy pruning so not too worried if things grow tall - it can be therapeutic to cut them back. Behind me the garden is say 10 foot higher than mine - I then have a border I reckon is 3 foot higher than the current base - it's that that I want to resolve.
Mark and BM - yes - potassium - is one of the reasons I'm trying to have some banana daily. Only managed a third of a small one this morning but it's better than none.
BM - LOL at conspiracy theories. Hope you are doing okay.
It was a good distraction to get out and about. I also spoke to a neighbour earlier so that was good. I've got an appointment with the GP Monday morning for a phone call.
Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £174.8K Equity 32.77%
2) £2.6K Net savings after CCs 6/7/25
3) Mortgage neutral by 06/30 (AVC £24.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 30.1/£127.5K target 23.6% 29/7/25
4) FI Age 60 income target £16.5/30K 55.1%
5) SIPP £4.8K updated 29/7/255 -
sounds like a better day today and that you have been able to eat a little more - steady and slow. I thought about your comment on how you tell yourself that this will pass - reminded me of the George Harrison song "All things must pass" a beautiful song that you might enjoy listening to looking out at a beautiful sunset
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Glad to hear you're doing a little better. Definitely remember that while some foods will be higher in certain electrolytes than others, all foods will have them to some extent, so eating something is better than trying and failing to eat what you think you ought to.Start mortgage date: August 2022; Start mortgage amount: £240,999; Original mortgage free date: August 2056
Current mortgage amount: £226,957.97
Start student loan 2012: £29,750; current student loan: CLEARED July 20254
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