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Prosperous & Creative Soul & MFW Year 3
Comments
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Thanks Blackcats and Merlin
I've had a better eating day today after a pretty failed breakfast. I snook in McD small fries as I was craving them before I went to the garden centre but it seemed to help. At the garden centre I bought some aniseed jelly sweets - and they massively improved the sick feeling - so I was then able to have half an SW paella for tea. It was a huge relief. I'm now at almost 1400 calories which is my best - and compares well with yesterday's less than 800! I've also walked more than I thought I could currently - albeit spread across a few trips - and with the support of trolleys and breaks on garden furniture and cafes or the car in between. It was a relief.
I don't really have any freezer space - but I think I'll check out some more SW options tomorrow. Their paella was nice and the sweet and sour chicken. In the past I haven't liked their food - but maybe I didn't try enough different ones.
I've had a lovely end to the day as BIL had taken the day off and gone exploring near by and offered to pop in at short notice. We had coffee and then I gave him a tour of the changes that had been made (by the handyman) since I'd got out of hospital.
I've just taken some paracetamol but that was the first pain relief of the day - so again an improving picture.
I'm still feeling hugely relieved knowing my flooring £ will be back in my account Tuesday too.
Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £172.5K Equity 36.11%
2) £1.6K Net savings after CCs 14/8/25
3) Mortgage neutral by 06/30 (AVC £25.6K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 31.4/£127.5K target 24.6% 1/9/25
(If took bigger lump sum = 53.3K or 41.8%)
4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise)
(If bigger lump sum £15.8/30K 52.67%)
5) SIPP £4.8K updated 29/7/2510 -
Sounds a day well spent!Mortgage OP 2025 £6750/7000Mortgage OP 2024 £7700/7000
Mortgage balance: £35,463
Declutter 12/244
Money making challenge £58/400
”Do what others won’t early in life so you can do what others can’t later in life” (stolen from Gally Girl)4 -
Fabulous news about the aniseed helping so much 😊
The other other obvious thing for nausea, if you like it, is ginger of course - biscuits, teas, crystallised etc.
You sound to be making really good progress ❤️🤩
KKAs at 15.08.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £232,244
- OPs to mortgage = £12,148 Interest saved £5,738 to date
Fixed rate 3.85% ends October 2030
Read 48 books of target 52 in 2025, as @ 31st August
Produce tracker: £353 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.4 -
Seconding the ginger. It can be really effective. I've find peppermint tea can help too.Made it to mortgage free but what a muddle that became
In the event the proverbial hits the fan then co-habitees are better stashing their cash than being mortgage free !!2 -
Glad things are improving and you've been out and about. Glad you are finally getting the refund too."Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee2
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Conspiracy theories are interesting. Back in 1979 was the Three Mile Island incident, when movement of sheep especially were not allowed out of Wales. At the time I lived near the Welsh border (Glos) & we could see the truck loads of sheep being moved out of Wales mostly towards Birmingham. I never heard of a single one being stopped.
3 -
Thanks Skint, Jwil, Watty, KK and BM
I have had a lazy morning - I let the cat in at 8am and went back to bed and kept dozing off - yesterday's activities catching up with me. I was having a weird dream where I'd volunteered for redundancy but was trying to get out of it as it wouldn't fit with my FI plans at all and I'd genuinely miss the team I work with. I'm hoping I've turned a corner and will start to get better from here on out.
I've had a couple of aniseed sweets, a banana and a clementine so far and half a coffee. Only been up half an hour.
I can't drink any form of tea unfortunately. I have been using polos to help mitigate the sicky feeling - but the aniseed is so much better I definitely need to find more today.
I love ginger - but especially in biscuits and cake - both of which are pretty much banned due to fat content currently. I misread the fat label though and ordered some ginger loaf recently - so I may divide it into tiny portions and freeze some - so I can have some mini treats. I'm aiming for less than 30g of fat a day.
I want to buy more lint rollers - although I've found one I can use in the interim. Need to remember to take it upstairs.
I'm hoping to go to the D bedding type place today and get some navy pillow cases. I may also check out curtains and blinds. I'm glad I found a pretty place with decent shops within a couple of miles. It makes life easier. I also want to buy some plant pots - but can't remember whether I got the last lot from HB or BnM. I still need to empty yesterday's plants out my car. I may buy some plant pot caddy roller things too - I nearly bought some yesterday and wish I had now.
It's glorious sunshine here today but windy with some cloud cover with patches of bright blue sky. Hope you are having a nice weekend where you are.
Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £172.5K Equity 36.11%
2) £1.6K Net savings after CCs 14/8/25
3) Mortgage neutral by 06/30 (AVC £25.6K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 31.4/£127.5K target 24.6% 1/9/25
(If took bigger lump sum = 53.3K or 41.8%)
4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise)
(If bigger lump sum £15.8/30K 52.67%)
5) SIPP £4.8K updated 29/7/253 -
You gave me such good advice, it's filtered into your dreams
Hope you enjoyed your afternoon. Handy to have shops nearby."Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee2 -
Thanks Jwil - I did think it was relating to my post on your diary.
I did make it to the shops but was almost shaking with tiredness by the time I got home despite sitting down for a rest about 6 times while I was out. I got the pillow cases, some more lint rollers and some easter gifts for others. I'll hopefully go to the pot place tomorrow as I made myself return home as I was getting too tired. Other than a bit of cooking, I've vegged on the sofa since then.
I've had the eleccy blanket on tonight as I was freezing when I first got home and seemed to be struggling to maintain my body heat.
Spread out across multiple meals though - I've eaten a record amount today (since the illness) at close to 1600 calories. Now I'm eating more proper food - I need to cut back on the sugar content of what I'm eating. So that's my next challenge. Tracking on MFP currently which is helping (the free version).
Caught up with my parents by phone.
Life feels like it is slowly returning to normal.Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £172.5K Equity 36.11%
2) £1.6K Net savings after CCs 14/8/25
3) Mortgage neutral by 06/30 (AVC £25.6K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 31.4/£127.5K target 24.6% 1/9/25
(If took bigger lump sum = 53.3K or 41.8%)
4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise)
(If bigger lump sum £15.8/30K 52.67%)
5) SIPP £4.8K updated 29/7/258 -
Nice to read about you having a good couple of days SH, here's hoping you keep on improving now🤞4
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