General Discussion and Whimsical Banter

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Comments

  • masonic
    masonic Posts: 26,688 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    edited 2 December 2023 at 7:59PM
    Like inflation, we will all have out personal rate of taxation, which can be added it up from all manner of things. I'm struggling to think of a scenario where someone would be better off in real terms under the coming tax regime.
  • ircE
    ircE Posts: 249 Forumite
    100 Posts Second Anniversary Photogenic Name Dropper
    iFast Global Bank - never heard of these guys before, but I've just spotted them on Moneyfacts, offering 4.25% instant access savings accounts in GBP and lower rates in other currencies. They seem to be a savings and transfer payments subsidiary of a Singapore-based wealth management firm.
    I no longer check the forums as regularly as I used to. If you wish to catch my attention please remember to tag me (@ircE) so I get a notification.
  • ircE said:
    iFast Global Bank - never heard of these guys before, but I've just spotted them on Moneyfacts, offering 4.25% instant access savings accounts in GBP and lower rates in other currencies. They seem to be a savings and transfer payments subsidiary of a Singapore-based wealth management firm.
    Could that be an option to get USD out of Paypal without their crazy exchange rates?
  • ircE
    ircE Posts: 249 Forumite
    100 Posts Second Anniversary Photogenic Name Dropper
    ircE said:
    iFast Global Bank - never heard of these guys before, but I've just spotted them on Moneyfacts, offering 4.25% instant access savings accounts in GBP and lower rates in other currencies. They seem to be a savings and transfer payments subsidiary of a Singapore-based wealth management firm.
    Could that be an option to get USD out of Paypal without their crazy exchange rates?
    No idea I'm afraid, I don't do anything in other currencies!
    Is anyone else having problems logging into Principality's website? Across two browsers their website is failing to load for me...

    I no longer check the forums as regularly as I used to. If you wish to catch my attention please remember to tag me (@ircE) so I get a notification.
  • ircE said:
    ircE said:
    iFast Global Bank - never heard of these guys before, but I've just spotted them on Moneyfacts, offering 4.25% instant access savings accounts in GBP and lower rates in other currencies. They seem to be a savings and transfer payments subsidiary of a Singapore-based wealth management firm.
    Could that be an option to get USD out of Paypal without their crazy exchange rates?
    No idea I'm afraid, I don't do anything in other currencies!
    Is anyone else having problems logging into Principality's website? Across two browsers their website is failing to load for me...

    Website loading OK, don't have an account to check out login.
  • ircE said:
    ircE said:
    iFast Global Bank - never heard of these guys before, but I've just spotted them on Moneyfacts, offering 4.25% instant access savings accounts in GBP and lower rates in other currencies. They seem to be a savings and transfer payments subsidiary of a Singapore-based wealth management firm.
    Could that be an option to get USD out of Paypal without their crazy exchange rates?
    No idea I'm afraid, I don't do anything in other currencies!
    Is anyone else having problems logging into Principality's website? Across two browsers their website is failing to load for me...

    Principality is working fine for me, I've just logged in and viewed my accounts without any issues, have you any ad blockers at all?, I've found these can sometimes cause issues with some banks.
  • ircE
    ircE Posts: 249 Forumite
    100 Posts Second Anniversary Photogenic Name Dropper
    It wasn't my adblockers, but that comment made me realise it was my VPN. Cheers.
    I no longer check the forums as regularly as I used to. If you wish to catch my attention please remember to tag me (@ircE) so I get a notification.
  • ircE
    ircE Posts: 249 Forumite
    100 Posts Second Anniversary Photogenic Name Dropper
    Sainsbury's Bank - Bonus Websaver offering 4.5% on balances up to £500,000. Looks like instant access as well?
    I no longer check the forums as regularly as I used to. If you wish to catch my attention please remember to tag me (@ircE) so I get a notification.
  • RedImp_2
    RedImp_2 Posts: 519 Forumite
    Part of the Furniture 100 Posts Name Dropper Combo Breaker
    Well definitely seems like rates will start to gradually move downwards but at the moment I can sort of settle for getting a rate above inflation.  I know it won’t make up for the months when it’s been behind but have to grab hold of small gains when you can
  • talexuser
    talexuser Posts: 3,516 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    For small gains try the Principality 6% in the headlines today, for a max of £50 a month !!!! 
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