General Discussion and Whimsical Banter

mebu60

talexuser said:

I also have a link in my Lloyds account but think it's safer to log into HMRC and just pay a debit from there, no chance of 000s ending up somewhere they shouldn't.

That's a sensible option, I shall bear that in mind and hope to remember to do that at some point. Is such an ingrained habit to pay by FPS didn't think about other methods, just set up a new payee. Thanks :-) 

RedImp_2

Hurrah today my 1.5% fixed rate saver finally matures.  Anyone else still got money locked away at terrible rates?

SeriousHoax

RedImp_2 said:

Hurrah today my 1.5% fixed rate saver finally matures.  Anyone else still got money locked away at terrible rates?

Nope how long was it locked for & how much was it.

wiseonesomeofthetime

RedImp_2 said:

Hurrah today my 1.5% fixed rate saver finally matures.  Anyone else still got money locked away at terrible rates?

Yup. 1.46% - Aug 2024
1.50% - Feb 2026

Karrlas

wiseonesomeofthetime said:

RedImp_2 said:

Hurrah today my 1.5% fixed rate saver finally matures.  Anyone else still got money locked away at terrible rates?

Yup. 1.46% - Aug 2024
1.50% - Feb 2026

I've grimaced so hard I think I pulled a muscle...

Commiserations to all who are stuck on duff rates.

masonic

Thankfully the last of mine matured last year. I now have a nice set at 5-6% laddered out to 3 years. I suspect going forward I'll be letting these mature into easy access.

Middle_of_the_Road

Got two years on a 4.75%  and 1 year on a 4.3% could be worse

ColdIron

wiseonesomeofthetime said:

RedImp_2 said:

Hurrah today my 1.5% fixed rate saver finally matures.  Anyone else still got money locked away at terrible rates?

Yup. 1.46% - Aug 2024
1.50% - Feb 2026

Ouch

I did have a 1 year fix at 0.50% April 21/22 which surprisingly wasn't a terrible idea. None of us can predict the future

ashteadgirl

In March £20K at 1.25% maturing.3 year bond, As others have said seemed a sensible option at the time. That goodness other cash in better paces. but will be glad when it matures.

RedImp_2

SeriousHoax said:

RedImp_2 said:

Hurrah today my 1.5% fixed rate saver finally matures.  Anyone else still got money locked away at terrible rates?

Nope how long was it locked for & how much was it.

It was a 2 year fix , in xs of 10k