November
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Nifty November's No-Spend Days Challenge!
Comments
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Making the debt go down and savings go up
LBM 2015 - debt £57K / Now £28,084....its going down
Mortgage Free December 9th 2024! 18mths ahead of schedule. Since 2022 we paid over £15K in OPs.Challenges
EF #68 £850/£3000
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Studies/surveys November £0
Decluttering items 1382/2025
Books read 20
Jigsaws done 18
My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-d£own-the-savings-up1 -
Off to a start =
5 days =
10 days =
15 days =
20 days =
Target reached =
Target beaten =
November targetsAuntieL 2/15beanielou 4/19BlackCoffeeNoSugar 3/15 cathybird 3/15Crazycatlady2 3/18Cuddlymarm 4/15Doris17 1/15GeorgianaCavendish 4/15jammy dodger 15KajiKita 3/15laura lau 2/15leftatthetrafficlights 3/20lianne1984 10LittleMissDetermined 3/10Makingabobor2 2/15QueenJess 3/15Rupacomp 1/15Saver-upper 1/15short bird 3/18Newcomers welcome
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Aw thanks KKKajiKita said:One for me today 😊
And absolutely don’t worry @cathybird, I’m impressed you are managing this tracking at all! 😊
KK I try not to make errors but it's always helpful if people let me know when I do xx 1 -
Well done Saver-upper, beanie, short bird, cuddlymarm, leftatthetrafficlightsand Makingabobor2 0
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NSD #4 for yesterday please
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Declaring a NSD early today.2025 decluttering: 5,354 🌟🥉🌟💐🏅🏅🌟🥈🏅🌟🏅💐💎🌟🏅🏆🌟🏅🌟🌟2025 use up challenge: 450🥉🥈🥇💎🏆Big kitchen declutter challenge 139/1502025 decluttering goals I Use up Challenge: 🥉365 🥈750 🥇1,000 💎2,000 🏆 3,000 👑 8,000 I 🥉12 🥈26 🥇52 💎 100 🏆 250 👑 5001
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One today.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.1 -
Day 3 today 1
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Day 4 for me today please. My big shop arrived yesterday so I’m well stocked up.
Sept Turtle 12/16 NSDs
Sept PADs £6351 -
One for me today please
LMD xLife gets in the way...PADding is addictive...Saving's better than spending...My savings diary - Now for a healthier, wealthier me2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017EF £1000/£1000 | Sabbatical £3677/£60001
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