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Nifty November's No-Spend Days Challenge!

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  • Thanks for the new thread @cathybird
    2 NSD's for me so far
    Making the debt go down and savings go up

    LBM 2015 - debt £57K / Now £28,744....its going down

     Mortgage Free December 9th 2024! 
    18mths ahead of schedule.  Since 2022 we paid over £15K in OPs.

    Challenges

    EF #68  £550/£3000
    .
    Fiver Friday '25 #10 £15

    Studies/surveys  August £0

    Decluttering items 756

    Books read    13
    Jigsaws done  8

    My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-d£own-the-savings-up


  • cathybird
    cathybird Posts: 15,645 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    edited 5 November 2023 at 7:58PM

    November

    Off to a start = image
    5 days = image
    10 days = image

    15 days = image
    20 days = image

    Target reached = image
    Target beaten = image 

    November targets

    AuntieL 2/15 image

    beanielou 4/19 image


    BlackCoffeeNoSugar 3/15 image 


    cathybird 3/15 image


    Crazycatlady2 3/18 image


    Cuddlymarm 4/15 image


    Doris17 1/15 image


    GeorgianaCavendish 4/15 image


    jammy dodger 15


    KajiKita 3/15 image


    laura lau 2/15 image


    leftatthetrafficlights 3/20 image


    lianne1984 10


    LittleMissDetermined 3/10 image


    Makingabobor2 2/15 image


    QueenJess 3/15 image


    Rupacomp 1/15 image


    Saver-upper 1/15 image


    short bird 3/18 image


    Newcomers welcome :)

  • cathybird
    cathybird Posts: 15,645 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    KajiKita said:
    One for me today 😊
    And absolutely don’t worry @cathybird, I’m impressed you are managing this tracking at all! 😊

    KK
    Aw thanks KK :):) I try not to make errors but it's always helpful if people let me know when I do xx :)
  • cathybird
    cathybird Posts: 15,645 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Well done Saver-upper, beanie, short bird, cuddlymarm, leftatthetrafficlightsand Makingabobor2 :):)
  • NSD #4 for yesterday please
  • QueenJess
    QueenJess Posts: 4,496 Forumite
    Eighth Anniversary 1,000 Posts Name Dropper
    Declaring a NSD early today.
    2025 decluttering: 3,819🌟🥉🌟💐🏅🏅🌟🥈🏅🌟🏅💐💎🌟🏅🏆🌟🏅
    2025 use up challenge: 322🥉🥈🥇💎🏆
    Big kitchen declutter challenge 98/150
    2025 decluttering goals I Use up Challenge: 🥉365 🥈750 🥇1,000 💎2,000 🏆 3,000 👑 8,000 I 🥉12 🥈26 🥇52 💎 100 🏆 250 👑 500
  • beanielou
    beanielou Posts: 95,562 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    One today. 
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • Day 3 today :) 
  • cuddlymarm
    cuddlymarm Posts: 2,206 Forumite
    Part of the Furniture 1,000 Posts
    Day 4 for me today please. My big shop arrived yesterday so I’m well stocked up.

    August PAD 

  • One for me today please 
    LMD x
    Life gets in the way...PADding is addictive...Saving's better than spending...
    2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017
    Sealed pot 2025 £6573 | EF £1000/£1000 | Sabbatical £3364/£6000 | Travel savings £1508 | Sinking pots £2571
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