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Nifty November's No-Spend Days Challenge!

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  • cathybird
    cathybird Posts: 15,631 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    edited 17 April 2024 at 2:23PM
    @GeorgianaCavendish and @[Deleted User] thank you for mentioning the knitting emoji - I like it because it looks cosy and it's good to think about cosy things in cold rainy November!
  • AuntieL
    AuntieL Posts: 370 Forumite
    100 Posts First Anniversary Name Dropper Photogenic
    NSD #2 for me today 
    Debt-free journey started August 2023. DF 02/09/2024 🥳 (except mortgage)
    June 2025 NSD Challenge 1/18

    MFW 2025 #45
    Jan 2016 Mortgage = £149,895
    Current outstanding = £97,725
    2024 Overpayment = £675.66
    2025 Overpayment = £529/£700
  • KajiKita
    KajiKita Posts: 7,612 Forumite
    1,000 Posts Fourth Anniversary Name Dropper Photogenic
    One for me today 😊
    And absolutely don’t worry @cathybird, I’m impressed you are managing this tracking at all! 😊

    KK
    As at 15.07.25:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £233,521
    - OPs to mortgage = £11,338 Interest saved £5225 to date
    Fixed rate 3.85% ends January 2030

    Read 40 books of target 52 in 2025, as @ 29th July
    Produce tracker: £243 of £300 in 2025

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
  • cathybird
    cathybird Posts: 15,631 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    edited 4 November 2023 at 8:31PM

    November

    Off to a start = image
    5 days = image
    10 days = image

    15 days = image
    20 days = image

    Target reached = image
    Target beaten = image 

    November targets

    AuntieL 2/15 image

    beanielou 3/19 image


    BlackCoffeeNoSugar 2/15 image 


    cathybird 3/15 image


    Crazycatlady2 3/18 image


    Cuddlymarm 3/15 image


    Doris17 1/15 image


    GeorgianaCavendish 3/15 image


    jammy dodger 15


    KajiKita 3/15 image


    laura lau 2/15 image


    leftatthetrafficlights 3/20 image


    lianne1984 10


    LittleMissDetermined 2/10 image


    Makingabobor2 15


    QueenJess 2/15 image


    Rupacomp 1/15 image


    Saver-upper 1/15 image


    short bird 3/18 image


    Newcomers welcome :)
  • cathybird
    cathybird Posts: 15,631 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Well done beanie, laura lau, LittleMissDetermined, Crazycatlady2, BlackCoffeeNoSugar, short bird, GeorgianaCavendish, AuntieL and KajiKita! :):)
  • Saver-upper
    Saver-upper Posts: 2,348 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Today was NSD #1,woohoo! Feels like forever since I've had one!
    SPC #36 :staradminx 8.SPC7=£751.10 SPC8=£651.04 SPC9=£843.00 SPC10=£872.76
    Pinecone £301,Valued Opinions £10.50





  • beanielou
    beanielou Posts: 95,512 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    One today. 
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.     ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • short_bird
    short_bird Posts: 4,015 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Day 3 on Friday.
    ‘Keep your eye on the donut and not on the hole.’ David Lynch.
    "It’s a beautiful day with golden sunshine and blue skies all the way.” David Lynch.
  • cuddlymarm
    cuddlymarm Posts: 2,205 Forumite
    Part of the Furniture 1,000 Posts
    Hi guys
    I forgot to post yesterday but I for yesterday but none for today as it’s big shop day.

    June NSD 8/15
  • leftatthetrafficlights
    leftatthetrafficlights Posts: 2,056 Forumite
    1,000 Posts Fourth Anniversary Name Dropper
    Not going out today so it will be 3/20 for me 😁
    DNF: £708.92/£1000
    JSF: £708.58/£1000

    Winter season grocery budget: £600.85/£900

    Weight loss challenge 2024: 11/24lbs
    1st quarter start:9st 13.1lb
    2nd quarter start:9st 9.2 lb
    3rd quarter start: 9st 6.8 lb
    4th quarter start: 9st 10.2 lb
    End weight: 8st 13lb

    'It's the small compromises you keep making over time that start to add up and get you to a place you don't want to be'

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