Nifty November's No-Spend Days Challenge!

1235733

Comments

  • cathybird
    cathybird Posts: 13,284 Forumite
    First Post Name Dropper First Anniversary Photogenic
    edited 17 April at 2:23PM
    @GeorgianaCavendish and @[Deleted User] thank you for mentioning the knitting emoji - I like it because it looks cosy and it's good to think about cosy things in cold rainy November!
    In April I am taking a break from buying: Books
  • AuntieL
    AuntieL Posts: 141 Forumite
    First Post Name Dropper Photogenic
    NSD #2 for me today 
    Debt-free journey started August 2023
    April 2024 update:
    NSD Challenge 8/15
    Debt £4737.45 £688.56
    Savings £3946.27 £2338.91
    Books read 5
  • KajiKita
    KajiKita Posts: 3,648 Forumite
    First Anniversary First Post Name Dropper Photogenic
    One for me today 😊
    And absolutely don’t worry @cathybird, I’m impressed you are managing this tracking at all! 😊

    KK
    As at 17.03.24:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 <gulp>, now £255,571, end date brought closer by 2 months  
    - OPs to mortgage = £5,965, Interest saved £2,124, to date
    - LTV 51% @ccord, 51% Yopa
    Fixed rate 2.17% ends October 2024

    Read 13 books of target 52 in 2024 (as @ 9th April)
    Produce tracker: £22.24 of £300

    Watch your thoughts, they become your words. Watch your words, they become your actions. Watch your actions, they become your reality. 
  • cathybird
    cathybird Posts: 13,284 Forumite
    First Post Name Dropper First Anniversary Photogenic
    edited 4 November 2023 at 8:31PM

    November

    Off to a start = image
    5 days = image
    10 days = image

    15 days = image
    20 days = image

    Target reached = image
    Target beaten = image 

    November targets

    AuntieL 2/15 image

    beanielou 3/19 image


    BlackCoffeeNoSugar 2/15 image 


    cathybird 3/15 image


    Crazycatlady2 3/18 image


    Cuddlymarm 3/15 image


    Doris17 1/15 image


    GeorgianaCavendish 3/15 image


    jammy dodger 15


    KajiKita 3/15 image


    laura lau 2/15 image


    leftatthetrafficlights 3/20 image


    lianne1984 10


    LittleMissDetermined 2/10 image


    Makingabobor2 15


    QueenJess 2/15 image


    Rupacomp 1/15 image


    Saver-upper 1/15 image


    short bird 3/18 image


    Newcomers welcome :)

    In April I am taking a break from buying: Books
  • cathybird
    cathybird Posts: 13,284 Forumite
    First Post Name Dropper First Anniversary Photogenic
    Well done beanie, laura lau, LittleMissDetermined, Crazycatlady2, BlackCoffeeNoSugar, short bird, GeorgianaCavendish, AuntieL and KajiKita! :):)
    In April I am taking a break from buying: Books
  • Saver-upper
    Saver-upper Posts: 2,336 Forumite
    First Anniversary Name Dropper First Post
    Today was NSD #1,woohoo! Feels like forever since I've had one!
    SPC #36 :staradminx 8.SPC7=£751.10 SPC8=£651.04 SPC9=£843.00 SPC10=£872.76
    Pinecone £301,Valued Opinions £10.50





  • beanielou
    beanielou Posts: 90,186 Ambassador
    Academoney Grad I'm a Volunteer Ambassador Mortgage-free Glee! Name Dropper
    One today. 
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • short_bird
    short_bird Posts: 3,669 Forumite
    Name Dropper First Post First Anniversary
    Day 3 on Friday.
    Cancel the kitchen scraps for lepers and orphans, no more merciful beheadings, and call off Christmas.
  • cuddlymarm
    cuddlymarm Posts: 1,890 Forumite
    First Post First Anniversary
    Hi guys
    I forgot to post yesterday but I for yesterday but none for today as it’s big shop day.
    🎄December 🎄 NSDs 11/15
  • Not going out today so it will be 3/20 for me 😁
    Tilly Tidy Fund 2024: £66.09/£100

    Weight loss challenge 2024:
    4/24lbs
    1st quarter starting weight: 9st 13.1lb
    2nd quarter starting weight: 9st 9.2lb
    3rd quarter starting weight: 
    4th quarter starting weight:

    GC 2024 - Annual Target: £2712- Running total:£629.12/£2712
    Monthly Target: £226
    Jan: £74.12; Feb: £300; Mar: £190; Apr: £65; May: £; Jun: £; Jul: £; Aug: £; Sep: £; Oct: £; Nov: £; Dec: £


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