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Nifty November's No-Spend Days Challenge!

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  • NSD today and hoping for Thursday and Friday to fingers crossed 
  • AuntieL
    AuntieL Posts: 370 Forumite
    100 Posts First Anniversary Name Dropper Photogenic
    NSD #1 for me today 😁
    Debt-free journey started August 2023. DF 02/09/2024 🥳 (except mortgage)
    June 2025 NSD Challenge 1/18

    MFW 2025 #45
    Jan 2016 Mortgage = £149,895
    Current outstanding = £97,725
    2024 Overpayment = £675.66
    2025 Overpayment = £529/£700
  • cathybird
    cathybird Posts: 15,647 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    edited 2 November 2023 at 6:02PM

    November

    Off to a start = image
    5 days = image
    10 days = image

    15 days = image
    20 days = image

    Target reached = image
    Target beaten = image 

    November targets

    AuntieL 1/15 image

    beanielou 1/19 image


    BlackCoffeeNoSugar 15


    cathybird 1/15 image


    Crazycatlady2 1/18 image


    Cuddlymarm 1/15 image


    Doris17 1/15 image


    GeorgianaCavendish 1/15 image


    jammy dodger 15


    KajiKita 1/15 image


    laura lau


    leftatthetrafficlights 20


    lianne1984 10


    LittleMissDetermined 1/10 image


    Makingabobor2 15


    QueenJess 1/15 image


    Rupacomp 15


    Saver-upper 15


    short bird 1/18 image


    Newcomers welcome :)

  • beanielou
    beanielou Posts: 95,562 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    First one of the month today. 
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • Hellooo... I'm back in with 10 NSDs for November!
    Thank you! Good luck everyone!
    February NSDs: 0 / 10
    February PADs:  2 / 29
    February Groceries Challenge: £59 / £250
    February Make £5 a Day: £255 / £145
    Current Debt: £3159  | CC £1490 | N £571 | C £725 | E £373
    Weight Loss Challenge 2024: 0 lbs

  • cathybird
    cathybird Posts: 15,647 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Well done cuddlymarm, Doris17, GeorgianaCavendish, KajiKita, Crazycatlady2, AuntieL and beanie :):)
  • QueenJess
    QueenJess Posts: 4,496 Forumite
    Eighth Anniversary 1,000 Posts Name Dropper
    A NSD for me today to kick off the month.
    2025 decluttering: 3,819🌟🥉🌟💐🏅🏅🌟🥈🏅🌟🏅💐💎🌟🏅🏆🌟🏅
    2025 use up challenge: 322🥉🥈🥇💎🏆
    Big kitchen declutter challenge 98/150
    2025 decluttering goals I Use up Challenge: 🥉365 🥈750 🥇1,000 💎2,000 🏆 3,000 👑 8,000 I 🥉12 🥈26 🥇52 💎 100 🏆 250 👑 500
  • Saver-upper
    Saver-upper Posts: 2,348 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    An extremely spendy day today, but I am absolutely determined to get lots of NSDs this month. 
    I love the support of this thread.
    SPC #36 :staradminx 8.SPC7=£751.10 SPC8=£651.04 SPC9=£843.00 SPC10=£872.76
    Pinecone £301,Valued Opinions £10.50





  • Can I join too please @cathybird

    Last month was a bit of a disaster spending wise and as my new year starts on 7th November I'm planning on better habits for the next 12 months!! 

    Can I have a target of 20 please? I grocery shopped yesterday, got the wine in for my new year celebrations on Tuesday, filled the car up and shouldn't need to spend again for at least a week!! 😉
    DNF: £708.92/£1000
    JSF: £708.58/£1000

    Winter season grocery budget: £600.85/£900

    Weight loss challenge 2024: 11/24lbs
    1st quarter start:9st 13.1lb
    2nd quarter start:9st 9.2 lb
    3rd quarter start: 9st 6.8 lb
    4th quarter start: 9st 10.2 lb
    End weight: 8st 13lb

    'It's the small compromises you keep making over time that start to add up and get you to a place you don't want to be'

  • It's one for me today please
    LMD x
    Life gets in the way...PADding is addictive...Saving's better than spending...
    2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017
    Sealed pot 2025 £6573 | EF £1000/£1000 | Sabbatical £3364/£6000 | Travel savings £1508 | Sinking pots £2571
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