Nifty November's No-Spend Days Challenge!

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  • cuddlymarm
    cuddlymarm Posts: 1,890 Forumite
    First Post First Anniversary
    One for me today please. There’s no way I’m leaving the flat today as it’s been raining most of the night and doesn’t look as if it’s planning on stopping any time soon.
    🎄December 🎄 NSDs 11/15
  • Hello, sorry for being late to this! Can I put a goal of 15 NSD for November? I have 1 for yesterday, but not today, so I'm 1/15. 
    My debt free journey starts on 30/08/2023:

    CC1 - 5,151.92 now 5,110.89
    CC2 - 4,625.87 now 4,706.52
    CC3 - 4,166.15 now 4,503.33
    Current outstanding total: 14,320.74

    Aiming to be debt free by Dec 2026.

    April 2024 No-Spend Day Challenge - 10/18
    NST April 2024 - 
    #21 1p savings challenge 2024 £147.11/£671.61
  • beanielou
    beanielou Posts: 90,186 Ambassador
    Academoney Grad I'm a Volunteer Ambassador Mortgage-free Glee! Name Dropper
    Not one today. 
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • QueenJess
    QueenJess Posts: 3,676 Forumite
    First Anniversary First Post Name Dropper
    Another NSD today.  I do not count paying for my weekly gym class as I count it as being essential for mental wellbeing :)
    2024 decluttering: 6,865 ⭐️🥉⭐️🏅🏅🥈⭐️🏅🥇🏅⭐️🏅
    April mini kitchen declutter challenge: 18/50
    2024 decluttering goals: 🥉3,000 🥈4,000 🥇5,000 💎12,000 🏆 20,000
  • beanielou
    beanielou Posts: 90,186 Ambassador
    Academoney Grad I'm a Volunteer Ambassador Mortgage-free Glee! Name Dropper
    Not one today. 
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • cathybird
    cathybird Posts: 13,284 Forumite
    First Post Name Dropper First Anniversary Photogenic
    edited 2 November 2023 at 9:34PM

    November

    Off to a start = image
    5 days = image
    10 days = image

    15 days = image
    20 days = image

    Target reached = image
    Target beaten = image 

    November targets

    AuntieL 1/15 image

    beanielou 1/19 image


    BlackCoffeeNoSugar 15


    cathybird 2/15 image


    Crazycatlady2 1/18 image


    Cuddlymarm 2/15 image


    Doris17 1/15 image


    GeorgianaCavendish 1/15 image


    jammy dodger 15


    KajiKita 2/15 image


    laura lau 1/15 image


    leftatthetrafficlights 1/20 image


    lianne1984 10


    LittleMissDetermined 1/10 image


    Makingabobor2 15


    QueenJess 2/15 image


    Rupacomp 1/15 image


    Saver-upper 15


    short bird 1/18 image


    Newcomers welcome :)

    In April I am taking a break from buying: Books
  • 1/20 for today 😁
    Tilly Tidy Fund 2024: £66.09/£100

    Weight loss challenge 2024:
    4/24lbs
    1st quarter starting weight: 9st 13.1lb
    2nd quarter starting weight: 9st 9.2lb
    3rd quarter starting weight: 
    4th quarter starting weight:

    GC 2024 - Annual Target: £2712- Running total:£629.12/£2712
    Monthly Target: £226
    Jan: £74.12; Feb: £300; Mar: £190; Apr: £65; May: £; Jun: £; Jul: £; Aug: £; Sep: £; Oct: £; Nov: £; Dec: £


  • Rupacomp
    Rupacomp Posts: 231 Forumite
    First Anniversary Name Dropper First Post Photogenic
    My first NSD of the month
    Savings goal by 31/12/24: £22000
    Dec 23: £6945.23
  • KajiKita
    KajiKita Posts: 3,648 Forumite
    First Anniversary First Post Name Dropper Photogenic
    NSD today 😊

    KK

    As at 17.03.24:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 <gulp>, now £255,571, end date brought closer by 2 months  
    - OPs to mortgage = £5,965, Interest saved £2,124, to date
    - LTV 51% @ccord, 51% Yopa
    Fixed rate 2.17% ends October 2024

    Read 13 books of target 52 in 2024 (as @ 9th April)
    Produce tracker: £22.24 of £300

    Watch your thoughts, they become your words. Watch your words, they become your actions. Watch your actions, they become your reality. 
  • cathybird
    cathybird Posts: 13,284 Forumite
    First Post Name Dropper First Anniversary Photogenic
    edited 3 November 2023 at 6:58PM
    Well done QueenJess, LittleMissDetermined, cuddlymarm, laura lau, QueenJess, leftatthetrafficlights, Rupacomp and KajiKita :):)
    In April I am taking a break from buying: Books
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