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Nifty November's No-Spend Days Challenge!

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  • KajiKita
    KajiKita Posts: 7,661 Forumite
    1,000 Posts Fourth Anniversary Name Dropper Photogenic
    cathybird said:
    Well done QueenJess, LittleMissDetermined, cuddlymarm, laura lau, QueenJess, leftatthetrafficlights, Rupacomp and Rupacomp :):)
    <small voice> you forgot me ….?

    😂😂😂😂😂😊😉

    KK
    As at 15.07.25:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £233,521
    - OPs to mortgage = £11,816 Interest saved £5,28 to date
    Fixed rate 3.85% ends January 2030

    Read 40 books of target 52 in 2025, as @ 29th July
    Produce tracker: £243 of £300 in 2025

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
  • beanielou
    beanielou Posts: 95,562 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    One today. 
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.     ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • laura_lau
    laura_lau Posts: 682 Forumite
    Seventh Anniversary 500 Posts Photogenic Name Dropper
    One NSD for me today.
    Debt free journey started 30/08/2023:

    CC1 - 5,151.92 now 5,335.15
    CC3 - 4,166.15 now 5,345.28
    CC4 - 4,625.87 (balance transfer from CC2) now 5,717.24
    Current outstanding: 16,397.67
    Debt free by Jul 2027.

    Challenges:
    NSD Apr 2025 - 7/20
    NST Apr 2025 - 
    #31 1p savings 2025 £32.40/£667.95
    2025 Fashion on the ration - Coupons remaining 43.5/66
  • LittleMissDetermined
    LittleMissDetermined Posts: 9,638 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud! Photogenic
    One for me today please
    LMD x
    Life gets in the way...PADding is addictive...Saving's better than spending...
    My savings diary - Now for a healthier, wealthier me
    2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017
    Sealed pot 2025 £6573 | EF £1000/£1000 | Sabbatical £3364/£6000 | Travel savings £1508 | Sinking pots £2571
  • Crazycatlady2
    Crazycatlady2 Posts: 1,074 Forumite
    Fifth Anniversary 1,000 Posts Photogenic Name Dropper
    So today is NSD 3 as I've swapped takeaway to Saturday this week 😂
  • [Deleted User]
    [Deleted User] Posts: 0 Newbie
    Fifth Anniversary 500 Posts Name Dropper Photogenic
    Silly me forgot to bookmark the new thread! Love the knitting emoji - it's very me trying to get a festive gift finished! 

    Two NSDs so far for me :) 
  • short_bird
    short_bird Posts: 4,018 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Day 2 on Thursday.
    ‘Keep your eye on the donut and not on the hole.’ David Lynch.
    "It’s a beautiful day with golden sunshine and blue skies all the way.” David Lynch.
  • GeorgianaCavendish
    GeorgianaCavendish Posts: 2,393 Forumite
    Eighth Anniversary 1,000 Posts Name Dropper Photogenic
    NSD #2 for yesterday please and NSD #3 for today
  • cathybird
    cathybird Posts: 15,647 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    edited 3 November 2023 at 7:10PM
    KajiKita said:
    cathybird said:
    Well done QueenJess, LittleMissDetermined, cuddlymarm, laura lau, QueenJess, leftatthetrafficlights, Rupacomp and Rupacomp :):)
    <small voice> you forgot me ….?

    😂😂😂😂😂😊😉

    KK
    Oh I'm so sorry KajiKita! I've listed Rupacomp twice, I was obviously meaning to put you instead. I'm still quite jetlagged, I fall nearly asleep on the sofa at 8pm each night, well that's my excuse anyway! I've fixed the list now so it's right xx  :#  :|  :)
  • cathybird
    cathybird Posts: 15,647 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    edited 3 November 2023 at 7:19PM

    November

    Off to a start = image
    5 days = image
    10 days = image

    15 days = image
    20 days = image

    Target reached = image
    Target beaten = image 

    November targets

    AuntieL 1/15 image

    beanielou 2/19 image


    BlackCoffeeNoSugar 2/15 image 


    cathybird 2/15 image


    Crazycatlady2 3/18 image


    Cuddlymarm 2/15 image


    Doris17 1/15 image


    GeorgianaCavendish 3/15 image


    jammy dodger 15


    KajiKita 2/15 image


    laura lau 2/15 image


    leftatthetrafficlights 1/20 image


    lianne1984 10


    LittleMissDetermined 2/10 image


    Makingabobor2 15


    QueenJess 2/15 image


    Rupacomp 1/15 image


    Saver-upper 15


    short bird 2/18 image


    Newcomers welcome :)
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