Nifty November's No-Spend Days Challenge!

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  • KajiKita
    KajiKita Posts: 3,601 Forumite
    First Anniversary First Post Name Dropper Photogenic
    cathybird said:
    Well done QueenJess, LittleMissDetermined, cuddlymarm, laura lau, QueenJess, leftatthetrafficlights, Rupacomp and Rupacomp :):)
    <small voice> you forgot me ….?

    😂😂😂😂😂😊😉

    KK
    As at 17.03.24:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 <gulp>, now £255,571, end date brought closer by 2 months  
    - OPs to mortgage = £5,965, Interest saved £2,124, to date
    - LTV 51% @ccord, 51% Yopa
    Fixed rate 2.17% ends October 2024

    Read 12 books of target 52 in 2024 (as @ 9th April)
    Produce tracker: £22.24 of £300

    Watch your thoughts, they become your words. Watch your words, they become your actions. Watch your actions, they become your reality. 
  • beanielou
    beanielou Posts: 90,093 Ambassador
    Academoney Grad I'm a Volunteer Ambassador Mortgage-free Glee! Name Dropper
    One today. 
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • One NSD for me today.
    My debt free journey starts on 30/08/2023:

    CC1 - 5,151.92 now 5,310.99
    CC2 - 4,625.87 now 4,706.52
    CC3 - 4,166.15 now 4,503.33
    Current outstanding total: 14,520.84

    Aiming to be debt free by Dec 2026.

    April 2024 No-Spend Day Challenge - 6/18
    NST April 2024 - 
    #21 1p savings challenge 2024 £147.11/£671.61
  • One for me today please
    LMD x
    Life gets in the way...PADding is addictive...Saving's better than spending...
    2024 1p challenge #11 | Cash envelope challenge #01 | SPC #017
    Sealed pot 2024 £2363.03 | EF £1000/£1000 | Sabbatical £900/£3000 | Holiday spends £430 | General Saver £2562.77
  • So today is NSD 3 as I've swapped takeaway to Saturday this week 😂
  • Silly me forgot to bookmark the new thread! Love the knitting emoji - it's very me trying to get a festive gift finished! 

    Two NSDs so far for me :) 
    NSD in Nov: 17
    Debt at Nov 2017: £8,619 Debt at Dec 2018: £4,161 Debt at Nov 2019: £0
    A perpetual work in progress.
    DFW - Going, going....still going! and new Savings diary - Saving, saving...still saving!
  • short_bird
    short_bird Posts: 3,664 Forumite
    Name Dropper First Post First Anniversary
    Day 2 on Thursday.
    Cancel the kitchen scraps for lepers and orphans, no more merciful beheadings, and call off Christmas.
  • NSD #2 for yesterday please and NSD #3 for today
  • cathybird
    cathybird Posts: 13,252 Forumite
    First Post Name Dropper First Anniversary Photogenic
    edited 3 November 2023 at 7:10PM
    KajiKita said:
    cathybird said:
    Well done QueenJess, LittleMissDetermined, cuddlymarm, laura lau, QueenJess, leftatthetrafficlights, Rupacomp and Rupacomp :):)
    <small voice> you forgot me ….?

    😂😂😂😂😂😊😉

    KK
    Oh I'm so sorry KajiKita! I've listed Rupacomp twice, I was obviously meaning to put you instead. I'm still quite jetlagged, I fall nearly asleep on the sofa at 8pm each night, well that's my excuse anyway! I've fixed the list now so it's right xx  :#  :|  :)
    In April I am taking a break from buying: Books
  • cathybird
    cathybird Posts: 13,252 Forumite
    First Post Name Dropper First Anniversary Photogenic
    edited 3 November 2023 at 7:19PM

    November

    Off to a start = image
    5 days = image
    10 days = image

    15 days = image
    20 days = image

    Target reached = image
    Target beaten = image 

    November targets

    AuntieL 1/15 image

    beanielou 2/19 image


    BlackCoffeeNoSugar 2/15 image 


    cathybird 2/15 image


    Crazycatlady2 3/18 image


    Cuddlymarm 2/15 image


    Doris17 1/15 image


    GeorgianaCavendish 3/15 image


    jammy dodger 15


    KajiKita 2/15 image


    laura lau 2/15 image


    leftatthetrafficlights 1/20 image


    lianne1984 10


    LittleMissDetermined 2/10 image


    Makingabobor2 15


    QueenJess 2/15 image


    Rupacomp 1/15 image


    Saver-upper 15


    short bird 2/18 image


    Newcomers welcome :)

    In April I am taking a break from buying: Books
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