Nifty November's No-Spend Days Challenge!

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1679111233

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  • Saver-upper
    Saver-upper Posts: 2,340 Forumite
    First Anniversary Name Dropper First Post
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    Today was NSD #2, thank you cathybird.
    SPC #36 :staradminx 8.SPC7=£751.10 SPC8=£651.04 SPC9=£843.00 SPC10=£872.76
    Pinecone £301,Valued Opinions £10.50





  • beanielou
    beanielou Posts: 90,718 Ambassador
    Academoney Grad I'm a Volunteer Ambassador Mortgage-free Glee! Name Dropper
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    One today. 
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • [Deleted User]
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    Early call for day 5 today :) 
  • short_bird
    short_bird Posts: 3,704 Forumite
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    Early call for day 6. (Get them ticked off while I'm not away from home.)
    Cancel the kitchen scraps for lepers and orphans, no more merciful beheadings, and call off Christmas.
  • Doris17
    Doris17 Posts: 680 Forumite
    First Anniversary First Post Name Dropper Combo Breaker
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    NSD for me 4/15.

    "Make Everyday Count"

    #77 3-6 Months Emergency Fund £2528.11/£5000

  • Makingabobor2
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    NSD today, up to 3 now
    Making the debt go down and savings go up

    LBM 2015 - debt £57K / Now £32,521

    Mortgage 05/24 £16700 Officially ends June '26 but plan to be MF sooner
    Total OPs 2022 - £240   2023 - £1766
    OPs so far in 2024 £660.00


    Challenges

    EF #68  £105/£1000
    1p a Day '24 #12  £95.49/£667.  SPC '24 #41 £14.55
    Christmas '24 £30 
     
    Make £5 a day - May £90.36/£155            
    NSDs May 9/15

    My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-down-the-savings-up


  • AuntieL
    AuntieL Posts: 164 Forumite
    First Post Name Dropper Photogenic
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    Another NSD for me today 😁
    Debt-free journey started August 2023
    May 2024 update:
    NSD Challenge 9/15
    Debt £4737.45 £588.56
    Savings £3946.27 £2690.96
    Books read 5
  • cathybird
    cathybird Posts: 13,580 Forumite
    First Post Name Dropper First Anniversary Photogenic
    edited 7 November 2023 at 10:52PM
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    November

    Off to a start = image
    5 days = image
    10 days = image

    15 days = image
    20 days = image

    Target reached = image
    Target beaten = image 

    November targets

    AuntieL 5/15 imageimage

    beanielou 6/19 imageimage


    BlackCoffeeNoSugar 5/15 image  image


    cathybird 5/15 imageimage


    Crazycatlady2 5/18 imageimage


    Cuddlymarm 4/15 image


    Doris17 4/15 image


    GeorgianaCavendish 5/15 imageimage


    jammy dodger 15


    KajiKita 6/15 imageimage


    laura lau 2/15 image


    leftatthetrafficlights 5/20 imageimage


    lianne1984 2/10 image


    LittleMissDetermined 4/10 image


    Makingabobor2 3/15 image


    QueenJess 3/15 image


    Rupacomp 3/15 image


    Saver-upper 2/15 image


    short bird 6/18 imageimage


    Newcomers welcome :)

    In April I am taking a break from buying: Books
  • KajiKita
    KajiKita Posts: 4,005 Forumite
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    NSD today 😊

    KK
    As at 15.05.24:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 <gulp>, now £252,383, end date brought closer by 2 months  
    - OPs to mortgage = £6,480, Interest saved £2,415, to date
    - LTV 51% @ccord, 51% Yopa
    Fixed rate 2.17% ends October 2024

    Read 20 books of target 52 in 2024 (as @ 27th May)
    Produce tracker: £34.02 of £300

    Watch your thoughts, they become your words. Watch your words, they become your actions. Watch your actions, they become your reality. 
  • cathybird
    cathybird Posts: 13,580 Forumite
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    Well done Saver-upper, beanie, BlackCoffeeNoSugar, short bird, Doris17, Makingabobor2, AuntieL and KajiKita :):)
    In April I am taking a break from buying: Books
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