November
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Nifty November's No-Spend Days Challenge!
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Well done Saver-upper, beanie, leftatthetrafficlights, BlackCoffeeNoSugar, short bird and KajiKita0
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Early call for Day 7 here1
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Still not spent1
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Hi guys
One for today please. I’m not doing as well as last month but I’ve got a few Xmas bits bought and I’ve been tracking down a posh coat as I’ve a wedding in February. Anyway I found a nice dark green one yesterday, not too expensive and an added 20% off too so snapped it up.
I’m aiming for tomorrow and Sunday too but I’ll report back on those.
Keep well and warmguys
August PAD1 -
One today.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.1 -
Off to a start =5 days =10 days =15 days =20 days =Target reached =Target beaten =November targetsAuntieL 6/15beanielou 10/19BlackCoffeeNoSugar 7/15cathybird 7/15Crazycatlady2 9/18Cuddlymarm 5/15Doris17 4/15GeorgianaCavendish 5/15jammy dodger 15KajiKita 9/15laura lau 5/15leftatthetrafficlights 7/20lianne1984 2/10LittleMissDetermined 4/10Makingabobor2 3/15QueenJess 3/15Rupacomp 3/15Saver-upper 4/15short bird 7/18Newcomers welcome
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Not one today, had a nice lunch out with friends.0
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NSD today ❤️
KKAs at 15.07.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £233,521
- OPs to mortgage = £11,816 Interest saved £5,28 to date
Fixed rate 3.85% ends January 2030
Read 40 books of target 52 in 2025, as @ 29th July
Produce tracker: £243 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.1 -
Well done BlackCoffeeNoSugar, Crazycatlady2, cuddlymarm, beanie and KajiKita1
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cathybird said:Not one today, had a nice lunch out with friends.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.1
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