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Nifty November's No-Spend Days Challenge!

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Comments

  • KajiKita
    KajiKita Posts: 10,007 Forumite
    Fifth Anniversary 1,000 Posts Name Dropper Photogenic
    One today 😊

    KK
    As at 17.04.26:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £216,847
    - OPs to mortgage = £17,793 Estd. interest saved = £9,021 to date
    c. 16 months reduction in term
    Fixed rate 3.85% ends October 2030

    Read 28 books of target 52 in 2026 as @ 23rd April. 
    Produce tracker: £78 of £400 in 2026

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
  • cathybird
    cathybird Posts: 16,533 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    edited 13 November 2023 at 6:27PM

    November

    Off to a start = image
    5 days = image
    10 days = image

    15 days = image
    20 days = image

    Target reached = image
    Target beaten = image 

    November targets

    AuntieL 6/15 imageimage

    beanielou 13/19 imageimageimage


    BlackCoffeeNoSugar 7/15 image  image


    cathybird 9/15 imageimage


    Crazycatlady2 9/18 imageimage


    Cuddlymarm 7/15 imageimage


    Doris17 4/15 image


    GeorgianaCavendish 8/15 imageimage


    jammy dodger 15


    KajiKita 10/15 imageimageimage


    laura lau 5/15 imageimage


    leftatthetrafficlights 9/20 imageimage


    lianne1984 2/10 image


    LittleMissDetermined 4/10 image


    Makingabobor2 5/15 imageimage


    QueenJess 9/15 imageimage


    Rupacomp 5/15 imageimage


    Saver-upper 5/15 imageimage


    short bird 8/18 imageimage


    Newcomers welcome :)
  • GeorgianaCavendish
    GeorgianaCavendish Posts: 2,393 Forumite
    Eighth Anniversary 1,000 Posts Name Dropper Photogenic
    Adding another 3 NSDs please for 10th, 11th and 12th November bringing me to 8 NSDs in total 
  • Saver-upper
    Saver-upper Posts: 2,348 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Today was NSD #5, thank you cathybird.
    SPC #36 :staradminx 8.SPC7=£751.10 SPC8=£651.04 SPC9=£843.00 SPC10=£872.76
    Pinecone £301,Valued Opinions £10.50





  • cathybird
    cathybird Posts: 16,533 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Well done leftatthetrafficlights, beanie, cuddlymarm, KajiKita, GeorgianaCavendish and Saver-upper :):)
  • Rupacomp
    Rupacomp Posts: 331 Forumite
    Fifth Anniversary 100 Posts Name Dropper Photogenic
    One today 🙂
    Savings goal by 31/12/24: £22000
    Dec 23: £6945.23
  • QueenJess
    QueenJess Posts: 4,776 Forumite
    Eighth Anniversary 1,000 Posts Name Dropper
    Been a while, but life just got unexpectedly busy. Declaring 6 NSD’s; Wed, Thurs, Fri, Sat, Sun and today!
    2026 decluttering: 1,120 🤑🥉 ⭐️🥈🥇 ⭐️ ⭐️💎 ⭐️ ⭐️ ⭐️ ⭐️ ⭐️🏆⭐️
    2026 use up challenge: 317🥉 ⭐️🥈🥇 ⭐️ ⭐️💎 ⭐️🏆⭐️
    2026 decluttering goals I Use up Challenge: 🥉52 🥈100 🥇250 💎365 🏆1,000 👑3,000I 🥉25 🥈50 🥇100 💎150 🏆300 👑1,000
  • beanielou
    beanielou Posts: 99,391 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    One today. 
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** in ~~Japanese proverb.     ***Keep plodding*** Out of debt, out of danger.
    One debt remaining. Home improvement loan. 19months left.
  • Makingabobor2
    Makingabobor2 Posts: 4,715 Forumite
    1,000 Posts Third Anniversary Photogenic Name Dropper
    2 more to add, up to5/15 now
    Making the debt go down and savings go up

    LBM 2015 - debt £57K / Now £26,764....its going down

     Mortgage Free December 9th 2024!      18mths ahead of schedule.  

    Challenges

    EF  £630/3000
    .

    Studies/surveys April.....£156.32

    Decluttering items 1402/    2025.  195/2026
    Books read    23 in 2025.  2026- 11 (target is 52)  
    Jigsaws done  20 in 2025.  3 this year. 

    My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-d£own-the-savings-up


  • cuddlymarm
    cuddlymarm Posts: 2,322 Forumite
    Part of the Furniture 1,000 Posts
    One for me today please. That makes my total 7 so far.

    Pay off by Xmas 2026 £175/£2324.67
    February NSDs 6/15
    February PADs £55
    February grocery challenge £67.42/£200
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