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Nifty November's No-Spend Days Challenge!

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Comments

  • No more for me as I ordered a Christmas present yesterday and daughter wanted a lint roller today as ginger cat and black trousers don't go well apparently 
  • Day 10 today for me :) 
  • One for me today, so now up to 6/15
    Making the debt go down and savings go up

    LBM 2015 - debt £57K / Now £28,524....its going down

     Mortgage Free December 9th 2024! 
    18mths ahead of schedule.  Since 2022 we paid over £15K in OPs.

    Challenges

    EF #68  £590/£3000
    .

    Studies/surveys  August £32.11

    Decluttering items 936

    Books read    16
    Jigsaws done  10

    My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-d£own-the-savings-up


  • cathybird
    cathybird Posts: 15,708 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Not one for me, I bought a few basic items of clothing which should stand me in good stead over the winter and for a few years I hope. I may have also bought a video game extra that was on sale! 
  • cathybird
    cathybird Posts: 15,708 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    edited 17 November 2023 at 9:52PM

    November

    Off to a start = image
    5 days = image
    10 days = image

    15 days = image
    20 days = image

    Target reached = image
    Target beaten = image 

    November targets

    AuntieL 8/15 imageimage

    beanielou 15/19 imageimageimageimage


    BlackCoffeeNoSugar 10/15 image  imageimage


    cathybird 12/15 imageimageimage


    Crazycatlady2 11/18 imageimageimage


    Cuddlymarm 8/15 imageimage


    Doris17 7/15 imageimage


    GeorgianaCavendish 14/15 imageimageimage


    jammy dodger 15


    KajiKita 14/15 imageimageimage


    laura lau 10/15 imageimageimage


    leftatthetrafficlights 11/20 imageimageimage


    lianne1984 2/10 image


    LittleMissDetermined 4/10 image


    Makingabobor2 6/15 imageimage


    QueenJess 10/15 imageimageimage


    Rupacomp 5/15 imageimage


    Saver-upper 8/15 imageimage


    short bird 8/18 imageimage


    Newcomers welcome :)

  • beanielou
    beanielou Posts: 95,831 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    A new laptop for me today. 
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • KajiKita
    KajiKita Posts: 7,938 Forumite
    1,000 Posts Fourth Anniversary Name Dropper Photogenic
    I’ve had to scroll back and catch up with myself (crazy-busy week!). 
    Last one I reported was on the 12th and all days since then have been NSDs so I think that makes an additional 4 NSDs? 😊

    KK
    As at 15.08.25:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £232,244
    - OPs to mortgage = £12,148  Interest saved £5,738 to date
    Fixed rate 3.85% ends October 2030

    Read 46 books of target 52 in 2025, as @ 28th August
    Produce tracker: £353 of £300 in 2025

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
  • cathybird
    cathybird Posts: 15,708 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Well done leftatthetrafficlights, GeorgianaCavendish, beanie, Doris17 and Saver-upper (for yesterday) and laura lau, BlackCoffeeNoSugar, Makingabobor2 and KajiKita (for today) :):)
  • Unexpected NSD #14 for yesterday please 
  • cuddlymarm
    cuddlymarm Posts: 2,213 Forumite
    Part of the Furniture 1,000 Posts
    Hi guys
    Today will definitely be a NSD making my total 8 so far.
    On the up side the freezer and cupboards are full and my Xmas shopping is coming along nicely.
    Have a good day guys

    August PAD £490

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