November
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Nifty November's No-Spend Days Challenge!
Comments
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No more for me as I ordered a Christmas present yesterday and daughter wanted a lint roller today as ginger cat and black trousers don't go well apparently1
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Day 10 today for me
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One for me today, so now up to 6/15Making the debt go down and savings go up
LBM 2015 - debt £57K / Now £28,084....its going down
Mortgage Free December 9th 2024! 18mths ahead of schedule. Since 2022 we paid over £15K in OPs.Challenges
EF #68 £800/£3000
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Studies/surveys October £54.35
Decluttering items 1358/2025
Books read 19
Jigsaws done 11
My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-d£own-the-savings-up1 -
Not one for me, I bought a few basic items of clothing which should stand me in good stead over the winter and for a few years I hope. I may have also bought a video game extra that was on sale!1
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Off to a start =
5 days =
10 days =
15 days =
20 days =
Target reached =
Target beaten =
November targetsAuntieL 8/15
beanielou 15/19


BlackCoffeeNoSugar 10/15

cathybird 12/15

Crazycatlady2 11/18

Cuddlymarm 8/15
Doris17 7/15
GeorgianaCavendish 14/15

jammy dodger 15KajiKita 14/15

laura lau 10/15

leftatthetrafficlights 11/20

lianne1984 2/10
LittleMissDetermined 4/10
Makingabobor2 6/15
QueenJess 10/15

Rupacomp 5/15
Saver-upper 8/15
short bird 8/18
Newcomers welcome
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A new laptop for me today.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.1 -
I’ve had to scroll back and catch up with myself (crazy-busy week!).Last one I reported was on the 12th and all days since then have been NSDs so I think that makes an additional 4 NSDs? 😊
KKAs at 15.10.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £229,702
- OPs to mortgage = £12,345 Estd. interest saved = £5,863 to date
Fixed rate 3.85% ends October 2030
Read 59books of target 52 in 2025, as @ 18th October
Produce tracker: £426 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.1 -
Well done leftatthetrafficlights, GeorgianaCavendish, beanie, Doris17 and Saver-upper (for yesterday) and laura lau, BlackCoffeeNoSugar, Makingabobor2 and KajiKita (for today)

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Unexpected NSD #14 for yesterday please1
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Hi guys
Today will definitely be a NSD making my total 8 so far.
On the up side the freezer and cupboards are full and my Xmas shopping is coming along nicely.
Have a good day guys
Sept Turtle 12/16 NSDs
Sept PADs £6351
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