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Nifty November's No-Spend Days Challenge!

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  • QueenJess
    QueenJess Posts: 4,499 Forumite
    Eighth Anniversary 1,000 Posts Name Dropper
    Declaring a NSD for today
    2025 decluttering: 3,848🌟🥉🌟💐🏅🏅🌟🥈🏅🌟🏅💐💎🌟🏅🏆🌟🏅
    2025 use up challenge: 328🥉🥈🥇💎🏆
    Big kitchen declutter challenge 105/150
    2025 decluttering goals I Use up Challenge: 🥉365 🥈750 🥇1,000 💎2,000 🏆 3,000 👑 8,000 I 🥉12 🥈26 🥇52 💎 100 🏆 250 👑 500
  • And NSD #15 today 
  • AuntieL
    AuntieL Posts: 370 Forumite
    100 Posts Second Anniversary Name Dropper Photogenic
    NSD for me today 😁
    Debt-free journey started August 2023. DF 02/09/2024 🥳 (except mortgage)
    June 2025 NSD Challenge 1/18

    MFW 2025 #45
    Jan 2016 Mortgage = £149,895
    Current outstanding = £97,725
    2024 Overpayment = £675.66
    2025 Overpayment = £529/£700
  • beanielou
    beanielou Posts: 95,599 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Not one today.
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • cathybird
    cathybird Posts: 15,652 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    edited 18 November 2023 at 9:13PM

    November

    Off to a start = image
    5 days = image
    10 days = image

    15 days = image
    20 days = image

    Target reached = image
    Target beaten = image 

    November targets

    AuntieL 9/15 imageimage

    beanielou 16/19 imageimageimageimage


    BlackCoffeeNoSugar 11/15 image  imageimage


    cathybird 13/15 imageimageimage


    Crazycatlady2 11/18 imageimageimage


    Cuddlymarm 8/15 imageimage


    Doris17 7/15 imageimage


    GeorgianaCavendish 15/15 imageimageimageimageimage


    jammy dodger 15


    KajiKita 15/15 imageimageimageimageimage


    laura lau 10/15 imageimageimage


    leftatthetrafficlights 11/20 imageimageimage


    lianne1984 2/10 image


    LittleMissDetermined 4/10 image


    Makingabobor2 6/15 imageimage


    QueenJess 11/15 imageimageimage


    Rupacomp 5/15 imageimage


    Saver-upper 8/15 imageimage


    short bird 9/18 imageimage


    Newcomers welcome :)

  • KajiKita
    KajiKita Posts: 7,685 Forumite
    1,000 Posts Fourth Anniversary Name Dropper Photogenic
    NSD today! 😊❤️🤩

    KK
    As at 15.07.25:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £233,521
    - OPs to mortgage = £11,816 Interest saved £5,28 to date
    Fixed rate 3.85% ends January 2030

    Read 40 books of target 52 in 2025, as @ 29th July
    Produce tracker: £243 of £300 in 2025

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
  • cathybird
    cathybird Posts: 15,652 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Well done GeorgianaCavendish, cuddlymarm, QueenJess, AuntieL and KajiKita :):)
  • beanielou
    beanielou Posts: 95,599 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    One today. 
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • Today is Day 11 for me :) 
  • short_bird
    short_bird Posts: 4,021 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Early call for day 9
    ‘Keep your eye on the donut and not on the hole.’ David Lynch.
    "It’s a beautiful day with golden sunshine and blue skies all the way.” David Lynch.
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