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Nifty November's No-Spend Days Challenge!

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Comments

  • QueenJess
    QueenJess Posts: 4,921 Forumite
    Ninth Anniversary 1,000 Posts Name Dropper
    Declaring a NSD for today.
    2026 decluttering: 4,803 🤑🥉 ⭐️🥈🥇 ⭐️ ⭐️💎 ⭐️ ⭐️ ⭐️ ⭐️ ⭐️🏆⭐️👑⭐️🏅⭐️
    2026 use up challenge: 685🥉 ⭐️🥈🥇 ⭐️ ⭐️💎 ⭐️🏆⭐️ 🏅👑 ⭐️
    2026 decluttering goals I Use up Challenge: 🥉52 🥈100 🥇250 💎365 🏆1,000 👑3,000I 🥉25 🥈50 🥇100 💎150 🏆300 👑500

  • Crazycatlady2
    Crazycatlady2 Posts: 1,083 Forumite
    Sixth Anniversary 1,000 Posts Photogenic Name Dropper
    NSD Sunday and Monday 
  • Makingabobor2
    Makingabobor2 Posts: 4,823 Forumite
    1,000 Posts Third Anniversary Photogenic Name Dropper
    Think I may have missed declaring one, but I am now on 8/15
    Making the debt go down and savings go up

    LBM 2015 - debt £57K / Now £26,104....its going down

     Mortgage Free December 9th 2024!      18mths ahead of schedule.  

    Challenges

    EF  £290/3000


    Studies/surveys July £99.11

    Decluttering items 1400/    2025.  353/2026
    Books read    23 in 2025.  2026- 16 (target is 52)  
    Jigsaws done  20 in 2025.  4 in 2026

    My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-d£own-the-savings-up


  • AuntieL
    AuntieL Posts: 502 Forumite
    500 Posts Second Anniversary Name Dropper Photogenic
    Back to being a NSD for me today. Finally double figures for this month 😁
    Debt-free journey started August 2023. DF 02/09/2024 🥳 (except mortgage)
    April 2026 NSD Challenge 0/15

    MFW 2025 #45
    Jan 2016 Mortgage = £150,894 (23years 0months)
    Current outstanding = £90,256.60 (10years 1month)
    2024 Overpayment = £675.66
    2025 Overpayment = £710/£700
    2026 Overpayment = £357.72/£1000
  • [Deleted User]
    [Deleted User] Posts: 0 Newbie
    Fifth Anniversary 500 Posts Name Dropper Photogenic
    Day 12 for me :) 
  • KajiKita
    KajiKita Posts: 10,503 Forumite
    10,000 Posts Fifth Anniversary Name Dropper Photogenic
    NSD today 😊

    KK
    As at 16.07.26:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £213,042
    - OPs to mortgage = £19,809 Estd. interest saved = £10,180 to date
    c. 16 months reduction in term
    Fixed rate 3.85% ends October 2030

    Read 56 books of target 52 in 2026 as @ 2nd August. 
    Produce tracker: £192 of £400 in 2026

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
  • cathybird
    cathybird Posts: 16,814 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    edited 20 November 2023 at 10:41PM

    November

    Off to a start = image
    5 days = image
    10 days = image

    15 days = image
    20 days = image

    Target reached = image
    Target beaten = image 

    November targets

    AuntieL 10/15 imageimageimage

    beanielou 17/19 imageimageimageimage


    BlackCoffeeNoSugar 12/15 image  imageimage


    cathybird 15/15 imageimageimageimageimage


    Crazycatlady2 14/18 imageimageimage


    Cuddlymarm 9/15 imageimage


    Doris17 7/15 imageimage


    GeorgianaCavendish 17/15 imageimageimageimageimageimage 


    jammy dodger 15


    KajiKita 16/15 imageimageimageimageimageimage 


    laura lau 10/15 imageimageimage


    leftatthetrafficlights 13/20 imageimageimage


    lianne1984 2/10 image


    LittleMissDetermined 6/10 imageimage


    Makingabobor2 8/15 imageimage


    QueenJess 12/15 imageimageimage


    Rupacomp 8/15 imageimage


    Saver-upper 9/15 imageimage


    short bird 11/18 imageimageimage


    Newcomers welcome :)
  • Rupacomp
    Rupacomp Posts: 361 Forumite
    Fifth Anniversary 100 Posts Name Dropper Photogenic
    One to report from yesterday
    Savings goal by 31/12/24: £22000
    Dec 23: £6945.23
  • cathybird
    cathybird Posts: 16,814 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Not one for me, I paid a couple of bills and got in some supplies. :)
  • cathybird
    cathybird Posts: 16,814 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Well done LittleMissDetermined, short bird, QueenJess, Crazycatlady2, Makingabobor2, AuntieL, BlackCoffeeNoSugar, KajiKita and Rupacomp :):)
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