November
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Nifty November's No-Spend Days Challenge!
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Today was NSD #10, thank you cathybird.(Had 2 allowable spends: milk, and transferred money to daughter for bus to college.)SPC #36 :staradminx 8.SPC7=£751.10 SPC8=£651.04 SPC9=£843.00 SPC10=£872.76
Pinecone £301,Valued Opinions £10.500 -
Declaring another NSD bright Anna early for me today. Won’t be one tomorrow as I’m of to a fancy lunch with DH to celebrate our 10th wedding anniversary!2025 decluttering: 3,896🌟🥉🌟💐🏅🏅🌟🥈🏅🌟🏅💐💎🌟🏅🏆🌟🏅
2025 use up challenge: 333🥉🥈🥇💎🏆
Big kitchen declutter challenge 107/150
2025 decluttering goals I Use up Challenge: 🥉365 🥈750 🥇1,000 💎2,000 🏆 3,000 👑 8,000 I 🥉12 🥈26 🥇52 💎 100 🏆 250 👑 5000 -
Early call for day 12: definitely a stretch goal this month.‘Keep your eye on the donut and not on the hole.’ David Lynch.
"It’s a beautiful day with golden sunshine and blue skies all the way.” David Lynch.0 -
It's one for me today please
LMD xLife gets in the way...PADding is addictive...Saving's better than spending...My savings diary - Now for a healthier, wealthier me2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017Sealed pot 2025 £6573 | EF £1000/£1000 | Sabbatical £3364/£6000 | Travel savings £1508 | Sinking pots £25710 -
day 13 for me please
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One today.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
Off to a start =
5 days =
10 days =
15 days =
20 days =
Target reached =
Target beaten =
November targetsAuntieL 10/15beanielou 18/19BlackCoffeeNoSugar 13/15
cathybird 16/15
Crazycatlady2 14/18Cuddlymarm 9/15Doris17 7/15GeorgianaCavendish 17/15
jammy dodger 15KajiKita 16/15
laura lau 10/15leftatthetrafficlights 13/20lianne1984 2/10LittleMissDetermined 7/10Makingabobor2 8/15QueenJess 13/15Rupacomp 8/15Saver-upper 11/15short bird 12/18Newcomers welcome
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Well done Saver-upper, QueenJess, short bird, LittleMissDetermined, BlackCoffeeNoSugar and beanie 0
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@QueenJess congratulations and hope you have a lovely time xxQueenJess said:Declaring another NSD bright Anna early for me today. Won’t be one tomorrow as I’m of to a fancy lunch with DH to celebrate our 10th wedding anniversary!0 -
Ooooooooohhh, congratulations QueenJess. I hope you both have a wonderful day
All my purchases today were allowable spends: milk, bread, petrol, so today was NSD #11, thank you cathybird.
(PS cathybird: is your post a couple up from this one, meant to be for your other thread. They might be wondering where it is!)SPC #36 :staradminx 8.SPC7=£751.10 SPC8=£651.04 SPC9=£843.00 SPC10=£872.76
Pinecone £301,Valued Opinions £10.501
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