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Nifty November's No-Spend Days Challenge!

1202123252633

Comments

  • KajiKita
    KajiKita Posts: 8,504 Forumite
    1,000 Posts Fourth Anniversary Name Dropper Photogenic
    Not one yesterday (various shopping tasks). But will be today! 😊

    KK
    As at 15.10.25:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £229,702
    - OPs to mortgage = £12,345 Estd. interest saved = £5,863 to date
    Fixed rate 3.85% ends October 2030

    Read 59books of target 52 in 2025, as @ 18th October 
    Produce tracker: £426 of £300 in 2025

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
  • Declaring one early today. Although I seem to be missing from he totals tracker post. 
    Life gets in the way...PADding is addictive...Saving's better than spending...
    2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017
    EF £1000/£1000 | Sabbatical £3677/£6000
  • beanielou
    beanielou Posts: 96,751 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    One today. 
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • short_bird
    short_bird Posts: 4,066 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    An unexpected day 13.
    ‘Keep your eye on the donut and not on the hole.’ David Lynch.
    "It’s a beautiful day with golden sunshine and blue skies all the way.” David Lynch.
  • Up to 17 now 
    'Happiness is not a destination but the journey you walk every day'

    Weight loss challenge 2024:
    Start weight: 9st 13.1lb
    End weight: 8st 13lb

    Weight loss challenge 2025: 
    Start weight: 8st 6lbs
    End weight: 

    Nov GC: £0/£350

    JSF: £502.99/£2000

    'It's the small compromises you keep making over time that start to add up and get you to a place you don't want to be'

  • cathybird
    cathybird Posts: 15,861 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    edited 22 November 2023 at 8:19PM
    (PS cathybird: is your post a couple up from this one, meant to be for your other thread. They might be wondering where it is!)
    You're quite right, thank you! My bad. Now fixed. :)
    Declaring one early today. Although I seem to be missing from he totals tracker post. 
    My fault, LittleMissDetermined, I posted the wrong list! I've fixed it now. :)
  • cathybird
    cathybird Posts: 15,861 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    edited 23 November 2023 at 5:34PM

    November

    Off to a start = image
    5 days = image
    10 days = image

    15 days = image
    20 days = image

    Target reached = image
    Target beaten = image 

    November targets

    AuntieL 10/15 imageimageimage

    beanielou 19/19 imageimageimageimageimage


    BlackCoffeeNoSugar 13/15 image  imageimage


    cathybird 17/15 imageimageimageimageimageimage 


    Crazycatlady2 14/18 imageimageimage


    Cuddlymarm 9/15 imageimage


    Doris17 7/15 imageimage


    GeorgianaCavendish 17/15 imageimageimageimageimageimage 


    jammy dodger 15


    KajiKita 17/15 imageimageimageimageimageimage 


    laura lau 10/15 imageimageimage


    leftatthetrafficlights 17/20 imageimageimageimage


    lianne1984 2/10 image


    LittleMissDetermined 9/10 imageimage


    Makingabobor2 8/15 imageimage


    QueenJess 13/15 imageimageimage


    Rupacomp 8/15 imageimage


    Saver-upper 12/15 imageimageimage


    short bird 13/18 imageimageimage


    Newcomers welcome :)

  • Today was NSD #12, thank you cathybird.
    SPC #36 :staradminx 8.SPC7=£751.10 SPC8=£651.04 SPC9=£843.00 SPC10=£872.76
    Pinecone £301,Valued Opinions £10.50





  • cathybird
    cathybird Posts: 15,861 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Well done Saver-upper, KajiKita, LittleMissDetermined, beanie, short bird and leftatthetrafficlights :):)
  • One for me today please. Then it will be spendy until Sunday I'm afraid
    LMD x
    Life gets in the way...PADding is addictive...Saving's better than spending...
    2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017
    EF £1000/£1000 | Sabbatical £3677/£6000
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