Nifty November's No-Spend Days Challenge!



  • short_bird
    short_bird Posts: 3,704 Forumite
    Name Dropper First Post First Anniversary
    Not one today: hairdressers...
    Cancel the kitchen scraps for lepers and orphans, no more merciful beheadings, and call off Christmas.
  • laura_lau
    laura_lau Posts: 442 Forumite
    Photogenic First Anniversary First Post Name Dropper
    I am a little bit behind in reporting, apologies! I have 1 for Sunday, 1 for Monday and 1 for today, so my new total is 5/15! Thank you!
    My debt free journey starts on 30/08/2023:

    CC1 - 5,151.92 now 4,939.76
    CC2 - 4,625.87 now 4,741.90
    CC3 - 4,166.15 now 4,560.92
    Current outstanding total: 14,242.58

    Aiming to be debt free by Dec 2026.

    May 2024 No-Spend Day Challenge - 13/17
    NST May 2024 - 
    #21 1p savings challenge 2024 £188.11/£671.61
  • Crazycatlady2
    Not sure what day I got to but I've not spent since Saturday takeaway 
  • cathybird
    cathybird Posts: 13,580 Forumite
    First Post Name Dropper First Anniversary Photogenic
    edited 9 November 2023 at 11:31AM


    Off to a start = image
    5 days = image
    10 days = image

    15 days = image
    20 days = image

    Target reached = image
    Target beaten = image 

    November targets

    AuntieL 6/15 imageimage

    beanielou 7/19 imageimage

    BlackCoffeeNoSugar 5/15 image  image

    cathybird 6/15 imageimage

    Crazycatlady2 7/18 imageimage

    Cuddlymarm 4/15 image

    Doris17 4/15 image

    GeorgianaCavendish 5/15 imageimage

    jammy dodger 15

    KajiKita 7/15 imageimage

    laura lau 5/15 imageimage

    leftatthetrafficlights 5/20 imageimage

    lianne1984 2/10 image

    LittleMissDetermined 4/10 image

    Makingabobor2 3/15 image

    QueenJess 3/15 image

    Rupacomp 3/15 image

    Saver-upper 3/15 image

    short bird 6/18 imageimage

    Newcomers welcome :)

    In April I am taking a break from buying: Books
  • beanielou
    beanielou Posts: 90,718 Ambassador
    Academoney Grad I'm a Volunteer Ambassador Mortgage-free Glee! Name Dropper
    One against the odds today. 
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • AuntieL
    AuntieL Posts: 164 Forumite
    First Post Name Dropper Photogenic
    NSD #6 for me today
    Debt-free journey started August 2023
    May 2024 update:
    NSD Challenge 9/15
    Debt £4737.45 £588.56
    Savings £3946.27 £2690.96
    Books read 5
  • KajiKita
    KajiKita Posts: 4,005 Forumite
    First Anniversary First Post Name Dropper Photogenic
    NSD today. Quietly ticking along 😊

    As at 15.05.24:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 <gulp>, now £252,383, end date brought closer by 2 months  
    - OPs to mortgage = £6,480, Interest saved £2,415, to date
    - LTV 51% @ccord, 51% Yopa
    Fixed rate 2.17% ends October 2024

    Read 20 books of target 52 in 2024 (as @ 27th May)
    Produce tracker: £34.02 of £300

    Watch your thoughts, they become your words. Watch your words, they become your actions. Watch your actions, they become your reality. 
  • cathybird
    cathybird Posts: 13,580 Forumite
    First Post Name Dropper First Anniversary Photogenic
    Well done laura lau, Crazycatlady2, beanie, AuntieL and KajiKita :):)
    In April I am taking a break from buying: Books
  • Saver-upper
    Saver-upper Posts: 2,340 Forumite
    First Anniversary Name Dropper First Post
    Today was NSD #3, thank you cathybird.
    SPC #36 :staradminx 8.SPC7=£751.10 SPC8=£651.04 SPC9=£843.00 SPC10=£872.76
    Pinecone £301,Valued Opinions £10.50

  • jammy_dodger
    jammy_dodger Posts: 1,925 Forumite
    Name Dropper Photogenic First Anniversary First Post
    Good  morning   everybody  
    Ive  jut  popped  in  to  say  Hi  and  sorry  i  just  cant  join  in  the  challenge   this  month  I'm  busy   prepping  for  moving  house  next  week   and  more  to  sort  than i  thought 
    giving  me  a  great  excuse  for  a  grand  chuck  out  (  my  kids  will  thank  me  when  I'm   gone   :smiley: )
    take  care   see  you  all  soon   lots  of  love  JD   xx
Meet your Ambassadors


  • All Categories
  • 343.8K Banking & Borrowing
  • 250.3K Reduce Debt & Boost Income
  • 450K Spending & Discounts
  • 236K Work, Benefits & Business
  • 609.1K Mortgages, Homes & Bills
  • 173.4K Life & Family
  • 248.5K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 15.9K Discuss & Feedback
  • 15.1K Coronavirus Support Boards