HDBC Advance - gutted

friolento

prettyandfluffy said:

friolento said:

prettyandfluffy said:

 
* I have in fact transferred all the odd € amounts I had sitting in Starling and Revolut accounts to the Global Money Account so can easily spend or transfer them from there.

I'd like to do the same. How do you deposit € into the Global Money account please?

You can send the money as a payment from Starling in € and it will arrive in your Global Money Account in £ but you won't have been charged a fee. Mine took 24 hours to arrive. Go into the Global Money Account and choose "view more" to see your account details.

Oh I see. That’s no use to me as I want to keep the money in Euros. I don’t want to lose money by exchanging into Pounds, and then some more by changing to Euros again. I’ll just keep spending my remaining Euros with my Starling card

PloughmansLunch

prettyandfluffy said:

friolento said:

prettyandfluffy said:

 
* I have in fact transferred all the odd € amounts I had sitting in Starling and Revolut accounts to the Global Money Account so can easily spend or transfer them from there.

I'd like to do the same. How do you deposit € into the Global Money account please?

You can send the money as a payment from Starling in € and it will arrive in your Global Money Account in £ but you won't have been charged a fee. Mine took 24 hours to arrive. Go into the Global Money Account and choose "view more" to see your account details.

…but bear in mind you would have no confirmation of the Euro>GBP conversion rate used as it would be done automatically, and not necessarily in your favour. If you have a reasonable amount I would suggest opening a (free) HSBC Euro currency account so you can receive Euros into it, and then select ‘add money’ from within the Global Money menu, and transfer the funds across that way.  

friolento

PloughmansLunch said:

prettyandfluffy said:

friolento said:

prettyandfluffy said:

 
* I have in fact transferred all the odd € amounts I had sitting in Starling and Revolut accounts to the Global Money Account so can easily spend or transfer them from there.

I'd like to do the same. How do you deposit € into the Global Money account please?

You can send the money as a payment from Starling in € and it will arrive in your Global Money Account in £ but you won't have been charged a fee. Mine took 24 hours to arrive. Go into the Global Money Account and choose "view more" to see your account details.

…but bear in mind you would have no confirmation of the Euro>GBP conversion rate used as it would be done automatically, and not necessarily in your favour. If you have a reasonable amount I would suggest opening a (free) HSBC Euro currency account so you can receive Euros into it, and then select ‘add money’ from within the Global Money menu, and transfer the funds across that way.  

Thank you! That sounds a plan 👏

EDIT: it takes two days from account opening before you can use the HSBC Currency Account. Longer if you haven't got a qualifying HSBC current account yet.

backinbusiness

Quick update.  I've been asked to provide my last 3 months worth of payslips.  I think they think I told porkie pies!  Still awaiting with bated breath . . .BiB x 

SickGroove

prettyandfluffy said:

Deec said:

I think I'll ditch Starling too. With the HSBC account, if I need to pay in Euros and convert to £, is there a fee like the .4% Starling charge?

No, it's free of charge.  Tip: I just got rid of my Starling account (£) by switching to Lloyds, do it by 14th Nov to get £175 reward.  No need to have any direct debits etc set up.

Cheers for this, I've just transferred a random virgin current account I've never actually used!

Are there any other bank switches (without having to set up DD's) to get free cash?

Is there a forum on here that specifically discusses these offers?

Thanks again

eskbanker

SickGroove said:
Is there a forum on here that specifically discusses these offers?

On this (banking) board there will typically be one main thread per offer, although that doesn't avoid plenty of repetition when people start extra ones without checking first!

The main MSE bank article is usually fairly reliable in summarising the current offers, albeit it's always recommended to check the providers' own websites for definitive terms: https://www.moneysavingexpert.com/banking/compare-best-bank-accounts/#switch

Deec

Thanks for the tip on Lloyds. Just switched out of Starling and so did the Missus. so £350 quid.