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Flying solo

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  • twiggy86
    twiggy86 Posts: 2,679 Forumite
    Tenth Anniversary 1,000 Posts Name Dropper
    So with my weekly goals in mind, today's bit and bobs...

    • Make lunch to take to work 
    • Update spreadsheet 
    • Do money shuffle to "sweep up" December budget 
    • Check returns policy for company I need to send bits back to 
    • Pop to shop for milk and bread 
    • Snap receipt 
    • Clear out one drawer/ cupboard 
    • Dinner from stores 
    • Work on crochet pillow cover 
    Debt as at 5 June 2023 - £15,600.89
    Current debt - £5,935.00
    Total paid off - £9,665.89 (61% paid off)
  • badmemory
    badmemory Posts: 9,643 Forumite
    Ninth Anniversary 1,000 Posts Name Dropper
    Will your NI go down next month to help?
  • satchmo1
    satchmo1 Posts: 3,224 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Twiggy, my brother used to lodge away during the week, lodging Monday through Thursday, which seems like a great way of getting some extra income but having your house to yourself at weekends. 
    What would you get if all you got was what you were thankful for?
  • badmemory
    badmemory Posts: 9,643 Forumite
    Ninth Anniversary 1,000 Posts Name Dropper
    I believe there is an amount you can earn from a lodger without having to pay tax as Tilly (of tilly tidy fame) used to talk about it, but I'm not sure how much it is now.
  • Smudgeismydog
    Smudgeismydog Posts: 343 Ambassador
    100 Posts Second Anniversary Photogenic Mortgage-free Glee!
    ‘Rent a room relief’ allows you to earn up to £7,500 in rent per tax year from a lodger tax-free
    I’m a Forum Ambassador and I support the Forum Team on the Pension, Debt Free Wanabee, and Over 50 Money Saving boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the Report button, or by e-mailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.
  • badmemory
    badmemory Posts: 9,643 Forumite
    Ninth Anniversary 1,000 Posts Name Dropper
    ‘Rent a room relief’ allows you to earn up to £7,500 in rent per tax year from a lodger tax-free

    Thank you for confirming.  It has been a long time since Tilly & I wasn't sure if the amount had changed.
  • twiggy86
    twiggy86 Posts: 2,679 Forumite
    Tenth Anniversary 1,000 Posts Name Dropper
    Well I actually may have a lodger lined up with no effort on my part! My neighbours 30-ish year old son knocked the door last night - he's split up from his gf and so is moving out and I'd mentioned to his mum that I will be getting a lodger! I need to look into what the going rate is so that I can tell him what I want and if that's agreed then he'll move in in a couple of weeks! I'd said there is a few things I want to do with the room (paint and replace the door) before but also if he gets desperate to let me know! 

    So he was round for about an hour meaning I didn't get round to sorting out the kitchen drawer - well I started but didn't finish as that was what I was doing when he came round and by the time he left I was too hungry to do anything other than demolish a rather large portion of pasta! Oh and game changer - putting caramelized red onion chutney on garlic bread!!! YUM!

    Today's bits and bobs:
    • Work on crochet pillow cover (doing one square a day to aim to finish it by the end of the month)
    • Load of washing on eco wash setting 
    • Take some of the leftover pasta to work for lunch (not sure how many people my hungry mind thought I was feeding last night!) 
    • Update spreadsheet 
    • Look into what rooms rent out for 
    • Hang washing on airer
    • Package up return 
    • Complete clearing out drawer
    • Dinner from stores 
    • Work on a crochet project of some description (I have a few on the go!) 
    Debt as at 5 June 2023 - £15,600.89
    Current debt - £5,935.00
    Total paid off - £9,665.89 (61% paid off)
  • CRANKY40
    CRANKY40 Posts: 5,911 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud! Name Dropper
    That sounds like the perfect lodger. He'd be almost living with his mum but more free to come and go as he pleases. 
  • Ooh that's an exciting development!

    Make sure you have ground rules in place when you discuss the price, like if you're comfortable for him to bring women/friends back, what amount of housework you'd expect him to do, what he'd need to provide of his own like towels and bedding, if he has internet draining pastimes or TV packages that would need to be taken into cost consideration 
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