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Pulling my frugal pants on.

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  • KajiKita
    KajiKita Posts: 7,555 Forumite
    1,000 Posts Fourth Anniversary Name Dropper Photogenic
    You’ve had a busy and productive week. You sound a touch brighter too 😊
    Hope you have a lovely weekend 😊

    KK
    As at 15.07.25:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £233,521
    - OPs to mortgage = £11,338 Interest saved £5225 to date
    Fixed rate 3.85% ends January 2030

    Read 37 books of target 52 in 2025, as @ 23rd July
    Produce tracker: £223 of £300 in 2025

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
  • ladybird1106
    ladybird1106 Posts: 802 Forumite
    500 Posts Photogenic First Anniversary Name Dropper
    Feeling brighter KK, not sure if it’s my SAD lamp or the thought of being away next week on my own. Whatever it is I’ll take it. Did have a blip yesterday due to ongoing sadmin but felt better after talking to OH. Hoping to go up to the plot today, weather is pants but we can clean the inside of the greenhouses and stay dry. Time to get sort as the youngest is planning on meeting mum at the gym.
    love 🐞

    Grow your own: £14.66
  • redofromstart
    redofromstart Posts: 5,824 Forumite
    Seventh Anniversary 1,000 Posts Photogenic Name Dropper
    Are you all packed up yet and suitably excited?
    My mortgage free diary: https://forums.moneysavingexpert.com/discussion/6498069/whoops-here-comes-the-cheese

    GNU Mr Redo

  • ladybird1106
    ladybird1106 Posts: 802 Forumite
    500 Posts Photogenic First Anniversary Name Dropper
    Not packed yet redo but definitely excited.
    love 🐞

    Grow your own: £14.66
  • LadyWithAPlan
    LadyWithAPlan Posts: 3,744 Forumite
    1,000 Posts Third Anniversary Photogenic Name Dropper
    ladybird1106 said:
    Had final car bill, slightly eye watering but needs must (£800+).
    Felt very motivated to declutter and tidy the kitchen. Lots of OD and I mean very OD spices etc. Created a use it up shelf, got lots of half used packets of stuff into containers. I can easily see what we’ve got now. A lot of pasta, I ashamed to say there is almost 20 packets of unopened packets. They are in the awkward corner cupboard that even when I stand on a step I can’t reach. I have to climb onto the worktop to see in it. So that’s been moved. Microwave has been moved near to the window as the youngest couldn’t read the dial where it was. They successfully made beans on toast with cheese. Lots of stuff thrown in the bin. Stuff put on olio. Descent stuff gone to chazzers. Stuff gone in the recycling bin. More cupboards to look in tomorrow, however it the cupboard with the alcohol in and as LadyWithAPlan rightly pointed out it doesn’t go off.
    I’ve even cleaned the filter on the hoover.
    Very happy with what I’ve got done today.
    Time for tea
    love 🐞 

    I also found lots of unopened vitamins in the back of a high cupboard today - luckily all dated March 2025... i was only looking up there for some plant pots

    Congrats on your first wedding anniversary MF! Hope you do enjoy your trip away and relax
    DON'T BUY STUFF (from Frugalwoods)
    No seriously, just don’t buy things. 99% of our success with our savings rate is attributed to the fact that we don’t buy things... You can and should take advantage of discounts.... But at the end of the day, the only way to truly save money is to not buy stuff.    Money doesn’t walk out of your wallet on its own accord.
    https://forums.moneysavingexpert.com/discussion/6289577/future-proofing-my-life-deposit-saving-then-mfw-journey-in-under-13-years#latest
  • ladybird1106
    ladybird1106 Posts: 802 Forumite
    500 Posts Photogenic First Anniversary Name Dropper
    Holiday cancelled as the youngest became very ill the early hours of Monday. They had been very tired all weekend. 
    I think they have flu as they’ve had a high temp, shaking, feeling cold but not and off food. Lots of coughing and sneezing over me…… so I guess that’s me ill in the future 🤣. 
    Love 🐞

    Grow your own: £14.66
  • beanielou
    beanielou Posts: 95,458 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Sorry to hear that. For you both. 
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.     ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • redofromstart
    redofromstart Posts: 5,824 Forumite
    Seventh Anniversary 1,000 Posts Photogenic Name Dropper
    I am so sorry to hear that, it does sound like the one that is doing the rounds here. I hope you get to re book it in the future.
    My mortgage free diary: https://forums.moneysavingexpert.com/discussion/6498069/whoops-here-comes-the-cheese

    GNU Mr Redo

  • Cherryfudge
    Cherryfudge Posts: 13,167 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Oh, that's miserable. I hope youngest recovers soon and you don't get it.
    I think a bit of sunshine is good for frugal living. (Cranky40)
    The sun's been out and I think I’m solar powered (Onebrokelady)

    Fashion on the Ration 2025: Fabric 2, men's socks 3, Duvet 7.5, 2 t-shirts 10, men's socks 3, uniform top 0, hat 0, shoes 5 = 30.5/68
    2024: Trainers 5, dress 7, slippers 5, 2 prs socks (gift) 2, 3 prs white socks 3, t-shirts x 2 10, 6 prs socks: mostly gifts 6, duvet set 7.5 = 45.5/68 coupons
    20.5 coupons used in 2020. 62.5 used in 2021. 94.5 remaining as of 21/3/22
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