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Pulling my frugal pants on.
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Glad you had a lovely break 😊 and wondering quite how many toilet rolls your dad bought if he gave some away and even so, you are still swamped! 😉
Good luck with the budget review and the 2 to 5K 😊
KKAs at 15.07.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £233,521
- OPs to mortgage = £11,338 Interest saved £5225 to date
Fixed rate 3.85% ends January 2030
Read 40 books of target 52 in 2025, as @ 29th July
Produce tracker: £227 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.1 -
The toilet rolls are part of my inheritance KK 🤣. When we cleared the house there was well over 40.First wash out in natures tumble dryer.First 🛋️ to 5k done. Best get on with the rest of the day.
Love 🐞
Grow your own: £14.665 -
Well done on the C25K - I'm going to restart soon. If I remember rightly, the shin splints thing could mean you are taking it too fast. I'll see if I can find out for you (DD is a running coach).
I think I need to get some wall squats in before I start again - that was recommended to me as one of my knees tells me when I've been running and it's about supporting the knee by strengthening the muscles either side.
On the subject of inheritances, I'm still using the freezer bags and greaseproof paper from my Mum's kitchen, years ago. The many boxes of sticking plaster had to go as they lost their stickiness.I think a bit of sunshine is good for frugal living. (Cranky40)
The sun's been out and I think I’m solar powered (Onebrokelady)
Fashion on the Ration 2025: Fabric 2, men's socks 3, Duvet 7.5, 2 t-shirts 10, men's socks 3, uniform top 0, hat 0, shoes 5 = 30.5/68
2024: Trainers 5, dress 7, slippers 5, 2 prs socks (gift) 2, 3 prs white socks 3, t-shirts x 2 10, 6 prs socks: mostly gifts 6, duvet set 7.5 = 45.5/68 coupons
20.5 coupons used in 2020. 62.5 used in 2021. 94.5 remaining as of 21/3/223 -
Well done on all the organisation and going for a run!
volunteering sounds ideal if you can fit it around the youngest
sounds like you are pretty clear on the next steps for finances as wellDON'T BUY STUFF (from Frugalwoods)
No seriously, just don’t buy things. 99% of our success with our savings rate is attributed to the fact that we don’t buy things... You can and should take advantage of discounts.... But at the end of the day, the only way to truly save money is to not buy stuff. Money doesn’t walk out of your wallet on its own accord.
https://forums.moneysavingexpert.com/discussion/6289577/future-proofing-my-life-deposit-saving-then-mfw-journey-in-under-13-years#latest1 -
I stopped getting shin splints once I got the right trainers.My mortgage free diary: https://forums.moneysavingexpert.com/discussion/6498069/whoops-here-comes-the-cheese
GNU Mr Redo2 -
Hmmm wall squats sound a good idea cherryfudge as I have weak knees too.
LWAP hopefully the next steps are achievable.
Redofromstart I think I’ll look into that if I’m still running after a month. The eldest was assessed for proper running shoes and said it was best thing they did.
Busy 🐝 day. Managed to move chest of drawers and massive book case into place. Which means the tv is gone upstairs to the room of doom. We’ve decided we want to try going without one for a year. OH wants to keep it so he can watch the rugby. Anyway strategic placed furniture means I don’t need to touch up the paint in a corner 😝.Frugalness for today
1) Made a chilli for tomorrow ys mushrooms, peppers and veggie spicy sausages added.
2) There will be leftovers from dinners, will save and have it as bubble and squeak later in the week
3) Turned off the oven 10 minutes before timer finished and food cooked in residual heat.
4) Veg water made into gravy.5) Used nature’s tumble drier (all dry)
6) Free exercise-yoga and couch 🛋️ to 5k
7) Tc to mum to check if petrol is cheaper in her town - it is -will fill up tomorrow when I go to collect miss giddychops.Right best go and sort out the kitchen
love 🐞
Grow your own: £14.664 -
Frugalness for today
1) used natures tumble dryer
2) had bubble and squeak using leftovers from last night.3) swapped a portion of chilli for half a homemade quiche with mum.4) topped car up with petrol when I called at mums (6p cheaper)
5) mum gave me 2 small bags of dog food for miss giddychops
6) moved another £20 (Christmas gift ) into 🐞PP.
7) cut open the youngest toothpaste tube to get out the leftovers
8) vegetable water saved for miss giddychops tea tomorrow
9) used quidditch cashback when I ordered a map and some body wash ( free gift with body wash)
10) listed seeds to check if I need to buy any- I don’t. Normally I’d just buy some without checking.House is tidy, money shuffled etc etc
love 🐞
Grow your own: £14.663 -
Frugalness for today
1) Bought a cover and screen protector for OH phone as he is very prone to breaking them.
2) The youngest had soup from the freezer and we had the quiche I had swapped with mum.
3) Free exercise- 2nd day of 🛋️ 2 5k , yoga, dog walk and walk in town.4) Resisted the siren call of a reduced dress.5) Currently reading 2 books I picked up from the book swop telephone boxNatures washing machine didn’t materialise here, so missed using natures tumble dryer. Dehumidifier on for a couple of hours to help dry stuff.Plan for tomorrow is to meet the eldest at a nature reserve at a half way point, provided the weather is ok.
HAPPY NEW YEAR EVERYONE
LOVE 🐞
Grow your own: £14.663 -
Had a lovely day. Met with the eldest, the youngest had enough energy to come too but did get 🥶 after an hour and half. Managed to get our steps in and discussed our holidays. We each have a weekend with another person in our little family. The eldest and I would really like to do some wild 🏊♀️and paddle boarding (yha or camping), the eldest and OH with camp ⛺️ and walk, the youngest and I will hopefully go to Stratford (yha for accommodation), the youngest and OH will go to a friend’s cottage at the coast and take in laws. OH and I hopefully will go and do a dark🌌 skies trip (⛺️) and the kids will have a weekend at home. They have been told that as they are adults now, they will need to contribute finically to these additional holidays. We can’t keep paying for everything. Fun pot already started and should help pay for some of these breaks.Cost of today was £35 - treated ourselves to lunch and drinks with it been new year. OH has actually decluttered some of his beloved books (about 30 in total), hopefully get those worth something (not a lot) sent tomorrow. Rest will go to book swop telephone box or charity table at Sainsbugs .Tomorrow is run number 3 of week one so best get some zzzzzz
love 🐞
Grow your own: £14.663 -
I’ve decided that we really need to love what’s in our house and get rid of the clutter. Setting a target of 2025 items. So far we’ve got rid of 31 books. If we can make some money along the way that would be great. Will included any weight I lose in the total too😝
love 🐞
Grow your own: £14.665
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